Cost of Living Comparison 2026
📍 Panama City, FL — ZIP-level rent data · COL adjusted from Montgomery, AL area
Numbers update automatically as you type
You'd save $98.18/month moving to St. Louis, MO
$150.0K in your current city equals $148.8K in St. Louis, MO
Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.
Panama City, FL
St. Louis, MO
Panama City, FL
The Sunshine State
Located in Florida, this city has a population of 36K residents.
💡 Advantage: Florida has no state income tax!
St. Louis, MO
The Show-Me State
Located in Missouri, this city has a population of 302K residents.
Cost Breakdown by Category
Annual spending: Panama City, FL vs St. Louis, MO
| Category | Panama City, FL | St. Louis, MO | Difference | Change |
|---|---|---|---|---|
🏠Housing | $1,914/mo | $1,871/mo | ↓ $42.48less | 2.2% |
🚗Transportation | $1,247/mo | $1,216/mo | ↓ $30.94less | 2.5% |
🛒Groceries | $977/mo | $949/mo | ↓ $27.63less | 2.8% |
📦Other | $1,580/mo | $1,607/mo | ↑ $27.18more | 1.7% |
⚡All Utilities | $551/mo | $535/mo | ↓ $15.41less | 2.8% |
🏥Healthcare | $524/mo | $527/mo | ↑ $2.94more | 0.6% |
🏛️ Local Income Taxes
Panama City, FL has no local income tax.
Local taxes are in addition to state income tax. Not all cities levy local income taxes.
🏠Rent Comparison
1BR range: $1,240–$2,020/mo
1BR range: $800–$1,480/mo
💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.
Home Values
Homes in St. Louis are 48% less expensive than Panama City
Source: Zillow Home Value Index (ZHVI), January 2026
Tax Comparison
Annual tax burden comparison at $150.0K salary
Panama City, FL
St. Louis, MO
Additional Tax Information
Panama City, FL Tax Rates
St. Louis, MO Tax Rates
💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.
Environment
💰 See how taxes change too — compare take-home pay between Florida and Missouri on TaxTakeHome.com
Where your money goes further
Cities cheaper than Panama City, FL on a $150.0K salary
Similar cost to St. Louis, MO
Other cities in a similar price range
Want to compare different cities?
New Comparison