Is Raleigh, NC cheaper than Oceanside CDP, NY?

Based on cost of living data, Raleigh, NC is 34.4% cheaper than Oceanside CDP, NY. This translates to saving $2577 per month.

What salary do I need in Raleigh, NC to live like I do in Oceanside CDP, NY?

If you earn $150,000 in Oceanside CDP, NY, you'd need approximately $119,074.794 in Raleigh, NC to maintain the same standard of living.

How does housing cost compare between Oceanside CDP, NY and Raleigh, NC?

Housing in Raleigh, NC is 59.2% cheaper than in Oceanside CDP, NY. For a two-bedroom apartment, rent is $1,800/month in Raleigh, NC compared to $3,140/month in Oceanside CDP, NY.

How much can I save per month by moving from Oceanside CDP, NY to Raleigh, NC?

Moving from Oceanside CDP, NY to Raleigh, NC could save you approximately $2577 per month, or $30925 per year, based on a $150,000 salary.

Oceanside CDP, NY vs Raleigh, NC: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Oceanside CDP, NY — COL adjusted from New York, NY area + state data

Current salary in Oceanside CDP, NY

Numbers update automatically as you type

You'd save $2.6K/month moving to Raleigh, NC

$150.0K in your current city equals $119.1K in Raleigh, NC

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 34.4%

Less expensive

Monthly Impact

$2,577

Savings

Annual Impact

$30.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Oceanside CDP, NY

Population:33K

Cost Index:100

Median Home:$1.05M

Raleigh, NC

Population:474K

Cost Index:66

Median Home:$512K

Oceanside CDP, NY

The Empire State

33K

Population

State Tax

Yes

Located in New York, this city has a population of 33K residents.

Raleigh, NC

The Tar Heel State

474K

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Research Triangle
•State capital
•Major university town

Major Industries

TechnologyResearchEducationGovernment

Cost Breakdown by Category

Annual spending: Oceanside CDP, NY vs Raleigh, NC

Category	Oceanside CDP, NY	Raleigh, NC	Difference	Change
🏠Housing	$6,055/mo	$2,469/mo	↓ $3,586less	59.2%
🛒Groceries	$1,093/mo	$959/mo	↓ $133less	12.2%
🚗Transportation	$1,409/mo	$1,284/mo	↓ $125less	8.9%
📦Other	$1,789/mo	$1,707/mo	↓ $81.62less	4.6%
🏥Healthcare	$645/mo	$601/mo	↓ $44.02less	6.8%
⚡All Utilities	$563/mo	$546/mo	↓ $16.28less	2.9%

🏠Housing

↓ 59.2%

Oceanside CDP, NY

$6,055

Raleigh, NC

$2,469

Difference

$3,586

less

🛒Groceries

↓ 12.2%

Oceanside CDP, NY

$1,093

Raleigh, NC

$959

Difference

$133

less

🚗Transportation

↓ 8.9%

Oceanside CDP, NY

$1,409

Raleigh, NC

$1,284

Difference

$125

less

📦Other

↓ 4.6%

Oceanside CDP, NY

$1,789

Raleigh, NC

$1,707

Difference

$81.62

less

🏥Healthcare

↓ 6.8%

Oceanside CDP, NY

$645

Raleigh, NC

$601

Difference

$44.02

less

⚡All Utilities

↓ 2.9%

Oceanside CDP, NY

$563

Raleigh, NC

$546

Difference

$16.28

less

🏠Rent Comparison

Studio

From$2,161

To$1,570

↓ $591

1 Bed

From$2,542

To$1,640

↓ $902

2 Bed

From$3,140

To$1,800

↓ $1,340

3 Bed

From$4,337

To$2,255

↓ $2,082

Raleigh, NCZIP-level data

1BR range: $1,400–$1,880/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$11,554

Monthly in Oceanside CDP, NY

$7,567

Monthly in Raleigh, NC

$3,987

Difference

Home Values

Oceanside CDP

Raleigh

Median Value

$512K

YoY Change

↓ -0.5%

5-Year Change

↑ +38.2%

Price Range

$314K - $992K

Calculate payment - Raleigh

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.4K

Per year

Monthly Difference

$202

More take-home

Effective Rate Diff

1.6%

Rate difference

Oceanside CDP, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Raleigh, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Additional Tax Information

Oceanside CDP, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

Raleigh, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.