Is San Antonio, TX cheaper than Perth Amboy, NJ?

Based on cost of living data, San Antonio, TX is 12.5% cheaper than Perth Amboy, NJ. This translates to saving $934 per month.

What salary do I need in San Antonio, TX to live like I do in Perth Amboy, NJ?

If you earn $150,000 in Perth Amboy, NJ, you'd need approximately $138,792.798 in San Antonio, TX to maintain the same standard of living.

How does housing cost compare between Perth Amboy, NJ and San Antonio, TX?

Housing in San Antonio, TX is 7.2% more expensive than in Perth Amboy, NJ. For a two-bedroom apartment, rent is $1,470/month in San Antonio, TX compared to $1,702/month in Perth Amboy, NJ.

How much can I save per month by moving from Perth Amboy, NJ to San Antonio, TX?

Moving from Perth Amboy, NJ to San Antonio, TX could save you approximately $934 per month, or $11207 per year, based on a $150,000 salary.

Perth Amboy, NJ vs San Antonio, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Perth Amboy, NJ — ZIP-level rent data · COL adjusted from Newark, NJ area

Current salary in Perth Amboy, NJ

Numbers update automatically as you type

You'd save $934/month moving to San Antonio, TX

$150.0K in your current city equals $138.8K in San Antonio, TX

Rent data from HUD ZIP-level estimates · COL index from New York-Newark-Jersey City, NY-NJ-PA area

Overall Cost

↓ 12.5%

Less expensive

Monthly Impact

$934

Savings

Annual Impact

$11.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Perth Amboy, NJ

Population:55K

Cost Index:100

Median Home:$490K

San Antonio, TX

Population:1547K

Cost Index:88

Median Home:$215K

Perth Amboy, NJ

The Garden State

55K

Population

State Tax

Yes

Located in New Jersey, this city has a population of 55K residents.

San Antonio, TX

The Lone Star State

1.5M

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 1.5M residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Perth Amboy, NJ vs San Antonio, TX

Category	Perth Amboy, NJ	San Antonio, TX	Difference	Change
📦Other	$1,949/mo	$1,647/mo	↓ $302less	15.5%
🚗Transportation	$1,538/mo	$1,287/mo	↓ $251less	16.3%
🛒Groceries	$1,078/mo	$913/mo	↓ $165less	15.3%
🏥Healthcare	$675/mo	$527/mo	↓ $148less	21.9%
🏠Housing	$1,958/mo	$2,100/mo	↑ $141more	7.2%
⚡All Utilities	$584/mo	$496/mo	↓ $88.70less	15.2%

📦Other

↓ 15.5%

Perth Amboy, NJ

$1,949

San Antonio, TX

$1,647

Difference

$302

less

🚗Transportation

↓ 16.3%

Perth Amboy, NJ

$1,538

San Antonio, TX

$1,287

Difference

$251

less

🛒Groceries

↓ 15.3%

Perth Amboy, NJ

$1,078

San Antonio, TX

$913

Difference

$165

less

🏥Healthcare

↓ 21.9%

Perth Amboy, NJ

$675

San Antonio, TX

$527

Difference

$148

less

🏠Housing

↑ 7.2%

Perth Amboy, NJ

$1,958

San Antonio, TX

$2,100

Difference

$141

⚡All Utilities

↓ 15.2%

Perth Amboy, NJ

$584

San Antonio, TX

$496

Difference

$88.70

less

🏠Rent Comparison

Studio

From$1,235

To$1,110

↓ $125

1 Bed

From$1,358

To$1,210

↓ $148

2 Bed

From$1,702

To$1,470

↓ $232

3 Bed

From$2,037

To$1,890

↓ $147

Perth Amboy, NJZIP-level data

1BR range: $1,660–$1,660/mo

San Antonio, TXZIP-level data

1BR range: $840–$1,770/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,783

Monthly in Perth Amboy, NJ

$6,969

Monthly in San Antonio, TX

$814

Difference

Home Values

Perth Amboy

San Antonio

$490K

Median Value

$215K

↑ +1.2%

YoY Change

↓ -2.9%

↑ +39.3%

5-Year Change

↑ +16.7%

$490K

Price Range

$107K - $905K

Homes in San Antonio are 56% less expensive than Perth Amboy

Calculate payment - Perth Amboy Calculate payment - San Antonio

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.4K

Per year

Monthly Difference

$619

More take-home

Effective Rate Diff

5.0%

Rate difference

Perth Amboy, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

San Antonio, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Perth Amboy, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

San Antonio, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.