Is St. Louis, MO cheaper than Oakton, VA?

Based on cost of living data, St. Louis, MO is 38.9% cheaper than Oakton, VA. This translates to saving $2915 per month.

What salary do I need in St. Louis, MO to live like I do in Oakton, VA?

If you earn $150,000 in Oakton, VA, you'd need approximately $115,016.375 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Oakton, VA and St. Louis, MO?

Housing in St. Louis, MO is 64.3% cheaper than in Oakton, VA. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $2,228/month in Oakton, VA.

How much can I save per month by moving from Oakton, VA to St. Louis, MO?

Moving from Oakton, VA to St. Louis, MO could save you approximately $2915 per month, or $34984 per year, based on a $150,000 salary.

Oakton, VA vs St. Louis, MO: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 Oakton, VA — COL adjusted from Washington, DC area + state data

Current salary in Oakton, VA

Numbers update automatically as you type

You'd save $2.9K/month moving to St. Louis, MO

$150.0K in your current city equals $115.0K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 38.9%

Less expensive

Monthly Impact

$2,915

Savings

Annual Impact

$35.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Oakton, VA

Population:37K

Cost Index:100

Median Home:$556K

St. Louis, MO

Population:302K

Cost Index:61

Median Home:$145K

Oakton, VA

The Old Dominion State

37K

Population

State Tax

Yes

Located in Virginia, this city has a population of 37K residents.

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Oakton, VA vs St. Louis, MO

Category	Oakton, VA	St. Louis, MO	Difference	Change
🏠Housing	$5,234/mo	$1,871/mo	↓ $3,363less	64.3%
🚗Transportation	$1,765/mo	$1,216/mo	↓ $549less	31.1%
📦Other	$1,708/mo	$1,607/mo	↓ $101less	5.9%
🛒Groceries	$1,044/mo	$949/mo	↓ $94.98less	9.1%
🏥Healthcare	$612/mo	$527/mo	↓ $84.88less	13.9%
⚡All Utilities	$492/mo	$535/mo	↑ $43.77more	8.9%

🏠Housing

↓ 64.3%

Oakton, VA

$5,234

St. Louis, MO

$1,871

Difference

$3,363

less

🚗Transportation

↓ 31.1%

Oakton, VA

$1,765

St. Louis, MO

$1,216

Difference

$549

less

📦Other

↓ 5.9%

Oakton, VA

$1,708

St. Louis, MO

$1,607

Difference

$101

less

🛒Groceries

↓ 9.1%

Oakton, VA

$1,044

St. Louis, MO

$949

Difference

$94.98

less

🏥Healthcare

↓ 13.9%

Oakton, VA

$612

St. Louis, MO

$527

Difference

$84.88

less

⚡All Utilities

↑ 8.9%

Oakton, VA

$492

St. Louis, MO

$535

Difference

$43.77

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Oakton, VA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,512

To$910

↓ $602

1 Bed

From$1,751

To$950

↓ $801

2 Bed

From$2,228

To$1,160

↓ $1,068

3 Bed

From$3,104

To$1,490

↓ $1,614

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$10,855

Monthly in Oakton, VA

$6,705

Monthly in St. Louis, MO

$4,150

Difference

Home Values

Oakton

St. Louis

Median Value

$145K

YoY Change

↓ -0.8%

5-Year Change

↑ +10.9%

Price Range

$38K - $302K

Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $439

Per year

Monthly Difference

$36.54

More take-home

Effective Rate Diff

0.3%

Rate difference

Oakton, VA

Federal Income Tax

Effective: 18.9%

$25.5K

Virginia State Tax

Effective: 5.6%

$8.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.3%

$45.4K

Take-Home Pay

$8,718/month

$104.6K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Oakton, VA Tax Rates

Sales Tax:5.7%

Property Tax:0.8%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.