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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd spend $608/month more in Rochester, MN

$150.0K in your current city equals $157.3K in Rochester, MN

Rent data from HUD ZIP-level estimates · COL index from Kansas City, MO-KS area
Overall Cost
8.1%
More expensive
Monthly Impact
$608
Extra cost
Annual Impact
$7.3K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Olathe, KS

Population:147K
Cost Index:
100
100 = national average
Median Home:$422K

Rochester, MN

Population:122K
Cost Index:
108
(8% above avg)
Median Home:$346K

Olathe, KS

The Sunflower State

147K
Population
State Tax
Yes

Located in Kansas, this city has a population of 147K residents.

Rochester, MN

The North Star State

122K
Population
State Tax
Yes

Located in Minnesota, this city has a population of 122K residents.

Cost Breakdown by Category

Annual spending: Olathe, KS vs Rochester, MN

Housing
19.0%
Olathe, KS
$1,844
Rochester, MN
$2,193
Difference
$350
more
Healthcare
19.8%
Olathe, KS
$599
Rochester, MN
$718
Difference
$119
more
Transportation
5.2%
Olathe, KS
$1,183
Rochester, MN
$1,244
Difference
$61.01
more
All Utilities
8.6%
Olathe, KS
$528
Rochester, MN
$483
Difference
$45.69
less
Groceries
4.4%
Olathe, KS
$936
Rochester, MN
$977
Difference
$40.90
more
Other
0.6%
Olathe, KS
$1,564
Rochester, MN
$1,555
Difference
$9.07
less

🏠Rent Comparison

Studio
From$947
To$870
$77.00
1 Bed
From$1,038
To$931
$107
2 Bed
From$1,175
To$1,104
$71.00
3 Bed
From$1,530
To$1,533
$3.00
Olathe, KSZIP-level data

1BR range: $1,130$1,380/mo

Rochester, MNZIP-level data

1BR range: $1,040$1,430/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,654
Monthly in Olathe, KS
$7,170
Monthly in Rochester, MN
$516
Difference

Home Values

Olathe
Rochester
$422K
Median Value
$346K
↑ +3.4%
YoY Change
↑ +3.5%
↑ +35.8%
5-Year Change
↑ +27.5%
$420K - $425K
Price Range
$278K - $451K

Homes in Rochester are 18% less expensive than Olathe

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$2.0K
More taxes
Monthly Difference
$168
Less take-home
Effective Rate Diff
1.3%
Rate difference

Olathe, KS

Federal Income Tax
Effective: 18.9%
$25.5K
Kansas State Tax
Effective: 5.6%
$8.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.3%
$45.4K
Take-Home Pay
$8,714/month
$104.6K

Rochester, MN

Federal Income Tax
Effective: 18.9%
$25.5K
Minnesota State Tax
Effective: 7.0%
$10.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.6%
$47.4K
Take-Home Pay
$8,546/month
$102.6K

Additional Tax Information

Olathe, KS Tax Rates

Sales Tax:8.7%
Property Tax:1.3%

Rochester, MN Tax Rates

Sales Tax:8.0%
Property Tax:1.1%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Olathe
Rochester
46 Good
Air Quality
36 Good
59.3%
Good Air Days
72.4%
97 High
Climate Risk
95 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
+3.3°F
2050 Outlook
+3.7°F
44 days
Heat Days >95°F
14 days
+3.3°F
2050 Outlook
+3.7°F
44 days
Heat Days >95°F
14 days

What to Consider When Moving from Olathe, KS to Rochester, MN

Relocating from Olathe, KS to Rochester, MN involves more than just comparing rent prices. While the overall cost of living is roughly 8% higher in Rochester, MN, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Rochester, MN is 19% more expensive than in Olathe, KS. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Rochester, MN pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Rochester, MN to match your current standard of living in Olathe, KS.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Rochester, MN for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Olathe, KS vs Rochester, MN

Is Rochester, MN cheaper than Olathe, KS?

Rochester, MN is approximately 8.1% more expensive than Olathe, KS overall. On a $150,000 salary, that translates to roughly $608/month in additional expenses. Housing is the biggest factor, costing 19% more in Rochester, MN.

What salary do I need in Rochester, MN to match my lifestyle in Olathe, KS?

If you currently earn $150,000 in Olathe, KS, you would need approximately $157,296 in Rochester, MN to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Olathe, KS and Rochester, MN?

A two-bedroom apartment averages $1,175/month in Olathe, KS compared to $1,104/month in Rochester, MN. One-bedroom apartments are $1,038/month in Olathe, KS vs $931/month in Rochester, MN. These are area-wide medians — specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Olathe, KS or Rochester, MN?

Groceries are about 4% more expensive in Rochester, MN than in Olathe, KS, which adds roughly $40.90/month to a typical household budget. This covers common items like produce, dairy, meat, and pantry staples based on BLS consumer expenditure data.

What is the best time to move from Olathe, KS to Rochester, MN?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

💰 See how taxes change too — compare take-home pay between Kansas and Minnesota on TaxTakeHome.com

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