Is Dallas, TX cheaper than Oakdale, MN?

Based on cost of living data, Dallas, TX is 1.5% more expensive than Oakdale, MN. This translates to spending an extra $109 per month.

What salary do I need in Dallas, TX to live like I do in Oakdale, MN?

If you earn $150,000 in Oakdale, MN, you'd need approximately $151,310.617 in Dallas, TX to maintain the same standard of living.

How does housing cost compare between Oakdale, MN and Dallas, TX?

Housing in Dallas, TX is 3.7% more expensive than in Oakdale, MN. For a two-bedroom apartment, rent is $1,765/month in Dallas, TX compared to $1,370/month in Oakdale, MN.

How much can I save per month by moving from Oakdale, MN to Dallas, TX?

Living in Dallas, TX costs approximately $109 more per month than Oakdale, MN, or $1311 more per year, based on a $150,000 salary.

Oakdale, MN vs Dallas, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Oakdale, MN — ZIP-level rent data · COL adjusted from Saint Paul, MN area

Current salary in Oakdale, MN

Numbers update automatically as you type

You'd spend $109/month more in Dallas, TX

$150.0K in your current city equals $151.3K in Dallas, TX

Rent data from HUD ZIP-level estimates · COL index from Minneapolis-St. Paul-Bloomington, MN-WI area

Overall Cost

↑ 1.5%

More expensive

Monthly Impact

$109

Extra cost

Annual Impact

$1.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Oakdale, MN

Population:28K

Cost Index:100

Median Home:$343K

Dallas, TX

Population:1304K

Cost Index:101

Median Home:$292K

Oakdale, MN

The North Star State

28K

Population

State Tax

Yes

Located in Minnesota, this city has a population of 28K residents.

Dallas, TX

The Lone Star State

1.3M

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Major business center
•No state income tax
•Big Tex home

Major Industries

TechnologyFinanceEnergyTransportation

Cost Breakdown by Category

Annual spending: Oakdale, MN vs Dallas, TX

Category	Oakdale, MN	Dallas, TX	Difference	Change
📦Other	$1,635/mo	$1,774/mo	↑ $140more	8.5%
🏥Healthcare	$736/mo	$632/mo	↓ $104less	14.1%
🏠Housing	$2,306/mo	$2,391/mo	↑ $84.67more	3.7%
⚡All Utilities	$495/mo	$563/mo	↑ $68.01more	13.7%
🛒Groceries	$1,002/mo	$979/mo	↓ $22.90less	2.3%
🚗Transportation	$1,308/mo	$1,298/mo	↓ $10.35less	0.8%

📦Other

↑ 8.5%

Oakdale, MN

$1,635

Dallas, TX

$1,774

Difference

$140

🏥Healthcare

↓ 14.1%

Oakdale, MN

$736

Dallas, TX

$632

Difference

$104

less

🏠Housing

↑ 3.7%

Oakdale, MN

$2,306

Dallas, TX

$2,391

Difference

$84.67

⚡All Utilities

↑ 13.7%

Oakdale, MN

$495

Dallas, TX

$563

Difference

$68.01

🛒Groceries

↓ 2.3%

Oakdale, MN

$1,002

Dallas, TX

$979

Difference

$22.90

less

🚗Transportation

↓ 0.8%

Oakdale, MN

$1,308

Dallas, TX

$1,298

Difference

$10.35

less

🏠Rent Comparison

Studio

From$999

To$1,450

↑ $451

1 Bed

From$1,128

To$1,505

↑ $377

2 Bed

From$1,370

To$1,765

↑ $395

3 Bed

From$1,813

To$2,220

↑ $407

Oakdale, MNZIP-level data

1BR range: $1,400–$1,400/mo

Dallas, TXZIP-level data

1BR range: $1,040–$2,470/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,482

Monthly in Oakdale, MN

$7,637

Monthly in Dallas, TX

$155

Difference

Home Values

Oakdale

Dallas

$343K

Median Value

$292K

↑ +3.7%

YoY Change

↓ -3.1%

↑ +23.7%

5-Year Change

↑ +27.1%

$343K

Price Range

$138K - $2.01M

Homes in Dallas are 15% less expensive than Oakdale

Calculate payment - Oakdale Calculate payment - Dallas

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $10.4K

Per year

Monthly Difference

$869

More take-home

Effective Rate Diff

7.0%

Rate difference

Oakdale, MN

Federal Income Tax

Effective: 18.9%

$25.5K

Minnesota State Tax

Effective: 7.0%

$10.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.6%

$47.4K

Take-Home Pay

$8,546/month

$102.6K

Dallas, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Oakdale, MN Tax Rates

Sales Tax:8.0%

Property Tax:1.1%

Dallas, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.