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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd spend $67.64/month more in Fargo, ND

$150.0K in your current city equals $150.8K in Fargo, ND

Rent data from HUD ZIP-level estimates · COL index from Kansas City, MO-KS area
Overall Cost
0.9%
More expensive
Monthly Impact
$67.64
Extra cost
Annual Impact
$812
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Olathe, KS

Population:147K
Cost Index:
100
100 = national average
Median Home:$422K

Fargo, ND

Population:133K
Cost Index:
101
(1% above avg)
Median Home:$259K

Olathe, KS

The Sunflower State

147K
Population
State Tax
Yes

Located in Kansas, this city has a population of 147K residents.

Fargo, ND

The Peace Garden State

133K
Population
State Tax
Yes

Located in North Dakota, this city has a population of 133K residents.

Cost Breakdown by Category

Annual spending: Olathe, KS vs Fargo, ND

Housing
12.1%
Olathe, KS
$1,844
Fargo, ND
$2,067
Difference
$223
more
Other
7.2%
Olathe, KS
$1,564
Fargo, ND
$1,452
Difference
$112
less
Healthcare
14.2%
Olathe, KS
$599
Fargo, ND
$684
Difference
$84.78
more
All Utilities
13.0%
Olathe, KS
$528
Fargo, ND
$460
Difference
$68.57
less
Transportation
4.6%
Olathe, KS
$1,183
Fargo, ND
$1,129
Difference
$54.16
less
Groceries
0.6%
Olathe, KS
$936
Fargo, ND
$931
Difference
$5.43
less

🏠Rent Comparison

Studio
From$947
To$501
$446
1 Bed
From$1,038
To$598
$440
2 Bed
From$1,175
To$723
$452
3 Bed
From$1,530
To$1,009
$521
Olathe, KSZIP-level data

1BR range: $1,130$1,380/mo

Fargo, NDZIP-level data

1BR range: $860$860/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,654
Monthly in Olathe, KS
$6,722
Monthly in Fargo, ND
$68.02
Difference

Home Values

Olathe
Fargo
$422K
Median Value
$259K
↑ +3.4%
YoY Change
↑ +4.3%
↑ +35.8%
5-Year Change
↑ +23.9%
$420K - $425K
Price Range
$259K

Homes in Fargo are 39% less expensive than Olathe

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$5.6K
Per year
Monthly Difference
$470
More take-home
Effective Rate Diff
3.8%
Rate difference

Olathe, KS

Federal Income Tax
Effective: 18.9%
$25.5K
Kansas State Tax
Effective: 5.6%
$8.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.3%
$45.4K
Take-Home Pay
$8,714/month
$104.6K

Fargo, ND

Federal Income Tax
Effective: 18.9%
$25.5K
North Dakota State Tax
Effective: 1.9%
$2.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 26.5%
$39.8K
Take-Home Pay
$9,184/month
$110.2K

Additional Tax Information

Olathe, KS Tax Rates

Sales Tax:8.7%
Property Tax:1.3%

Fargo, ND Tax Rates

Sales Tax:6.8%
Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Olathe
Fargo
46 Good
Air Quality
42 Good
59.3%
Good Air Days
66.4%
97 High
Climate Risk
98 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
+3.3°F
2050 Outlook
+3.6°F
44 days
Heat Days >95°F
14 days
+3.3°F
2050 Outlook
+3.6°F
44 days
Heat Days >95°F
14 days

💰 See how taxes change too — compare take-home pay between Kansas and North Dakota on TaxTakeHome.com

Where your money goes further

Cities cheaper than Olathe, KS on a $150.0K salary

Similar cost to Fargo, ND

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