Is St. Louis, MO cheaper than Port Chester, NY?

Based on cost of living data, St. Louis, MO is 40.3% cheaper than Port Chester, NY. This translates to saving $3020 per month.

What salary do I need in St. Louis, MO to live like I do in Port Chester, NY?

If you earn $150,000 in Port Chester, NY, you'd need approximately $113,754.322 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Port Chester, NY and St. Louis, MO?

Housing in St. Louis, MO is 68.6% cheaper than in Port Chester, NY. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $3,095/month in Port Chester, NY.

How much can I save per month by moving from Port Chester, NY to St. Louis, MO?

Moving from Port Chester, NY to St. Louis, MO could save you approximately $3020 per month, or $36246 per year, based on a $150,000 salary.

Port Chester, NY vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Port Chester, NY — COL adjusted from New York, NY area + state data

Current salary in Port Chester, NY

Numbers update automatically as you type

You'd save $3.0K/month moving to St. Louis, MO

$150.0K in your current city equals $113.8K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from New York-Newark-Jersey City, NY-NJ-PA area

Overall Cost

↓ 40.3%

Less expensive

Monthly Impact

$3,020

Savings

Annual Impact

$36.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Port Chester, NY

Population:31K

Cost Index:100

Median Home:$1.05M

St. Louis, MO

Population:302K

Cost Index:60

Median Home:$145K

Port Chester, NY

The Empire State

31K

Population

State Tax

Yes

Located in New York, this city has a population of 31K residents.

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Port Chester, NY vs St. Louis, MO

Category	Port Chester, NY	St. Louis, MO	Difference	Change
🏠Housing	$5,968/mo	$1,871/mo	↓ $4,097less	68.6%
🚗Transportation	$1,389/mo	$1,216/mo	↓ $174less	12.5%
📦Other	$1,763/mo	$1,607/mo	↓ $156less	8.9%
🛒Groceries	$1,085/mo	$949/mo	↓ $136less	12.5%
🏥Healthcare	$640/mo	$527/mo	↓ $114less	17.8%
⚡All Utilities	$559/mo	$535/mo	↓ $23.17less	4.1%

🏠Housing

↓ 68.6%

Port Chester, NY

$5,968

St. Louis, MO

$1,871

Difference

$4,097

less

🚗Transportation

↓ 12.5%

Port Chester, NY

$1,389

St. Louis, MO

$1,216

Difference

$174

less

📦Other

↓ 8.9%

Port Chester, NY

$1,763

St. Louis, MO

$1,607

Difference

$156

less

🛒Groceries

↓ 12.5%

Port Chester, NY

$1,085

St. Louis, MO

$949

Difference

$136

less

🏥Healthcare

↓ 17.8%

Port Chester, NY

$640

St. Louis, MO

$527

Difference

$114

less

⚡All Utilities

↓ 4.1%

Port Chester, NY

$559

St. Louis, MO

$535

Difference

$23.17

less

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Port Chester, NY has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$2,130

To$910

↓ $1,220

1 Bed

From$2,506

To$950

↓ $1,556

2 Bed

From$3,095

To$1,160

↓ $1,935

3 Bed

From$4,275

To$1,490

↓ $2,785

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$11,405

Monthly in Port Chester, NY

$6,705

Monthly in St. Louis, MO

$4,699

Difference

Home Values

Port Chester

St. Louis

Median Value

$145K

YoY Change

↓ -0.8%

5-Year Change

↑ +10.9%

Price Range

$38K - $302K

Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $1.6K

Per year

Monthly Difference

$135

More take-home

Effective Rate Diff

1.1%

Rate difference

Port Chester, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Port Chester, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.