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Philadelphia, PA

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Atlanta, GA

Cost of Living Comparison 2026

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You'd spend $356/month more in Atlanta, GA

$150.0K in your current city equals $154.3K in Atlanta, GA

Rent data from HUD ZIP-level estimates · COL index from Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area
Overall Cost
4.7%
More expensive
Monthly Impact
$356
Extra cost
Annual Impact
$4.3K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Philadelphia, PA

Population:1584K
Cost Index:100
Median Home:$241K

Atlanta, GA

Population:499K
Cost Index:105
Median Home:$441K

Philadelphia, PA

The Keystone State

1.6M
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • Birthplace of America
  • Cheesesteak city
  • Major East Coast hub

Major Industries

HealthcareEducationFinanceManufacturing

Atlanta, GA

The Peach State

499K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • Major transportation hub
  • Capital of the South
  • Delta Air Lines headquarters

Major Industries

TransportationTechnologyFilm ProductionFinance

Cost Breakdown by Category

Annual spending: Philadelphia, PA vs Atlanta, GA

🏠Housing
13.5%
Philadelphia, PA
$2,313
Atlanta, GA
$2,625
Difference
$312
more
📦Other
8.5%
Philadelphia, PA
$1,774
Atlanta, GA
$1,925
Difference
$151
more
🛒Groceries
13.1%
Philadelphia, PA
$1,104
Atlanta, GA
$959
Difference
$145
less
🚗Transportation
1.9%
Philadelphia, PA
$1,421
Atlanta, GA
$1,448
Difference
$27.32
more
All Utilities
3.6%
Philadelphia, PA
$607
Atlanta, GA
$585
Difference
$21.86
less
🏥Healthcare
3.1%
Philadelphia, PA
$607
Atlanta, GA
$589
Difference
$18.59
less

🏛️ Local Income Taxes

Philadelphia, PA: Philadelphia Wage Tax (resident)$5,625/yr (3.8%)

Atlanta, GA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$1,280
To$1,865
$585
1 Bed
From$1,390
To$1,950
$560
2 Bed
From$1,660
To$2,140
$480
3 Bed
From$1,990
To$2,565
$575
Philadelphia, PAZIP-level data

1BR range: $1,080$2,280/mo

Atlanta, GAZIP-level data

1BR range: $1,110$2,490/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,826
Monthly in Philadelphia, PA
$8,130
Monthly in Atlanta, GA
$304
Difference

Home Values

Philadelphia
Atlanta
$241K
Median Value
$441K
↑ +2.8%
YoY Change
↓ -2.6%
↑ +9%
5-Year Change
↑ +17.9%
$71K - $855K
Price Range
$202K - $1.46M

Homes in Atlanta are 83% more expensive than Philadelphia

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$3.8K
More taxes
Monthly Difference
$321
Less take-home
Effective Rate Diff
2.6%
Rate difference

Philadelphia, PA

Federal Income Tax
Effective: 18.9%
$25.5K
Pennsylvania State Tax
Effective: 3.1%
$4.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.7%
$41.6K
Take-Home Pay
$9,032/month
$108.4K

Atlanta, GA

Federal Income Tax
Effective: 18.9%
$25.5K
Georgia State Tax
Effective: 5.6%
$8.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.3%
$45.5K
Take-Home Pay
$8,711/month
$104.5K

Additional Tax Information

Philadelphia, PA Tax Rates

Sales Tax:6.5%
Property Tax:1.4%

Atlanta, GA Tax Rates

Sales Tax:7.3%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Philadelphia
Atlanta
52 Moderate
Air Quality
50 Good
47.3%
Good Air Days
50.8%
100 Very High
Climate Risk
96 High
🌊🌅🌀
Top Hazards
🌊🌪💨
+2.9°F
2050 Outlook
+2.7°F
22 days
Heat Days >95°F
28 days
+2.9°F
2050 Outlook
+2.7°F
22 days
Heat Days >95°F
28 days

💰 See how taxes change too — compare take-home pay between Pennsylvania and Georgia on TaxTakeHome.com

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