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Cost of Living Comparison 2026

๐Ÿ“ Perth Amboy, NJ โ€” ZIP-level rent data ยท COL adjusted from Newark, NJ area

$

Numbers update automatically as you type

You'd spend $437/month more in Denver, CO

$150.0K in your current city equals $155.2K in Denver, CO

Rent data from HUD ZIP-level estimates ยท COL index from New York-Newark-Jersey City, NY-NJ-PA area
Overall Cost
โ†‘ 5.8%
More expensive
Monthly Impact
$437
Extra cost
Annual Impact
$5.2K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Perth Amboy, NJ

Population:55K
Cost Index:100
Median Home:$490K

Denver, CO

Population:716K
Cost Index:106
Median Home:$513K

Perth Amboy, NJ

The Garden State

55K
Population
State Tax
Yes

Located in New Jersey, this city has a population of 55K residents.

Denver, CO

The Centennial State

716K
Population
State Tax
Yes
Climate
Semi-arid

Notable Facts

  • โ€ขMile-high city (5,280 ft)
  • โ€ขOutdoor recreation hub
  • โ€ขMajor cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Perth Amboy, NJ vs Denver, CO

๐Ÿ Housing
โ†‘ 65.9%
Perth Amboy, NJ
$1,958
Denver, CO
$3,248
Difference
$1,290
more
๐Ÿ“ฆOther
โ†“ 9.0%
Perth Amboy, NJ
$1,949
Denver, CO
$1,774
Difference
$175
less
๐Ÿš—Transportation
โ†“ 5.0%
Perth Amboy, NJ
$1,538
Denver, CO
$1,462
Difference
$76.57
less
โšกAll Utilities
โ†“ 11.2%
Perth Amboy, NJ
$584
Denver, CO
$519
Difference
$65.21
less
๐Ÿ›’Groceries
โ†“ 4.6%
Perth Amboy, NJ
$1,078
Denver, CO
$1,029
Difference
$49.11
less
๐ŸฅHealthcare
โ†“ 6.3%
Perth Amboy, NJ
$675
Denver, CO
$632
Difference
$42.72
less

๐Ÿ›๏ธ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Perth Amboy, NJ has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$1,235
To$1,720
โ†‘ $485
1 Bed
From$1,358
To$1,840
โ†‘ $482
2 Bed
From$1,702
To$2,190
โ†‘ $488
3 Bed
From$2,037
To$2,870
โ†‘ $833
Perth Amboy, NJZIP-level data

1BR range: $1,660โ€“$1,660/mo

Denver, COZIP-level data

1BR range: $1,620โ€“$2,540/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,783
Monthly in Perth Amboy, NJ
$8,665
Monthly in Denver, CO
$881
Difference

Home Values

Perth Amboy
Denver
$490K
Median Value
$513K
โ†‘ +1.2%
YoY Change
โ†“ -4.2%
โ†‘ +39.3%
5-Year Change
โ†‘ +13%
$490K
Price Range
$352K - $933K

Homes in Denver are 5% more expensive than Perth Amboy

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $831
Per year
Monthly Difference
$69.21
More take-home
Effective Rate Diff
0.6%
Rate difference

Perth Amboy, NJ

Federal Income Tax
Effective: 18.9%
$25.5K
New Jersey State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,796/month
$105.6K

Denver, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Additional Tax Information

Perth Amboy, NJ Tax Rates

Sales Tax:6.6%
Property Tax:2.5%

Denver, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Perth Amboy
Denver
N/A
Air Quality
55 Moderate
-
Good Air Days
35.2%
98 High
Climate Risk
95 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
โ–ฒ+2.9ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
15 days
Heat Days >95ยฐF
28 days
โ–ฒ+2.9ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
15 days
Heat Days >95ยฐF
28 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between New Jersey and Colorado on TaxTakeHome.com

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