Is Pittsburgh, PA cheaper than Owings Mills, MD?

Based on cost of living data, Pittsburgh, PA is 10.6% cheaper than Owings Mills, MD. This translates to saving $795 per month.

What salary do I need in Pittsburgh, PA to live like I do in Owings Mills, MD?

If you earn $150,000 in Owings Mills, MD, you'd need approximately $140,455.004 in Pittsburgh, PA to maintain the same standard of living.

How does housing cost compare between Owings Mills, MD and Pittsburgh, PA?

Housing in Pittsburgh, PA is 26.1% cheaper than in Owings Mills, MD. For a two-bedroom apartment, rent is $1,050/month in Pittsburgh, PA compared to $1,317/month in Owings Mills, MD.

How much can I save per month by moving from Owings Mills, MD to Pittsburgh, PA?

Moving from Owings Mills, MD to Pittsburgh, PA could save you approximately $795 per month, or $9545 per year, based on a $150,000 salary.

Owings Mills, MD vs Pittsburgh, PA: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Owings Mills, MD — COL adjusted from Baltimore, MD area + state data

Current salary in Owings Mills, MD

Numbers update automatically as you type

You'd save $795/month moving to Pittsburgh, PA

$150.0K in your current city equals $140.5K in Pittsburgh, PA

Using and Pittsburgh, PA metropolitan area data

Overall Cost

↓ 10.6%

Less expensive

Monthly Impact

$795

Savings

Annual Impact

$9.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Owings Mills, MD

Population:36K

Cost Index:100

Median Home:$218K

Pittsburgh, PA

Population:303K

Cost Index:89

Owings Mills, MD

The Old Line State

36K

Population

State Tax

Yes

Located in Maryland, this city has a population of 36K residents.

Pittsburgh, PA

The Keystone State

303K

Population

State Tax

Yes

Located in Pennsylvania, this city has a population of 303K residents.

Cost Breakdown by Category

Annual spending: Owings Mills, MD vs Pittsburgh, PA

Category	Owings Mills, MD	Pittsburgh, PA	Difference	Change
🏠Housing	$2,636/mo	$1,949/mo	↓ $687less	26.1%
🚗Transportation	$1,296/mo	$1,216/mo	↓ $80.08less	6.2%
🛒Groceries	$1,056/mo	$989/mo	↓ $66.31less	6.3%
🏥Healthcare	$570/mo	$527/mo	↓ $43.79less	7.7%
⚡All Utilities	$588/mo	$607/mo	↑ $18.72more	3.2%
📦Other	$1,604/mo	$1,607/mo	↑ $3.32more	0.2%

🏠Housing

↓ 26.1%

Owings Mills, MD

$2,636

Pittsburgh, PA

$1,949

Difference

$687

less

🚗Transportation

↓ 6.2%

Owings Mills, MD

$1,296

Pittsburgh, PA

$1,216

Difference

$80.08

less

🛒Groceries

↓ 6.3%

Owings Mills, MD

$1,056

Pittsburgh, PA

$989

Difference

$66.31

less

🏥Healthcare

↓ 7.7%

Owings Mills, MD

$570

Pittsburgh, PA

$527

Difference

$43.79

less

⚡All Utilities

↑ 3.2%

Owings Mills, MD

$588

Pittsburgh, PA

$607

Difference

$18.72

📦Other

↑ 0.2%

Owings Mills, MD

$1,604

Pittsburgh, PA

$1,607

Difference

$3.32

🏛️ Local Income Taxes

Pittsburgh, PA: Pittsburgh Earned Income Tax$4,500/yr (3.0%)

Owings Mills, MD has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$918

To$750

↓ $168

1 Bed

From$1,078

To$850

↓ $228

2 Bed

From$1,317

To$1,050

↓ $267

3 Bed

From$1,756

To$1,400

↓ $356

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition.

$7,749

Monthly in Owings Mills, MD

$6,894

Monthly in Pittsburgh, PA

$855

Difference

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.7K

Per year

Monthly Difference

$221

More take-home

Effective Rate Diff

1.8%

Rate difference

Owings Mills, MD

Federal Income Tax

Effective: 18.9%

$25.5K

Maryland State Tax

Effective: 4.8%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,811/month

$105.7K

Pittsburgh, PA

Federal Income Tax

Effective: 18.9%

$25.5K

Pennsylvania State Tax

Effective: 3.1%

$4.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.7%

$41.6K

Take-Home Pay

$9,032/month

$108.4K

Additional Tax Information

Owings Mills, MD Tax Rates

Sales Tax:6.0%

Property Tax:1.1%

Pittsburgh, PA Tax Rates

Sales Tax:6.5%

Property Tax:1.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.