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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd save $2.2K/month moving to Syracuse, NY

$150.0K in your current city equals $124.0K in Syracuse, NY

Rent data from HUD ZIP-level estimates · COL index from Providence-Warwick, RI-MA area
Overall Cost
28.9%
Less expensive
Monthly Impact
$2,170
Savings
Annual Impact
$26.0K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Providence, RI

Population:191K
Cost Index:
100
100 = national average
Median Home:$430K

Syracuse, NY

Population:146K
Cost Index:
71
(29% below avg)
Median Home:$177K

Providence, RI

The Ocean State

191K
Population
State Tax
Yes

Located in Rhode Island, this city has a population of 191K residents.

Syracuse, NY

The Empire State

146K
Population
State Tax
Yes

Located in New York, this city has a population of 146K residents.

Cost Breakdown by Category

Annual spending: Providence, RI vs Syracuse, NY

Housing
58.0%
Providence, RI
$4,304
Syracuse, NY
$1,809
Difference
$2,496
less
Transportation
14.4%
Providence, RI
$1,659
Syracuse, NY
$1,421
Difference
$239
less
Other
8.8%
Providence, RI
$1,654
Syracuse, NY
$1,800
Difference
$146
more
All Utilities
17.6%
Providence, RI
$682
Syracuse, NY
$562
Difference
$120
less
Healthcare
8.4%
Providence, RI
$708
Syracuse, NY
$648
Difference
$59.54
less
Groceries
0.8%
Providence, RI
$1,028
Syracuse, NY
$1,036
Difference
$8.72
more

🏠Rent Comparison

Studio
From$1,372
To$748
$624
1 Bed
From$1,464
To$839
$625
2 Bed
From$1,803
To$1,043
$760
3 Bed
From$2,181
To$1,269
$912
Providence, RIZIP-level data

1BR range: $1,400$1,970/mo

Syracuse, NYZIP-level data

1BR range: $990$1,270/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$10,035
Monthly in Providence, RI
$7,276
Monthly in Syracuse, NY
$2,759
Difference

Home Values

Providence
Syracuse
$430K
Median Value
$177K
↑ +2%
YoY Change
↑ +3.5%
↑ +49.5%
5-Year Change
↑ +55.5%
$403K - $769K
Price Range
$138K - $348K

Homes in Syracuse are 59% less expensive than Providence

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$3.1K
More taxes
Monthly Difference
$258
Less take-home
Effective Rate Diff
2.1%
Rate difference

Providence, RI

Federal Income Tax
Effective: 18.9%
$25.5K
Rhode Island State Tax
Effective: 4.3%
$6.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.0%
$43.5K
Take-Home Pay
$8,879/month
$106.5K

Syracuse, NY

Federal Income Tax
Effective: 18.9%
$25.5K
New York State Tax
Effective: 6.4%
$9.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.0%
$46.6K
Take-Home Pay
$8,620/month
$103.4K

Additional Tax Information

Providence, RI Tax Rates

Sales Tax:7.0%
Property Tax:1.4%

Syracuse, NY Tax Rates

Sales Tax:8.8%
Property Tax:1.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Providence
Syracuse
36 Good
Air Quality
N/A
79.5%
Good Air Days
-
94 Moderate
Climate Risk
98 High
🌊🌅🌀
Top Hazards
🌊🌡🌪
+2.5°F
2050 Outlook
+2.9°F
6 days
Heat Days >95°F
15 days
+2.5°F
2050 Outlook
+2.9°F
6 days
Heat Days >95°F
15 days

What to Consider When Moving from Providence, RI to Syracuse, NY

Relocating from Providence, RI to Syracuse, NY involves more than just comparing rent prices. While the overall cost of living is about 29% lower in Syracuse, NY, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Syracuse, NY is 58% cheaper than in Providence, RI. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Syracuse, NY pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Syracuse, NY to match your current standard of living in Providence, RI.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Syracuse, NY for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Providence, RI vs Syracuse, NY

Is Syracuse, NY cheaper than Providence, RI?

Yes, Syracuse, NY is about 28.9% cheaper than Providence, RI. You could save approximately $2,170/month on a $150,000 salary. Housing costs are 58% lower in Syracuse, NY.

What salary do I need in Syracuse, NY to match my lifestyle in Providence, RI?

If you currently earn $150,000 in Providence, RI, you would need approximately $123,956 in Syracuse, NY to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Providence, RI and Syracuse, NY?

A two-bedroom apartment averages $1,803/month in Providence, RI compared to $1,043/month in Syracuse, NY. One-bedroom apartments are $1,464/month in Providence, RI vs $839/month in Syracuse, NY. These are area-wide medians — specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Providence, RI or Syracuse, NY?

Grocery prices are very similar between Providence, RI and Syracuse, NY, with less than 1% difference. Your food budget would stay about the same.

What is the best time to move from Providence, RI to Syracuse, NY?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

💰 See how taxes change too — compare take-home pay between Rhode Island and New York on TaxTakeHome.com

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