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Cost of Living Comparison 2026

๐Ÿ“ Pharr, TX โ€” ZIP-level rent data ยท COL adjusted from Laredo, TX area

$

Numbers update automatically as you type

You'd spend $257/month more in San Antonio, TX

$150.0K in your current city equals $153.1K in San Antonio, TX

Rent data from HUD ZIP-level estimates ยท COL index from McAllen-Edinburg-Mission, TX area
Overall Cost
โ†‘ 3.4%
More expensive
Monthly Impact
$257
Extra cost
Annual Impact
$3.1K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Pharr, TX

Population:80K
Cost Index:100
Median Home:$161K

San Antonio, TX

Population:1547K
Cost Index:103
Median Home:$215K

Pharr, TX

The Lone Star State

80K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 80K residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

San Antonio, TX

The Lone Star State

1.5M
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 1.5M residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Pharr, TX vs San Antonio, TX

๐Ÿ Housing
โ†‘ 14.4%
Pharr, TX
$1,835
San Antonio, TX
$2,100
Difference
$265
more
๐Ÿš—Transportation
โ†“ 7.7%
Pharr, TX
$1,395
San Antonio, TX
$1,287
Difference
$108
less
๐Ÿ“ฆOther
โ†“ 2.6%
Pharr, TX
$1,691
San Antonio, TX
$1,647
Difference
$43.76
less
๐Ÿ›’Groceries
โ†“ 3.6%
Pharr, TX
$948
San Antonio, TX
$913
Difference
$34.37
less
โšกAll Utilities
โ†“ 3.3%
Pharr, TX
$513
San Antonio, TX
$496
Difference
$16.93
less
๐ŸฅHealthcare
โ†‘ 0.7%
Pharr, TX
$523
San Antonio, TX
$527
Difference
$3.61
more

๐Ÿ Rent Comparison

Studio
From$978
To$1,110
โ†‘ $132
1 Bed
From$978
To$1,210
โ†‘ $232
2 Bed
From$1,227
To$1,470
โ†‘ $243
3 Bed
From$1,597
To$1,890
โ†‘ $293
Pharr, TXZIP-level data

1BR range: $900โ€“$900/mo

San Antonio, TXZIP-level data

1BR range: $840โ€“$1,770/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,904
Monthly in Pharr, TX
$6,969
Monthly in San Antonio, TX
$65.66
Difference

Home Values

Pharr
San Antonio
$161K
Median Value
$215K
โ†“ -2.5%
YoY Change
โ†“ -2.9%
โ†‘ +39.7%
5-Year Change
โ†‘ +16.7%
$161K
Price Range
$107K - $905K

Homes in San Antonio are 34% more expensive than Pharr

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†’ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Pharr, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

San Antonio, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Pharr, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

San Antonio, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Pharr
San Antonio
45 Good
Air Quality
52 Moderate
57.7%
Good Air Days
47.5%
89 Moderate
Climate Risk
99 High
๐ŸŒก
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+2.7ยฐF
2050 Outlook
โ–ฒ+2.6ยฐF
151 days
Heat Days >95ยฐF
105 days
โ–ฒ+2.7ยฐF
2050 Outlook
โ–ฒ+2.6ยฐF
151 days
Heat Days >95ยฐF
105 days

Where your money goes further

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