Is Syracuse, NY cheaper than Providence, RI?

Based on cost of living data, Syracuse, NY is 28.9% cheaper than Providence, RI. This translates to saving $2170 per month.

What salary do I need in Syracuse, NY to live like I do in Providence, RI?

If you earn $150,000 in Providence, RI, you'd need approximately $123,956.21 in Syracuse, NY to maintain the same standard of living.

How does housing cost compare between Providence, RI and Syracuse, NY?

Housing in Syracuse, NY is 58.0% cheaper than in Providence, RI. For a two-bedroom apartment, rent is $1,043/month in Syracuse, NY compared to $1,803/month in Providence, RI.

How much can I save per month by moving from Providence, RI to Syracuse, NY?

Moving from Providence, RI to Syracuse, NY could save you approximately $2170 per month, or $26044 per year, based on a $150,000 salary.

Providence, RI vs Syracuse, NY: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Providence, RI

Numbers update automatically as you type

You'd save $2.2K/month moving to Syracuse, NY

$150.0K in your current city equals $124.0K in Syracuse, NY

Rent data from HUD ZIP-level estimates · COL index from Providence-Warwick, RI-MA area

Overall Cost

↓ 28.9%

Less expensive

Monthly Impact

$2,170

Savings

Annual Impact

$26.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Providence, RI

Population:191K

Cost Index:

100

100 = national average

Median Home:$430K

Syracuse, NY

Population:146K

Cost Index:

(29% below avg)

Median Home:$177K

Providence, RI

The Ocean State

191K

Population

State Tax

Yes

Located in Rhode Island, this city has a population of 191K residents.

Syracuse, NY

The Empire State

146K

Population

State Tax

Yes

Located in New York, this city has a population of 146K residents.

Cost Breakdown by Category

Annual spending: Providence, RI vs Syracuse, NY

Category	Providence, RI	Syracuse, NY	Difference	Change
Housing	$4,304/mo	$1,809/mo	↓ $2,496less	58.0%
Transportation	$1,659/mo	$1,421/mo	↓ $239less	14.4%
Other	$1,654/mo	$1,800/mo	↑ $146more	8.8%
All Utilities	$682/mo	$562/mo	↓ $120less	17.6%
Healthcare	$708/mo	$648/mo	↓ $59.54less	8.4%
Groceries	$1,028/mo	$1,036/mo	↑ $8.72more	0.8%

Housing

↓ 58.0%

Providence, RI

$4,304

Syracuse, NY

$1,809

Difference

$2,496

less

Transportation

↓ 14.4%

Providence, RI

$1,659

Syracuse, NY

$1,421

Difference

$239

less

Other

↑ 8.8%

Providence, RI

$1,654

Syracuse, NY

$1,800

Difference

$146

All Utilities

↓ 17.6%

Providence, RI

$682

Syracuse, NY

$562

Difference

$120

less

Healthcare

↓ 8.4%

Providence, RI

$708

Syracuse, NY

$648

Difference

$59.54

less

Groceries

↑ 0.8%

Providence, RI

$1,028

Syracuse, NY

$1,036

Difference

$8.72

🏠Rent Comparison

Studio

From$1,372

To$748

↓ $624

1 Bed

From$1,464

To$839

↓ $625

2 Bed

From$1,803

To$1,043

↓ $760

3 Bed

From$2,181

To$1,269

↓ $912

Providence, RIZIP-level data

1BR range: $1,400–$1,970/mo

Syracuse, NYZIP-level data

1BR range: $990–$1,270/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$10,035

Monthly in Providence, RI

$7,276

Monthly in Syracuse, NY

$2,759

Difference

Home Values

Providence

Syracuse

$430K

Median Value

$177K

↑ +2%

YoY Change

↑ +3.5%

↑ +49.5%

5-Year Change

↑ +55.5%

$403K - $769K

Price Range

$138K - $348K

Homes in Syracuse are 59% less expensive than Providence

Calculate payment - Providence Calculate payment - Syracuse

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $3.1K

More taxes

Monthly Difference

$258

Less take-home

Effective Rate Diff

2.1%

Rate difference

Providence, RI

Federal Income Tax

Effective: 18.9%

$25.5K

Rhode Island State Tax

Effective: 4.3%

$6.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.0%

$43.5K

Take-Home Pay

$8,879/month

$106.5K

Syracuse, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Additional Tax Information

Providence, RI Tax Rates

Sales Tax:7.0%

Property Tax:1.4%

Syracuse, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.