Is Kansas City, MO cheaper than Owings Mills, MD?

Based on cost of living data, Kansas City, MO is 9.6% cheaper than Owings Mills, MD. This translates to saving $720 per month.

What salary do I need in Kansas City, MO to live like I do in Owings Mills, MD?

If you earn $150,000 in Owings Mills, MD, you'd need approximately $141,358.993 in Kansas City, MO to maintain the same standard of living.

How does housing cost compare between Owings Mills, MD and Kansas City, MO?

Housing in Kansas City, MO is 20.1% cheaper than in Owings Mills, MD. For a two-bedroom apartment, rent is $1,460/month in Kansas City, MO compared to $1,317/month in Owings Mills, MD.

How much can I save per month by moving from Owings Mills, MD to Kansas City, MO?

Moving from Owings Mills, MD to Kansas City, MO could save you approximately $720 per month, or $8641 per year, based on a $150,000 salary.

Owings Mills, MD vs Kansas City, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Owings Mills, MD — COL adjusted from Baltimore, MD area + state data

Current salary in Owings Mills, MD

Numbers update automatically as you type

You'd save $720/month moving to Kansas City, MO

$150.0K in your current city equals $141.4K in Kansas City, MO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 9.6%

Less expensive

Monthly Impact

$720

Savings

Annual Impact

$8.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Owings Mills, MD

Population:36K

Cost Index:100

Median Home:$218K

Kansas City, MO

Population:508K

Cost Index:90

Median Home:$257K

Owings Mills, MD

The Old Line State

36K

Population

State Tax

Yes

Located in Maryland, this city has a population of 36K residents.

Kansas City, MO

The Show-Me State

508K

Population

State Tax

Yes

Located in Missouri, this city has a population of 508K residents.

Cost Breakdown by Category

Annual spending: Owings Mills, MD vs Kansas City, MO

Category	Owings Mills, MD	Kansas City, MO	Difference	Change
🏠Housing	$2,636/mo	$2,105/mo	↓ $531less	20.1%
🛒Groceries	$1,056/mo	$949/mo	↓ $106less	10.1%
🚗Transportation	$1,296/mo	$1,216/mo	↓ $80.08less	6.2%
⚡All Utilities	$588/mo	$535/mo	↓ $52.32less	8.9%
🏥Healthcare	$570/mo	$607/mo	↑ $36.75more	6.4%
📦Other	$1,604/mo	$1,607/mo	↑ $3.32more	0.2%

🏠Housing

↓ 20.1%

Owings Mills, MD

$2,636

Kansas City, MO

$2,105

Difference

$531

less

🛒Groceries

↓ 10.1%

Owings Mills, MD

$1,056

Kansas City, MO

$949

Difference

$106

less

🚗Transportation

↓ 6.2%

Owings Mills, MD

$1,296

Kansas City, MO

$1,216

Difference

$80.08

less

⚡All Utilities

↓ 8.9%

Owings Mills, MD

$588

Kansas City, MO

$535

Difference

$52.32

less

🏥Healthcare

↑ 6.4%

Owings Mills, MD

$570

Kansas City, MO

$607

Difference

$36.75

📦Other

↑ 0.2%

Owings Mills, MD

$1,604

Kansas City, MO

$1,607

Difference

$3.32

🏛️ Local Income Taxes

Kansas City, MO: Kansas City Earnings Tax$1,500/yr (1.0%)

Owings Mills, MD has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$918

To$1,180

↑ $262

1 Bed

From$1,078

To$1,280

↑ $202

2 Bed

From$1,317

To$1,460

↑ $143

3 Bed

From$1,756

To$1,900

↑ $144

Kansas City, MOZIP-level data

1BR range: $900–$1,800/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,749

Monthly in Owings Mills, MD

$7,020

Monthly in Kansas City, MO

$730

Difference

Home Values

Owings Mills

Kansas City

Median Value

$257K

YoY Change

↑ +0.6%

5-Year Change

↑ +32.2%

Price Range

$80K - $587K

Calculate payment - Kansas City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $669

More taxes

Monthly Difference

$55.75

Less take-home

Effective Rate Diff

0.4%

Rate difference

Owings Mills, MD

Federal Income Tax

Effective: 18.9%

$25.5K

Maryland State Tax

Effective: 4.8%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,811/month

$105.7K

Kansas City, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Owings Mills, MD Tax Rates

Sales Tax:6.0%

Property Tax:1.1%

Kansas City, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.