Is Kansas City, MO cheaper than Palm Coast, FL?

Based on cost of living data, Kansas City, MO is 2.5% cheaper than Palm Coast, FL. This translates to saving $190 per month.

What salary do I need in Kansas City, MO to live like I do in Palm Coast, FL?

If you earn $150,000 in Palm Coast, FL, you'd need approximately $147,719.255 in Kansas City, MO to maintain the same standard of living.

How does housing cost compare between Palm Coast, FL and Kansas City, MO?

Housing in Kansas City, MO is 7.8% more expensive than in Palm Coast, FL. For a two-bedroom apartment, rent is $1,460/month in Kansas City, MO compared to $1,603/month in Palm Coast, FL.

How much can I save per month by moving from Palm Coast, FL to Kansas City, MO?

Moving from Palm Coast, FL to Kansas City, MO could save you approximately $190 per month, or $2281 per year, based on a $150,000 salary.

Palm Coast, FL vs Kansas City, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Palm Coast, FL — ZIP-level rent data · COL adjusted from Jacksonville, FL area

Current salary in Palm Coast, FL

Numbers update automatically as you type

You'd save $190/month moving to Kansas City, MO

$150.0K in your current city equals $147.7K in Kansas City, MO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 2.5%

Less expensive

Monthly Impact

$190

Savings

Annual Impact

$2.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Palm Coast, FL

Population:102K

Cost Index:100

Median Home:$375K

Kansas City, MO

Population:508K

Cost Index:97

Median Home:$257K

Palm Coast, FL

The Sunshine State

102K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 102K residents.

💡 Advantage: Florida has no state income tax!

Kansas City, MO

The Show-Me State

508K

Population

State Tax

Yes

Located in Missouri, this city has a population of 508K residents.

Cost Breakdown by Category

Annual spending: Palm Coast, FL vs Kansas City, MO

Category	Palm Coast, FL	Kansas City, MO	Difference	Change
🏠Housing	$1,953/mo	$2,105/mo	↑ $152more	7.8%
🛒Groceries	$1,010/mo	$949/mo	↓ $60.91less	6.0%
🚗Transportation	$1,261/mo	$1,216/mo	↓ $45.62less	3.6%
🏥Healthcare	$565/mo	$607/mo	↑ $42.23more	7.5%
⚡All Utilities	$569/mo	$535/mo	↓ $33.16less	5.8%
📦Other	$1,595/mo	$1,607/mo	↑ $11.93more	0.7%

🏠Housing

↑ 7.8%

Palm Coast, FL

$1,953

Kansas City, MO

$2,105

Difference

$152

🛒Groceries

↓ 6.0%

Palm Coast, FL

$1,010

Kansas City, MO

$949

Difference

$60.91

less

🚗Transportation

↓ 3.6%

Palm Coast, FL

$1,261

Kansas City, MO

$1,216

Difference

$45.62

less

🏥Healthcare

↑ 7.5%

Palm Coast, FL

$565

Kansas City, MO

$607

Difference

$42.23

⚡All Utilities

↓ 5.8%

Palm Coast, FL

$569

Kansas City, MO

$535

Difference

$33.16

less

📦Other

↑ 0.7%

Palm Coast, FL

$1,595

Kansas City, MO

$1,607

Difference

$11.93

🏛️ Local Income Taxes

Kansas City, MO: Kansas City Earnings Tax$1,500/yr (1.0%)

Palm Coast, FL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,136

To$1,180

↑ $44.00

1 Bed

From$1,269

To$1,280

↑ $11.00

2 Bed

From$1,603

To$1,460

↓ $143

3 Bed

From$2,188

To$1,900

↓ $288

Palm Coast, FLZIP-level data

1BR range: $1,520–$1,520/mo

Kansas City, MOZIP-level data

1BR range: $900–$1,800/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,953

Monthly in Palm Coast, FL

$7,020

Monthly in Kansas City, MO

$66.52

Difference

Home Values

Palm Coast

Kansas City

$375K

Median Value

$257K

↓ -3.6%

YoY Change

↑ +0.6%

↑ +29.4%

5-Year Change

↑ +32.2%

$375K

Price Range

$80K - $587K

Homes in Kansas City are 32% less expensive than Palm Coast

Calculate payment - Palm Coast Calculate payment - Kansas City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.9K

More taxes

Monthly Difference

$661

Less take-home

Effective Rate Diff

5.3%

Rate difference

Palm Coast, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Kansas City, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Palm Coast, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Kansas City, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.