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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

$
Numbers update automatically as you type

You'd spend $611/month more in Rochester, NY

$150.0K in your current city equals $157.3K in Rochester, NY

Rent data from HUD ZIP-level estimates · COL index from Pittsburgh, PA area
Overall Cost
8.2%
More expensive
Monthly Impact
$611
Extra cost
Annual Impact
$7.3K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Pittsburgh, PA

Population:303K
Cost Index:
100
100 = national average

Rochester, NY

Population:207K
Cost Index:
108
(8% above avg)
Median Home:$198K

Pittsburgh, PA

The Keystone State

303K
Population
State Tax
Yes

Located in Pennsylvania, this city has a population of 303K residents.

Rochester, NY

The Empire State

207K
Population
State Tax
Yes

Located in New York, this city has a population of 207K residents.

Cost Breakdown by Category

Annual spending: Pittsburgh, PA vs Rochester, NY

Housing
8.2%
Pittsburgh, PA
$1,949
Rochester, NY
$2,108
Difference
$159
more
Other
8.2%
Pittsburgh, PA
$1,607
Rochester, NY
$1,738
Difference
$131
more
Transportation
8.2%
Pittsburgh, PA
$1,216
Rochester, NY
$1,315
Difference
$99.09
more
Groceries
4.0%
Pittsburgh, PA
$989
Rochester, NY
$1,029
Difference
$39.53
more
All Utilities
4.0%
Pittsburgh, PA
$607
Rochester, NY
$631
Difference
$24.23
more
Healthcare
4.0%
Pittsburgh, PA
$527
Rochester, NY
$548
Difference
$21.04
more

🏛️ Local Income Taxes

Pittsburgh, PA: Pittsburgh Earned Income Tax$4,500/yr (3.0%)

Rochester, NY has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$750
To$1,157
$407
1 Bed
From$850
To$1,309
$459
2 Bed
From$1,050
To$1,633
$583
3 Bed
From$1,400
To$1,968
$568
Rochester, NYZIP-level data

1BR range: $1,050$1,880/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,894
Monthly in Pittsburgh, PA
$7,368
Monthly in Rochester, NY
$474
Difference

Home Values

Pittsburgh
Rochester
-
Median Value
$198K
-
YoY Change
↑ +2.3%
-
5-Year Change
↑ +45.8%
-
Price Range
$90K - $334K

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$4.9K
More taxes
Monthly Difference
$412
Less take-home
Effective Rate Diff
3.3%
Rate difference

Pittsburgh, PA

Federal Income Tax
Effective: 18.9%
$25.5K
Pennsylvania State Tax
Effective: 3.1%
$4.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.7%
$41.6K
Take-Home Pay
$9,032/month
$108.4K

Rochester, NY

Federal Income Tax
Effective: 18.9%
$25.5K
New York State Tax
Effective: 6.4%
$9.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.0%
$46.6K
Take-Home Pay
$8,620/month
$103.4K

Additional Tax Information

Pittsburgh, PA Tax Rates

Sales Tax:6.5%
Property Tax:1.4%

Rochester, NY Tax Rates

Sales Tax:8.8%
Property Tax:1.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Pittsburgh
Rochester
52 Moderate
Air Quality
52 Moderate
47.8%
Good Air Days
47.8%
98 High
Climate Risk
98 High
🌊🌪💨
Top Hazards
🌊🌪💨
+3.0°F
2050 Outlook
+3.0°F
12 days
Heat Days >95°F
12 days
+3.0°F
2050 Outlook
+3.0°F
12 days
Heat Days >95°F
12 days

💰 See how taxes change too — compare take-home pay between Pennsylvania and New York on TaxTakeHome.com

Where your money goes further

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