Is Tampa, FL cheaper than Raleigh, NC?

Based on cost of living data, Tampa, FL is 6.2% more expensive than Raleigh, NC. This translates to spending an extra $464 per month.

What salary do I need in Tampa, FL to live like I do in Raleigh, NC?

If you earn $150,000 in Raleigh, NC, you'd need approximately $155,567.01 in Tampa, FL to maintain the same standard of living.

How does housing cost compare between Raleigh, NC and Tampa, FL?

Housing in Tampa, FL is 9.5% more expensive than in Raleigh, NC. For a two-bedroom apartment, rent is $2,290/month in Tampa, FL compared to $1,800/month in Raleigh, NC.

How much can I save per month by moving from Raleigh, NC to Tampa, FL?

Living in Tampa, FL costs approximately $464 more per month than Raleigh, NC, or $5567 more per year, based on a $150,000 salary.

Raleigh, NC vs Tampa, FL: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Current salary in Raleigh, NC

Numbers update automatically as you type

You'd spend $464/month more in Tampa, FL

$150.0K in your current city equals $155.6K in Tampa, FL

Rent data from HUD ZIP-level estimates · COL index from Raleigh-Cary, NC area

Overall Cost

↑ 6.2%

More expensive

Monthly Impact

$464

Extra cost

Annual Impact

$5.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Raleigh, NC

Population:474K

Cost Index:100

Median Home:$512K

Tampa, FL

Population:385K

Cost Index:106

Median Home:$367K

Raleigh, NC

The Tar Heel State

474K

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Research Triangle
•State capital
•Major university town

Major Industries

TechnologyResearchEducationGovernment

Tampa, FL

The Sunshine State

385K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Major Tampa Bay area
•No state income tax
•Growing tech scene

Major Industries

FinanceTechnologyHealthcareTourism

Cost Breakdown by Category

Annual spending: Raleigh, NC vs Tampa, FL

Category	Raleigh, NC	Tampa, FL	Difference	Change
🏠Housing	$2,469/mo	$2,703/mo	↑ $234more	9.5%
📦Other	$1,707/mo	$1,808/mo	↑ $100more	5.9%
🛒Groceries	$959/mo	$1,019/mo	↑ $59.96more	6.3%
🏥Healthcare	$601/mo	$570/mo	↓ $30.98less	5.2%
⚡All Utilities	$546/mo	$574/mo	↑ $27.32more	5.0%
🚗Transportation	$1,284/mo	$1,284/mo	→ $0	0.0%

🏠Housing

↑ 9.5%

Raleigh, NC

$2,469

Tampa, FL

$2,703

Difference

$234

📦Other

↑ 5.9%

Raleigh, NC

$1,707

Tampa, FL

$1,808

Difference

$100

🛒Groceries

↑ 6.3%

Raleigh, NC

$959

Tampa, FL

$1,019

Difference

$59.96

🏥Healthcare

↓ 5.2%

Raleigh, NC

$601

Tampa, FL

$570

Difference

$30.98

less

⚡All Utilities

↑ 5.0%

Raleigh, NC

$546

Tampa, FL

$574

Difference

$27.32

🚗Transportation

→ 0.0%

Raleigh, NC

$1,284

Tampa, FL

$1,284

Difference

same

🏠Rent Comparison

Studio

From$1,570

To$1,850

↑ $280

1 Bed

From$1,640

To$1,960

↑ $320

2 Bed

From$1,800

To$2,290

↑ $490

3 Bed

From$2,255

To$2,930

↑ $675

Raleigh, NCZIP-level data

1BR range: $1,400–$1,880/mo

Tampa, FLZIP-level data

1BR range: $1,410–$2,550/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,567

Monthly in Raleigh, NC

$7,958

Monthly in Tampa, FL

$391

Difference

Home Values

Raleigh

Tampa

$512K

Median Value

$367K

↓ -0.5%

YoY Change

↓ -4%

↑ +38.2%

5-Year Change

↑ +42.1%

$314K - $992K

Price Range

$251K - $989K

Homes in Tampa are 28% less expensive than Raleigh

Calculate payment - Raleigh Calculate payment - Tampa

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.1K

Per year

Monthly Difference

$594

More take-home

Effective Rate Diff

4.7%

Rate difference

Raleigh, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Tampa, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Raleigh, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

Tampa, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.