Is Pittsburgh, PA cheaper than Palm Coast, FL?

Based on cost of living data, Pittsburgh, PA is 3.6% cheaper than Palm Coast, FL. This translates to saving $271 per month.

What salary do I need in Pittsburgh, PA to live like I do in Palm Coast, FL?

If you earn $150,000 in Palm Coast, FL, you'd need approximately $146,744.597 in Pittsburgh, PA to maintain the same standard of living.

How does housing cost compare between Palm Coast, FL and Pittsburgh, PA?

Housing in Pittsburgh, PA is 0.2% cheaper than in Palm Coast, FL. For a two-bedroom apartment, rent is $1,050/month in Pittsburgh, PA compared to $1,603/month in Palm Coast, FL.

How much can I save per month by moving from Palm Coast, FL to Pittsburgh, PA?

Moving from Palm Coast, FL to Pittsburgh, PA could save you approximately $271 per month, or $3255 per year, based on a $150,000 salary.

Palm Coast, FL vs Pittsburgh, PA: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Palm Coast, FL — ZIP-level rent data · COL adjusted from Jacksonville, FL area

Current salary in Palm Coast, FL

Numbers update automatically as you type

You'd save $271/month moving to Pittsburgh, PA

$150.0K in your current city equals $146.7K in Pittsburgh, PA

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 3.6%

Less expensive

Monthly Impact

$271

Savings

Annual Impact

$3.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Palm Coast, FL

Population:102K

Cost Index:100

Median Home:$375K

Pittsburgh, PA

Population:303K

Cost Index:96

Palm Coast, FL

The Sunshine State

102K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 102K residents.

💡 Advantage: Florida has no state income tax!

Pittsburgh, PA

The Keystone State

303K

Population

State Tax

Yes

Located in Pennsylvania, this city has a population of 303K residents.

Cost Breakdown by Category

Annual spending: Palm Coast, FL vs Pittsburgh, PA

Category	Palm Coast, FL	Pittsburgh, PA	Difference	Change
🚗Transportation	$1,261/mo	$1,216/mo	↓ $45.62less	3.6%
🏥Healthcare	$565/mo	$527/mo	↓ $38.31less	6.8%
⚡All Utilities	$569/mo	$607/mo	↑ $37.87more	6.7%
🛒Groceries	$1,010/mo	$989/mo	↓ $20.94less	2.1%
📦Other	$1,595/mo	$1,607/mo	↑ $11.93more	0.7%
🏠Housing	$1,953/mo	$1,949/mo	↓ $3.87less	0.2%

🚗Transportation

↓ 3.6%

Palm Coast, FL

$1,261

Pittsburgh, PA

$1,216

Difference

$45.62

less

🏥Healthcare

↓ 6.8%

Palm Coast, FL

$565

Pittsburgh, PA

$527

Difference

$38.31

less

⚡All Utilities

↑ 6.7%

Palm Coast, FL

$569

Pittsburgh, PA

$607

Difference

$37.87

🛒Groceries

↓ 2.1%

Palm Coast, FL

$1,010

Pittsburgh, PA

$989

Difference

$20.94

less

📦Other

↑ 0.7%

Palm Coast, FL

$1,595

Pittsburgh, PA

$1,607

Difference

$11.93

🏠Housing

↓ 0.2%

Palm Coast, FL

$1,953

Pittsburgh, PA

$1,949

Difference

$3.87

less

🏛️ Local Income Taxes

Pittsburgh, PA: Pittsburgh Earned Income Tax$4,500/yr (3.0%)

Palm Coast, FL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,136

To$750

↓ $386

1 Bed

From$1,269

To$850

↓ $419

2 Bed

From$1,603

To$1,050

↓ $553

3 Bed

From$2,188

To$1,400

↓ $788

Palm Coast, FLZIP-level data

1BR range: $1,520–$1,520/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,953

Monthly in Palm Coast, FL

$6,894

Monthly in Pittsburgh, PA

$58.94

Difference

Home Values

Palm Coast

Pittsburgh

$375K

Median Value

↓ -3.6%

YoY Change

↑ +29.4%

5-Year Change

Calculate payment - Palm Coast

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $4.6K

More taxes

Monthly Difference

$384

Less take-home

Effective Rate Diff

3.1%

Rate difference

Palm Coast, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Pittsburgh, PA

Federal Income Tax

Effective: 18.9%

$25.5K

Pennsylvania State Tax

Effective: 3.1%

$4.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.7%

$41.6K

Take-Home Pay

$9,032/month

$108.4K

Additional Tax Information

Palm Coast, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Pittsburgh, PA Tax Rates

Sales Tax:6.5%

Property Tax:1.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.