Is St. Louis, MO cheaper than Pittsfield, MA?

Based on cost of living data, St. Louis, MO is 15.9% cheaper than Pittsfield, MA. This translates to saving $1194 per month.

What salary do I need in St. Louis, MO to live like I do in Pittsfield, MA?

If you earn $150,000 in Pittsfield, MA, you'd need approximately $135,672.327 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Pittsfield, MA and St. Louis, MO?

Housing in St. Louis, MO is 43.3% cheaper than in Pittsfield, MA. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $992/month in Pittsfield, MA.

How much can I save per month by moving from Pittsfield, MA to St. Louis, MO?

Moving from Pittsfield, MA to St. Louis, MO could save you approximately $1194 per month, or $14328 per year, based on a $150,000 salary.

Pittsfield, MA vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Pittsfield, MA — ZIP-level rent data · COL adjusted from Boston, MA area

Current salary in Pittsfield, MA

Numbers update automatically as you type

You'd save $1.2K/month moving to St. Louis, MO

$150.0K in your current city equals $135.7K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 15.9%

Less expensive

Monthly Impact

$1,194

Savings

Annual Impact

$14.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Pittsfield, MA

Population:43K

Cost Index:100

Median Home:$295K

St. Louis, MO

Population:302K

Cost Index:84

Median Home:$145K

Pittsfield, MA

The Bay State

43K

Population

State Tax

Yes

Located in Massachusetts, this city has a population of 43K residents.

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Pittsfield, MA vs St. Louis, MO

Category	Pittsfield, MA	St. Louis, MO	Difference	Change
🏠Housing	$3,297/mo	$1,871/mo	↓ $1,426less	43.3%
📦Other	$1,267/mo	$1,607/mo	↑ $340more	26.8%
🏥Healthcare	$620/mo	$527/mo	↓ $92.94less	15.0%
⚡All Utilities	$597/mo	$535/mo	↓ $61.02less	10.2%
🚗Transportation	$1,271/mo	$1,216/mo	↓ $55.40less	4.4%
🛒Groceries	$899/mo	$949/mo	↑ $49.96more	5.6%

🏠Housing

↓ 43.3%

Pittsfield, MA

$3,297

St. Louis, MO

$1,871

Difference

$1,426

less

📦Other

↑ 26.8%

Pittsfield, MA

$1,267

St. Louis, MO

$1,607

Difference

$340

🏥Healthcare

↓ 15.0%

Pittsfield, MA

$620

St. Louis, MO

$527

Difference

$92.94

less

⚡All Utilities

↓ 10.2%

Pittsfield, MA

$597

St. Louis, MO

$535

Difference

$61.02

less

🚗Transportation

↓ 4.4%

Pittsfield, MA

$1,271

St. Louis, MO

$1,216

Difference

$55.40

less

🛒Groceries

↑ 5.6%

Pittsfield, MA

$899

St. Louis, MO

$949

Difference

$49.96

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Pittsfield, MA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$756

To$910

↑ $154

1 Bed

From$773

To$950

↑ $177

2 Bed

From$992

To$1,160

↑ $168

3 Bed

From$1,287

To$1,490

↑ $203

Pittsfield, MAZIP-level data

1BR range: $1,310–$1,310/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,951

Monthly in Pittsfield, MA

$6,705

Monthly in St. Louis, MO

$1,246

Difference

Home Values

Pittsfield

St. Louis

$295K

Median Value

$145K

↑ +1.7%

YoY Change

↓ -0.8%

↑ +46.3%

5-Year Change

↑ +10.9%

$295K

Price Range

$38K - $302K

Homes in St. Louis are 51% less expensive than Pittsfield

Calculate payment - Pittsfield Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $429

More taxes

Monthly Difference

$35.75

Less take-home

Effective Rate Diff

0.3%

Rate difference

Pittsfield, MA

Federal Income Tax

Effective: 18.9%

$25.5K

Massachusetts State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.7%

$44.5K

Take-Home Pay

$8,791/month

$105.5K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Pittsfield, MA Tax Rates

Sales Tax:6.3%

Property Tax:1.2%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.