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Cost of Living Comparison 2026

๐Ÿ“ Portland, ME โ€” ZIP-level rent data ยท COL adjusted from Boston, MA area

$

Numbers update automatically as you type

You'd save $718/month moving to St. Louis, MO

$150.0K in your current city equals $141.4K in St. Louis, MO

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†“ 9.6%
Less expensive
Monthly Impact
$718
Savings
Annual Impact
$8.6K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Portland, ME

Population:69K
Cost Index:100
Median Home:$527K

St. Louis, MO

Population:302K
Cost Index:90
Median Home:$145K

Portland, ME

The Pine Tree State

69K
Population
State Tax
Yes

Located in Maine, this city has a population of 69K residents.

St. Louis, MO

The Show-Me State

302K
Population
State Tax
Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Portland, ME vs St. Louis, MO

๐Ÿ Housing
โ†“ 39.0%
Portland, ME
$3,066
St. Louis, MO
$1,871
Difference
$1,195
less
๐Ÿ“ฆOther
โ†‘ 36.4%
Portland, ME
$1,178
St. Louis, MO
$1,607
Difference
$429
more
๐Ÿ›’Groceries
โ†‘ 9.5%
Portland, ME
$867
St. Louis, MO
$949
Difference
$82.09
more
๐ŸฅHealthcare
โ†“ 11.9%
Portland, ME
$597
St. Louis, MO
$527
Difference
$70.80
less
โšกAll Utilities
โ†“ 6.9%
Portland, ME
$575
St. Louis, MO
$535
Difference
$39.71
less
๐Ÿš—Transportation
โ†‘ 2.9%
Portland, ME
$1,182
St. Louis, MO
$1,216
Difference
$33.80
more

๐Ÿ›๏ธ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Portland, ME has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$829
To$910
โ†‘ $81.00
1 Bed
From$939
To$950
โ†‘ $11.00
2 Bed
From$1,202
To$1,160
โ†“ $42.00
3 Bed
From$1,460
To$1,490
โ†‘ $30.00
Portland, MEZIP-level data

1BR range: $1,670โ€“$1,780/mo

St. Louis, MOZIP-level data

1BR range: $800โ€“$1,480/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,466
Monthly in Portland, ME
$6,705
Monthly in St. Louis, MO
$760
Difference

Home Values

Portland
St. Louis
$527K
Median Value
$145K
โ†“ -0.5%
YoY Change
โ†“ -0.8%
โ†‘ +44.9%
5-Year Change
โ†‘ +10.9%
$510K - $642K
Price Range
$38K - $302K

Homes in St. Louis are 73% less expensive than Portland

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $2.4K
Per year
Monthly Difference
$197
More take-home
Effective Rate Diff
1.6%
Rate difference

Portland, ME

Federal Income Tax
Effective: 18.9%
$25.5K
Maine State Tax
Effective: 6.9%
$10.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.5%
$47.3K
Take-Home Pay
$8,558/month
$102.7K

St. Louis, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Additional Tax Information

Portland, ME Tax Rates

Sales Tax:5.5%
Property Tax:1.3%

St. Louis, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Portland
St. Louis
36 Good
Air Quality
54 Moderate
79.5%
Good Air Days
38%
94 Moderate
Climate Risk
99 High
๐ŸŒŠ๐ŸŒ…๐ŸŒ€
Top Hazards
๐ŸŒŠ๐ŸŒก๐Ÿซจ
โ–ฒ+2.5ยฐF
2050 Outlook
โ–ฒ+3.0ยฐF
6 days
Heat Days >95ยฐF
39 days
โ–ฒ+2.5ยฐF
2050 Outlook
โ–ฒ+3.0ยฐF
6 days
Heat Days >95ยฐF
39 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Maine and Missouri on TaxTakeHome.com

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