Is Colorado Springs, CO cheaper than Philadelphia, PA?

Based on cost of living data, Colorado Springs, CO is 1.8% more expensive than Philadelphia, PA. This translates to spending an extra $133 per month.

What salary do I need in Colorado Springs, CO to live like I do in Philadelphia, PA?

If you earn $150,000 in Philadelphia, PA, you'd need approximately $151,600.791 in Colorado Springs, CO to maintain the same standard of living.

How does housing cost compare between Philadelphia, PA and Colorado Springs, CO?

Housing in Colorado Springs, CO is 23.6% more expensive than in Philadelphia, PA. For a two-bedroom apartment, rent is $1,800/month in Colorado Springs, CO compared to $1,660/month in Philadelphia, PA.

How much can I save per month by moving from Philadelphia, PA to Colorado Springs, CO?

Living in Colorado Springs, CO costs approximately $133 more per month than Philadelphia, PA, or $1601 more per year, based on a $150,000 salary.

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Philadelphia, PA

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Colorado Springs, CO

Cost of Living Comparison 2026

Current salary in Philadelphia, PA

Numbers update automatically as you type

You'd spend $133/month more in Colorado Springs, CO

$150.0K in your current city equals $151.6K in Colorado Springs, CO

Rent data from HUD ZIP-level estimates · COL index from Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area

Overall Cost

↑ 1.8%

More expensive

Monthly Impact

$133

Extra cost

Annual Impact

$1.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Philadelphia, PA

Population:1584K

Cost Index:100

Median Home:$241K

Colorado Springs, CO

Population:479K

Cost Index:102

Median Home:$415K

Philadelphia, PA

The Keystone State

1.6M

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Birthplace of America
•Cheesesteak city
•Major East Coast hub

Major Industries

HealthcareEducationFinanceManufacturing

Colorado Springs, CO

The Centennial State

479K

Population

State Tax

Yes

Located in Colorado, this city has a population of 479K residents.

Cost Breakdown by Category

Annual spending: Philadelphia, PA vs Colorado Springs, CO

Category	Philadelphia, PA	Colorado Springs, CO	Difference	Change
🏠Housing	$2,313/mo	$2,859/mo	↑ $546more	23.6%
⚡All Utilities	$607/mo	$454/mo	↓ $153less	25.2%
🚗Transportation	$1,421/mo	$1,270/mo	↓ $150less	10.6%
🛒Groceries	$1,104/mo	$999/mo	↓ $105less	9.5%
🏥Healthcare	$607/mo	$626/mo	↑ $18.59more	3.1%
📦Other	$1,774/mo	$1,791/mo	↑ $16.74more	0.9%

🏠Housing

↑ 23.6%

Philadelphia, PA

$2,313

Colorado Springs, CO

$2,859

Difference

$546

⚡All Utilities

↓ 25.2%

Philadelphia, PA

$607

Colorado Springs, CO

$454

Difference

$153

less

🚗Transportation

↓ 10.6%

Philadelphia, PA

$1,421

Colorado Springs, CO

$1,270

Difference

$150

less

🛒Groceries

↓ 9.5%

Philadelphia, PA

$1,104

Colorado Springs, CO

$999

Difference

$105

less

🏥Healthcare

↑ 3.1%

Philadelphia, PA

$607

Colorado Springs, CO

$626

Difference

$18.59

📦Other

↑ 0.9%

Philadelphia, PA

$1,774

Colorado Springs, CO

$1,791

Difference

$16.74

🏛️ Local Income Taxes

Philadelphia, PA: Philadelphia Wage Tax (resident)$5,625/yr (3.8%)

Colorado Springs, CO has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,280

To$1,240

↓ $40.00

1 Bed

From$1,390

To$1,520

↑ $130

2 Bed

From$1,660

To$1,800

↑ $140

3 Bed

From$1,990

To$2,505

↑ $515

Philadelphia, PAZIP-level data

1BR range: $1,080–$2,280/mo

Colorado Springs, COZIP-level data

1BR range: $1,210–$2,050/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,826

Monthly in Philadelphia, PA

$7,999

Monthly in Colorado Springs, CO

$173

Difference

Home Values

Philadelphia

Colorado Springs

$241K

Median Value

$415K

↑ +2.8%

YoY Change

↓ -2.2%

↑ +9%

5-Year Change

↑ +22.4%

$71K - $855K

Price Range

$314K - $709K

Homes in Colorado Springs are 72% more expensive than Philadelphia

Calculate payment - Philadelphia Calculate payment - Colorado Springs

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $2.0K

More taxes

Monthly Difference

$166

Less take-home

Effective Rate Diff

1.3%

Rate difference

Philadelphia, PA

Federal Income Tax

Effective: 18.9%

$25.5K

Pennsylvania State Tax

Effective: 3.1%

$4.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.7%

$41.6K

Take-Home Pay

$9,032/month

$108.4K

Colorado Springs, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Additional Tax Information

Philadelphia, PA Tax Rates

Sales Tax:6.5%

Property Tax:1.4%

Colorado Springs, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.