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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd spend $586/month more in Springfield, IL

$150.0K in your current city equals $157.0K in Springfield, IL

Rent data from HUD ZIP-level estimates · COL index from Kansas City, MO-KS area
Overall Cost
↑ 7.8%
More expensive
Monthly Impact
$586
Extra cost
Annual Impact
$7.0K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Olathe, KS

Population:147K
Cost Index:
100
100 = national average
Median Home:$422K

Springfield, IL

Population:113K
Cost Index:
108
(8% above avg)
Median Home:$145K

Olathe, KS

The Sunflower State

147K
Population
State Tax
Yes

Located in Kansas, this city has a population of 147K residents.

Springfield, IL

The Prairie State

113K
Population
State Tax
Yes

Located in Illinois, this city has a population of 113K residents.

Cost Breakdown by Category

Annual spending: Olathe, KS vs Springfield, IL

Housing
↑ 10.1%
Olathe, KS
$1,844
Springfield, IL
$2,031
Difference
$187
more
Other
↑ 11.5%
Olathe, KS
$1,564
Springfield, IL
$1,744
Difference
$180
more
Transportation
↑ 11.5%
Olathe, KS
$1,183
Springfield, IL
$1,319
Difference
$136
more
Groceries
↑ 5.6%
Olathe, KS
$936
Springfield, IL
$989
Difference
$52.50
more
Healthcare
↓ 8.4%
Olathe, KS
$599
Springfield, IL
$549
Difference
$50.33
less
All Utilities
↑ 5.6%
Olathe, KS
$528
Springfield, IL
$558
Difference
$29.61
more

🏠Rent Comparison

Studio
From$947
To$1,020
↑ $73.00
1 Bed
From$1,038
To$1,194
↑ $156
2 Bed
From$1,175
To$1,487
↑ $312
3 Bed
From$1,530
To$1,986
↑ $456
Olathe, KSZIP-level data

1BR range: $1,130–$1,380/mo

Springfield, ILZIP-level data

1BR range: $1,100–$1,100/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,654
Monthly in Olathe, KS
$7,190
Monthly in Springfield, IL
$536
Difference

Home Values

Olathe
Springfield
$422K
Median Value
-
↑ +3.4%
YoY Change
-
↑ +35.8%
5-Year Change
-
$420K - $425K
Price Range
-
Calculate payment - Olathe

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $993
Per year
Monthly Difference
$82.75
More take-home
Effective Rate Diff
0.7%
Rate difference

Olathe, KS

Federal Income Tax
Effective: 18.9%
$25.5K
Kansas State Tax
Effective: 5.6%
$8.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.3%
$45.4K
Take-Home Pay
$8,714/month
$104.6K

Springfield, IL

Federal Income Tax
Effective: 18.9%
$25.5K
Illinois State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,797/month
$105.6K

Additional Tax Information

Olathe, KS Tax Rates

Sales Tax:8.7%
Property Tax:1.3%

Springfield, IL Tax Rates

Sales Tax:8.8%
Property Tax:2.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Olathe
Springfield
46 Good
Air Quality
54 Moderate
59.3%
Good Air Days
38%
97 High
Climate Risk
99 High
🌊🌡🌪
Top Hazards
🌊🌡🫨
▲+3.3°F
2050 Outlook
▲+3.0°F
44 days
Heat Days >95°F
39 days
▲+3.3°F
2050 Outlook
▲+3.0°F
44 days
Heat Days >95°F
39 days

💰 See how taxes change too — compare take-home pay between Kansas and Illinois on TaxTakeHome.com

Where your money goes further

Cities cheaper than Olathe, KS on a $150.0K salary

1.Indianapolis, IN
Save $49.87/mo
2.St. Louis, MO
Save $49.87/mo

Similar cost to Springfield, IL

Other cities in a similar price range

Austin, TXNashville, TNRaleigh, NC

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