Is Austin, TX cheaper than Port Chester, NY?

Based on cost of living data, Austin, TX is 29.3% cheaper than Port Chester, NY. This translates to saving $2197 per month.

What salary do I need in Austin, TX to live like I do in Port Chester, NY?

If you earn $150,000 in Port Chester, NY, you'd need approximately $123,640.174 in Austin, TX to maintain the same standard of living.

How does housing cost compare between Port Chester, NY and Austin, TX?

Housing in Austin, TX is 51.7% cheaper than in Port Chester, NY. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $3,095/month in Port Chester, NY.

How much can I save per month by moving from Port Chester, NY to Austin, TX?

Moving from Port Chester, NY to Austin, TX could save you approximately $2197 per month, or $26360 per year, based on a $150,000 salary.

Port Chester, NY vs Austin, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Port Chester, NY — COL adjusted from New York, NY area + state data

Current salary in Port Chester, NY

Numbers update automatically as you type

You'd save $2.2K/month moving to Austin, TX

$150.0K in your current city equals $123.6K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from New York-Newark-Jersey City, NY-NJ-PA area

Overall Cost

↓ 29.3%

Less expensive

Monthly Impact

$2,197

Savings

Annual Impact

$26.4K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Port Chester, NY

Population:31K

Cost Index:100

Median Home:$1.05M

Austin, TX

Population:979K

Cost Index:71

Median Home:$558K

Port Chester, NY

The Empire State

31K

Population

State Tax

Yes

Located in New York, this city has a population of 31K residents.

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Port Chester, NY vs Austin, TX

Category	Port Chester, NY	Austin, TX	Difference	Change
🏠Housing	$5,968/mo	$2,885/mo	↓ $3,083less	51.7%
🛒Groceries	$1,085/mo	$959/mo	↓ $126less	11.6%
🚗Transportation	$1,389/mo	$1,284/mo	↓ $105less	7.6%
🏥Healthcare	$640/mo	$589/mo	↓ $51.78less	8.1%
📦Other	$1,763/mo	$1,741/mo	↓ $22.52less	1.3%
⚡All Utilities	$559/mo	$541/mo	↓ $17.71less	3.2%

🏠Housing

↓ 51.7%

Port Chester, NY

$5,968

Austin, TX

$2,885

Difference

$3,083

less

🛒Groceries

↓ 11.6%

Port Chester, NY

$1,085

Austin, TX

$959

Difference

$126

less

🚗Transportation

↓ 7.6%

Port Chester, NY

$1,389

Austin, TX

$1,284

Difference

$105

less

🏥Healthcare

↓ 8.1%

Port Chester, NY

$640

Austin, TX

$589

Difference

$51.78

less

📦Other

↓ 1.3%

Port Chester, NY

$1,763

Austin, TX

$1,741

Difference

$22.52

less

⚡All Utilities

↓ 3.2%

Port Chester, NY

$559

Austin, TX

$541

Difference

$17.71

less

🏠Rent Comparison

Studio

From$2,130

To$1,585

↓ $545

1 Bed

From$2,506

To$1,685

↓ $821

2 Bed

From$3,095

To$1,995

↓ $1,100

3 Bed

From$4,275

To$2,525

↓ $1,750

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$11,405

Monthly in Port Chester, NY

$7,998

Monthly in Austin, TX

$3,406

Difference

Home Values

Port Chester

Austin

Median Value

$558K

YoY Change

↓ -5%

5-Year Change

↑ +12.6%

Price Range

$272K - $1.26M

Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $9.5K

Per year

Monthly Difference

$795

More take-home

Effective Rate Diff

6.4%

Rate difference

Port Chester, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Port Chester, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.