Is Austin, TX cheaper than Oceanside CDP, NY?

Based on cost of living data, Austin, TX is 30.3% cheaper than Oceanside CDP, NY. This translates to saving $2273 per month.

What salary do I need in Austin, TX to live like I do in Oceanside CDP, NY?

If you earn $150,000 in Oceanside CDP, NY, you'd need approximately $122,728.905 in Austin, TX to maintain the same standard of living.

How does housing cost compare between Oceanside CDP, NY and Austin, TX?

Housing in Austin, TX is 52.4% cheaper than in Oceanside CDP, NY. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $3,140/month in Oceanside CDP, NY.

How much can I save per month by moving from Oceanside CDP, NY to Austin, TX?

Moving from Oceanside CDP, NY to Austin, TX could save you approximately $2273 per month, or $27271 per year, based on a $150,000 salary.

Oceanside CDP, NY vs Austin, TX: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 Oceanside CDP, NY — COL adjusted from New York, NY area + state data

Current salary in Oceanside CDP, NY

Numbers update automatically as you type

You'd save $2.3K/month moving to Austin, TX

$150.0K in your current city equals $122.7K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 30.3%

Less expensive

Monthly Impact

$2,273

Savings

Annual Impact

$27.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Oceanside CDP, NY

Population:33K

Cost Index:100

Median Home:$1.05M

Austin, TX

Population:979K

Cost Index:70

Median Home:$558K

Oceanside CDP, NY

The Empire State

33K

Population

State Tax

Yes

Located in New York, this city has a population of 33K residents.

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Oceanside CDP, NY vs Austin, TX

Category	Oceanside CDP, NY	Austin, TX	Difference	Change
🏠Housing	$6,055/mo	$2,885/mo	↓ $3,170less	52.4%
🛒Groceries	$1,093/mo	$959/mo	↓ $133less	12.2%
🚗Transportation	$1,409/mo	$1,284/mo	↓ $125less	8.9%
🏥Healthcare	$645/mo	$589/mo	↓ $56.42less	8.7%
📦Other	$1,789/mo	$1,741/mo	↓ $48.14less	2.7%
⚡All Utilities	$563/mo	$541/mo	↓ $21.75less	3.9%

🏠Housing

↓ 52.4%

Oceanside CDP, NY

$6,055

Austin, TX

$2,885

Difference

$3,170

less

🛒Groceries

↓ 12.2%

Oceanside CDP, NY

$1,093

Austin, TX

$959

Difference

$133

less

🚗Transportation

↓ 8.9%

Oceanside CDP, NY

$1,409

Austin, TX

$1,284

Difference

$125

less

🏥Healthcare

↓ 8.7%

Oceanside CDP, NY

$645

Austin, TX

$589

Difference

$56.42

less

📦Other

↓ 2.7%

Oceanside CDP, NY

$1,789

Austin, TX

$1,741

Difference

$48.14

less

⚡All Utilities

↓ 3.9%

Oceanside CDP, NY

$563

Austin, TX

$541

Difference

$21.75

less

🏠Rent Comparison

Studio

From$2,161

To$1,585

↓ $576

1 Bed

From$2,542

To$1,685

↓ $857

2 Bed

From$3,140

To$1,995

↓ $1,145

3 Bed

From$4,337

To$2,525

↓ $1,812

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$11,554

Monthly in Oceanside CDP, NY

$7,998

Monthly in Austin, TX

$3,555

Difference

Home Values

Oceanside CDP

Austin

Median Value

$558K

YoY Change

↓ -5%

5-Year Change

↑ +12.6%

Price Range

$272K - $1.26M

Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $9.5K

Per year

Monthly Difference

$795

More take-home

Effective Rate Diff

6.4%

Rate difference

Oceanside CDP, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Oceanside CDP, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.