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Cost of Living Comparison 2026

๐Ÿ“ Patterson, CA โ€” ZIP-level rent data ยท COL adjusted from Modesto, CA area

$

Numbers update automatically as you type

You'd save $48.74/month moving to Phoenix, AZ

$150.0K in your current city equals $149.4K in Phoenix, AZ

Rent data from HUD ZIP-level estimates ยท COL index from San Jose-Sunnyvale-Santa Clara, CA area
Overall Cost
โ†“ 0.6%
Less expensive
Monthly Impact
$48.74
Savings
Annual Impact
$585
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Patterson, CA

Population:25K
Cost Index:100
Median Home:$500K

Phoenix, AZ

Population:1608K
Cost Index:99
Median Home:$414K

Patterson, CA

The Golden State

25K
Population
State Tax
Yes

Located in California, this city has a population of 25K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • โ€ขFastest growing major city
  • โ€ขDesert metropolis
  • โ€ขSpring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Patterson, CA vs Phoenix, AZ

๐Ÿ Housing
โ†‘ 5.1%
Patterson, CA
$2,652
Phoenix, AZ
$2,788
Difference
$136
more
๐Ÿ›’Groceries
โ†“ 9.4%
Patterson, CA
$1,063
Phoenix, AZ
$963
Difference
$99.99
less
๐ŸฅHealthcare
โ†‘ 20.1%
Patterson, CA
$490
Phoenix, AZ
$589
Difference
$98.68
more
๐Ÿš—Transportation
โ†‘ 5.9%
Patterson, CA
$1,406
Phoenix, AZ
$1,489
Difference
$83.02
more
โšกAll Utilities
โ†‘ 8.5%
Patterson, CA
$517
Phoenix, AZ
$561
Difference
$43.76
more
๐Ÿ“ฆOther
โ†‘ 2.1%
Patterson, CA
$1,643
Phoenix, AZ
$1,677
Difference
$34.20
more

๐Ÿ Rent Comparison

Studio
From$1,158
To$1,390
โ†‘ $232
1 Bed
From$1,247
To$1,510
โ†‘ $263
2 Bed
From$1,620
To$1,750
โ†‘ $130
3 Bed
From$2,252
To$2,330
โ†‘ $78.00
Patterson, CAZIP-level data

1BR range: $1,540โ€“$1,540/mo

Phoenix, AZZIP-level data

1BR range: $1,300โ€“$2,380/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,772
Monthly in Patterson, CA
$8,068
Monthly in Phoenix, AZ
$296
Difference

Home Values

Patterson
Phoenix
$500K
Median Value
$414K
โ†“ -1.6%
YoY Change
โ†“ -3.1%
โ†‘ +25.5%
5-Year Change
โ†‘ +30.2%
$500K
Price Range
$274K - $957K

Homes in Phoenix are 17% less expensive than Patterson

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $5.4K
Per year
Monthly Difference
$449
More take-home
Effective Rate Diff
3.6%
Rate difference

Patterson, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Patterson, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Patterson
Phoenix
53 Moderate
Air Quality
77 Moderate
45.4%
Good Air Days
9%
97 High
Climate Risk
100 Very High
๐ŸŒŠโ˜€๐Ÿซจ
Top Hazards
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒก
โ–ฒ+2.4ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
67 days
Heat Days >95ยฐF
162 days
โ–ฒ+2.4ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
67 days
Heat Days >95ยฐF
162 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between California and Arizona on TaxTakeHome.com

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