Is Indianapolis, IN cheaper than Pittsfield, MA?

Based on cost of living data, Indianapolis, IN is 15.9% cheaper than Pittsfield, MA. This translates to saving $1194 per month.

What salary do I need in Indianapolis, IN to live like I do in Pittsfield, MA?

If you earn $150,000 in Pittsfield, MA, you'd need approximately $135,672.327 in Indianapolis, IN to maintain the same standard of living.

How does housing cost compare between Pittsfield, MA and Indianapolis, IN?

Housing in Indianapolis, IN is 40.9% cheaper than in Pittsfield, MA. For a two-bedroom apartment, rent is $1,360/month in Indianapolis, IN compared to $992/month in Pittsfield, MA.

How much can I save per month by moving from Pittsfield, MA to Indianapolis, IN?

Moving from Pittsfield, MA to Indianapolis, IN could save you approximately $1194 per month, or $14328 per year, based on a $150,000 salary.

Pittsfield, MA vs Indianapolis, IN: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 Pittsfield, MA — ZIP-level rent data · COL adjusted from Boston, MA area

Current salary in Pittsfield, MA

Numbers update automatically as you type

You'd save $1.2K/month moving to Indianapolis, IN

$150.0K in your current city equals $135.7K in Indianapolis, IN

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 15.9%

Less expensive

Monthly Impact

$1,194

Savings

Annual Impact

$14.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Pittsfield, MA

Population:43K

Cost Index:100

Median Home:$295K

Indianapolis, IN

Population:888K

Cost Index:84

Median Home:$176K

Pittsfield, MA

The Bay State

43K

Population

State Tax

Yes

Located in Massachusetts, this city has a population of 43K residents.

Indianapolis, IN

The Hoosier State

888K

Population

State Tax

Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Pittsfield, MA vs Indianapolis, IN

Category	Pittsfield, MA	Indianapolis, IN	Difference	Change
🏠Housing	$3,297/mo	$1,949/mo	↓ $1,348less	40.9%
📦Other	$1,267/mo	$1,590/mo	↑ $323more	25.5%
⚡All Utilities	$597/mo	$503/mo	↓ $93.80less	15.7%
🚗Transportation	$1,271/mo	$1,188/mo	↓ $82.72less	6.5%
🏥Healthcare	$620/mo	$582/mo	↓ $37.18less	6.0%
🛒Groceries	$899/mo	$919/mo	↑ $19.98more	2.2%

🏠Housing

↓ 40.9%

Pittsfield, MA

$3,297

Indianapolis, IN

$1,949

Difference

$1,348

less

📦Other

↑ 25.5%

Pittsfield, MA

$1,267

Indianapolis, IN

$1,590

Difference

$323

⚡All Utilities

↓ 15.7%

Pittsfield, MA

$597

Indianapolis, IN

$503

Difference

$93.80

less

🚗Transportation

↓ 6.5%

Pittsfield, MA

$1,271

Indianapolis, IN

$1,188

Difference

$82.72

less

🏥Healthcare

↓ 6.0%

Pittsfield, MA

$620

Indianapolis, IN

$582

Difference

$37.18

less

🛒Groceries

↑ 2.2%

Pittsfield, MA

$899

Indianapolis, IN

$919

Difference

$19.98

🏛️ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Pittsfield, MA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$756

To$1,030

↑ $274

1 Bed

From$773

To$1,170

↑ $397

2 Bed

From$992

To$1,360

↑ $368

3 Bed

From$1,287

To$1,760

↑ $473

Pittsfield, MAZIP-level data

1BR range: $1,310–$1,310/mo

Indianapolis, INZIP-level data

1BR range: $1,080–$1,870/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,951

Monthly in Pittsfield, MA

$6,732

Monthly in Indianapolis, IN

$1,219

Difference

Home Values

Pittsfield

Indianapolis

$295K

Median Value

$176K

↑ +1.7%

YoY Change

↓ -1.1%

↑ +46.3%

5-Year Change

↑ +26.9%

$295K

Price Range

$109K - $340K

Homes in Indianapolis are 40% less expensive than Pittsfield

Calculate payment - Pittsfield Calculate payment - Indianapolis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.7K

Per year

Monthly Difference

$221

More take-home

Effective Rate Diff

1.8%

Rate difference

Pittsfield, MA

Federal Income Tax

Effective: 18.9%

$25.5K

Massachusetts State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.7%

$44.5K

Take-Home Pay

$8,791/month

$105.5K

Indianapolis, IN

Federal Income Tax

Effective: 18.9%

$25.5K

Indiana State Tax

Effective: 3.2%

$4.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.9%

$41.9K

Take-Home Pay

$9,012/month

$108.1K

Additional Tax Information

Pittsfield, MA Tax Rates

Sales Tax:6.3%

Property Tax:1.2%

Indianapolis, IN Tax Rates

Sales Tax:7.0%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.