Is St. Louis, MO cheaper than Perth Amboy, NJ?

Based on cost of living data, St. Louis, MO is 16.3% cheaper than Perth Amboy, NJ. This translates to saving $1223 per month.

What salary do I need in St. Louis, MO to live like I do in Perth Amboy, NJ?

If you earn $150,000 in Perth Amboy, NJ, you'd need approximately $135,329.379 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Perth Amboy, NJ and St. Louis, MO?

Housing in St. Louis, MO is 4.5% cheaper than in Perth Amboy, NJ. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $1,702/month in Perth Amboy, NJ.

How much can I save per month by moving from Perth Amboy, NJ to St. Louis, MO?

Moving from Perth Amboy, NJ to St. Louis, MO could save you approximately $1223 per month, or $14671 per year, based on a $150,000 salary.

Perth Amboy, NJ vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Perth Amboy, NJ — ZIP-level rent data · COL adjusted from Newark, NJ area

Current salary in Perth Amboy, NJ

Numbers update automatically as you type

You'd save $1.2K/month moving to St. Louis, MO

$150.0K in your current city equals $135.3K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from New York-Newark-Jersey City, NY-NJ-PA area

Overall Cost

↓ 16.3%

Less expensive

Monthly Impact

$1,223

Savings

Annual Impact

$14.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Perth Amboy, NJ

Population:55K

Cost Index:100

Median Home:$490K

St. Louis, MO

Population:302K

Cost Index:84

Median Home:$145K

Perth Amboy, NJ

The Garden State

55K

Population

State Tax

Yes

Located in New Jersey, this city has a population of 55K residents.

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Perth Amboy, NJ vs St. Louis, MO

Category	Perth Amboy, NJ	St. Louis, MO	Difference	Change
📦Other	$1,949/mo	$1,607/mo	↓ $342less	17.6%
🚗Transportation	$1,538/mo	$1,216/mo	↓ $322less	21.0%
🏥Healthcare	$675/mo	$527/mo	↓ $148less	21.9%
🛒Groceries	$1,078/mo	$949/mo	↓ $129less	12.0%
🏠Housing	$1,958/mo	$1,871/mo	↓ $87.29less	4.5%
⚡All Utilities	$584/mo	$535/mo	↓ $48.81less	8.4%

📦Other

↓ 17.6%

Perth Amboy, NJ

$1,949

St. Louis, MO

$1,607

Difference

$342

less

🚗Transportation

↓ 21.0%

Perth Amboy, NJ

$1,538

St. Louis, MO

$1,216

Difference

$322

less

🏥Healthcare

↓ 21.9%

Perth Amboy, NJ

$675

St. Louis, MO

$527

Difference

$148

less

🛒Groceries

↓ 12.0%

Perth Amboy, NJ

$1,078

St. Louis, MO

$949

Difference

$129

less

🏠Housing

↓ 4.5%

Perth Amboy, NJ

$1,958

St. Louis, MO

$1,871

Difference

$87.29

less

⚡All Utilities

↓ 8.4%

Perth Amboy, NJ

$584

St. Louis, MO

$535

Difference

$48.81

less

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Perth Amboy, NJ has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,235

To$910

↓ $325

1 Bed

From$1,358

To$950

↓ $408

2 Bed

From$1,702

To$1,160

↓ $542

3 Bed

From$2,037

To$1,490

↓ $547

Perth Amboy, NJZIP-level data

1BR range: $1,660–$1,660/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,783

Monthly in Perth Amboy, NJ

$6,705

Monthly in St. Louis, MO

$1,078

Difference

Home Values

Perth Amboy

St. Louis

$490K

Median Value

$145K

↑ +1.2%

YoY Change

↓ -0.8%

↑ +39.3%

5-Year Change

↑ +10.9%

$490K

Price Range

$38K - $302K

Homes in St. Louis are 70% less expensive than Perth Amboy

Calculate payment - Perth Amboy Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $499

More taxes

Monthly Difference

$41.54

Less take-home

Effective Rate Diff

0.3%

Rate difference

Perth Amboy, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Perth Amboy, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.