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Cost of Living Comparison 2026

๐Ÿ“ Post Falls, ID โ€” ZIP-level rent data ยท COL adjusted from Spokane, WA area

$

Numbers update automatically as you type

You'd save $378/month moving to St. Louis, MO

$150.0K in your current city equals $145.5K in St. Louis, MO

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†“ 5.0%
Less expensive
Monthly Impact
$378
Savings
Annual Impact
$4.5K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Post Falls, ID

Population:45K
Cost Index:100
Median Home:$512K

St. Louis, MO

Population:302K
Cost Index:95
Median Home:$145K

Post Falls, ID

The Gem State

45K
Population
State Tax
Yes

Located in Idaho, this city has a population of 45K residents.

St. Louis, MO

The Show-Me State

302K
Population
State Tax
Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Post Falls, ID vs St. Louis, MO

๐Ÿš—Transportation
โ†“ 33.6%
Post Falls, ID
$1,831
St. Louis, MO
$1,216
Difference
$616
less
๐ŸฅHealthcare
โ†“ 34.9%
Post Falls, ID
$809
St. Louis, MO
$527
Difference
$283
less
๐Ÿ Housing
โ†“ 6.8%
Post Falls, ID
$2,008
St. Louis, MO
$1,871
Difference
$137
less
๐Ÿ“ฆOther
โ†‘ 8.2%
Post Falls, ID
$1,485
St. Louis, MO
$1,607
Difference
$122
more
๐Ÿ›’Groceries
โ†“ 10.4%
Post Falls, ID
$1,060
St. Louis, MO
$949
Difference
$111
less
โšกAll Utilities
โ†‘ 13.4%
Post Falls, ID
$472
St. Louis, MO
$535
Difference
$63.26
more

๐Ÿ›๏ธ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Post Falls, ID has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$894
To$910
โ†‘ $16.00
1 Bed
From$1,058
To$950
โ†“ $108
2 Bed
From$1,254
To$1,160
โ†“ $94.00
3 Bed
From$1,746
To$1,490
โ†“ $256
Post Falls, IDZIP-level data

1BR range: $1,290โ€“$1,290/mo

St. Louis, MOZIP-level data

1BR range: $800โ€“$1,480/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,666
Monthly in Post Falls, ID
$6,705
Monthly in St. Louis, MO
$960
Difference

Home Values

Post Falls
St. Louis
$512K
Median Value
$145K
โ†‘ +1.7%
YoY Change
โ†“ -0.8%
โ†‘ +32.8%
5-Year Change
โ†‘ +10.9%
$512K
Price Range
$38K - $302K

Homes in St. Louis are 72% less expensive than Post Falls

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $8.3K
Per year
Monthly Difference
$693
More take-home
Effective Rate Diff
5.5%
Rate difference

Post Falls, ID

Federal Income Tax
Effective: 18.9%
$25.5K
Idaho State Tax
Effective: 10.8%
$16.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 35.5%
$53.3K
Take-Home Pay
$8,062/month
$96.7K

St. Louis, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Additional Tax Information

Post Falls, ID Tax Rates

Sales Tax:6.3%
Property Tax:0.7%

St. Louis, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Post Falls
St. Louis
38 Good
Air Quality
54 Moderate
76.5%
Good Air Days
38%
90 Moderate
Climate Risk
99 High
๐Ÿ’จ
Top Hazards
๐ŸŒŠ๐ŸŒก๐Ÿซจ
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+3.0ยฐF
23 days
Heat Days >95ยฐF
39 days
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+3.0ยฐF
23 days
Heat Days >95ยฐF
39 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Idaho and Missouri on TaxTakeHome.com

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