Oviedo, FL vs Morrisville, NC: Cost of Living

Which city costs less?

Morrisville, NC has a modeled overall cost index 3.6% lower than Oviedo, FL.

Oviedo, FL · modeled 2BR rent: $2,390 / month
Morrisville, NC · modeled 2BR rent: $2,230 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Oviedo, FL and Morrisville, NC using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Oviedo, FL

Numbers update automatically as you type

Estimated savings: $211/month in Morrisville, NC

$150,000 in your current city has a modeled equivalent of $147,463 in Morrisville, NC

Regional cost estimates: Oviedo, FL uses Orlando, FL. Morrisville, NC uses Durham, NC. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 3.6%

Less expensive

Monthly Impact

$211

Savings

Annual Impact

$2.5K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Oviedo, FL

Population:41K

Cost Index:

98.5

100 = national average

Typical Home:$481K

Morrisville, NC

Population:32K

Cost Index:

94.9

100 = national average

Typical Home:$497K

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Oviedo, FL

The Sunshine State

41K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 41K residents.

💡 Advantage: Florida has no state income tax!

Morrisville, NC

The Tar Heel State

32K

Population

State Tax

Yes

Located in North Carolina, this city has a population of 32K residents.

Cost Breakdown by Category

Estimated monthly spending: Oviedo, FL vs Morrisville, NC

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Oviedo, FL	Morrisville, NC	Difference	Change
Other	$1,753/mo	$1,676/mo	↓ $77.08less	4.4%
Groceries	$1,010/mo	$948/mo	↓ $62.87less	6.2%
Housing	$2,358/mo	$2,296/mo	↓ $62.02less	2.6%
All Utilities	$569/mo	$540/mo	↓ $29.04less	5.1%
Healthcare	$565/mo	$594/mo	↑ $28.56more	5.1%
Transportation	$1,245/mo	$1,236/mo	↓ $8.97less	0.7%

Other

↓ 4.4%

Oviedo, FL

$1,753

Morrisville, NC

$1,676

Difference

$77.08

less

Groceries

↓ 6.2%

Oviedo, FL

$1,010

Morrisville, NC

$948

Difference

$62.87

less

Housing

↓ 2.6%

Oviedo, FL

$2,358

Morrisville, NC

$2,296

Difference

$62.02

less

All Utilities

↓ 5.1%

Oviedo, FL

$569

Morrisville, NC

$540

Difference

$29.04

less

Healthcare

↑ 5.1%

Oviedo, FL

$565

Morrisville, NC

$594

Difference

$28.56

Transportation

↓ 0.7%

Oviedo, FL

$1,245

Morrisville, NC

$1,236

Difference

$8.97

less

🏠Rent Comparison

Studio

From$2,000

To$1,930

↓ $70.00

1 Bed

From$2,100

To$2,020

↓ $80.00

2 Bed

From$2,390

To$2,230

↓ $160

3 Bed

From$3,000

To$2,790

↓ $210

Oviedo, FLZIP-level data

1BR range: $2,100–$2,100/mo

Morrisville, NCZIP-level data

1BR range: $2,020–$2,020/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Oviedo, FL

$7,289

Monthly in Morrisville, NC

$211

Difference

Home Values

Oviedo

Morrisville

$481K

Median Value

$497K

↓ -2.7%

YoY Change

↓ -4.4%

↑ +39.6%

5-Year Change

↑ +37.3%

Homes in Morrisville are 3% more expensive than Oviedo

Calculate payment - Oviedo Calculate payment - Morrisville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.1K

More taxes

Monthly Difference

$594

Less take-home

Effective Rate Diff

4.7%

Rate difference

Oviedo, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Morrisville, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Additional Tax Information

Oviedo, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Morrisville, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Oviedo

Morrisville

41 Good

Air Quality

51 Moderate

75.6%

Good Air Days

46.4%

98 High

Climate Risk

90 Moderate

🌊🌀🌪

Top Hazards

🌪💨

▲+2.3°F

2050 Outlook

▲+2.7°F

58 days

Heat Days >95°F

36 days

▲+2.3°F

2050 Outlook

▲+2.7°F

58 days

Heat Days >95°F

36 days

Before moving from Oviedo, FL to Morrisville, NC

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Morrisville, NC for the same bedroom count and included utilities as your home in Oviedo, FL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Oviedo to Morrisville moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Morrisville, NC by cost, housing, population and region.

Frequently Asked Questions: Oviedo, FL vs Morrisville, NC

How do the cost estimates for Oviedo, FL and Morrisville, NC compare?

Morrisville, NC has a modeled overall cost index 3.6% lower than Oviedo, FL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Oviedo, FL, the model estimates $147,463 in Morrisville, NC. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Oviedo, FL and Morrisville, NC?

The modeled two-bedroom rents are $2,390/month in Oviedo, FL and $2,230/month in Morrisville, NC. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Florida and North Carolina on TaxTakeHome.com