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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

Rancho Cucamonga, CA and Ontario, CA have similar living costs

$150.0K in your current city equals $150.0K in Ontario, CA

Rent data from HUD ZIP-level estimates · COL index from Riverside-San Bernardino-Ontario, CA area
Overall Cost
0.0%
Same cost
Monthly Impact
$0
No change
Annual Impact
$0
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Rancho Cucamonga, CA

Population:174K
Cost Index:
100
100 = national average
Median Home:$669K

Ontario, CA

Population:182K
Cost Index:
100
(national average)
Median Home:$672K

Rancho Cucamonga, CA

The Golden State

174K
Population
State Tax
Yes

Located in California, this city has a population of 174K residents.

Ontario, CA

The Golden State

182K
Population
State Tax
Yes

Located in California, this city has a population of 182K residents.

Cost Breakdown by Category

Annual spending: Rancho Cucamonga, CA vs Ontario, CA

Housing
0.0%
Rancho Cucamonga, CA
$3,690
Ontario, CA
$3,690
Difference
$0
same
Groceries
0.0%
Rancho Cucamonga, CA
$1,039
Ontario, CA
$1,039
Difference
$0
same
Transportation
0.0%
Rancho Cucamonga, CA
$2,158
Ontario, CA
$2,158
Difference
$0
same
All Utilities
0.0%
Rancho Cucamonga, CA
$557
Ontario, CA
$557
Difference
$0
same
Healthcare
0.0%
Rancho Cucamonga, CA
$551
Ontario, CA
$551
Difference
$0
same
Other
0.0%
Rancho Cucamonga, CA
$1,724
Ontario, CA
$1,724
Difference
$0
same

🏠Rent Comparison

Studio
From$2,480
To$1,980
$500
1 Bed
From$2,600
To$2,080
$520
2 Bed
From$3,220
To$2,580
$640
3 Bed
From$4,260
To$3,410
$850
Rancho Cucamonga, CAZIP-level data

1BR range: $2,600$2,600/mo

Ontario, CAZIP-level data

1BR range: $1,980$2,240/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,721
Monthly in Rancho Cucamonga, CA
$9,721
Monthly in Ontario, CA
$0
Difference

Home Values

Rancho Cucamonga
Ontario
$669K
Median Value
$672K
↓ -1.4%
YoY Change
↓ -1.9%
↑ +35%
5-Year Change
↑ +34.4%
$669K
Price Range
$623K - $683K

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Rancho Cucamonga, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Ontario, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Additional Tax Information

Rancho Cucamonga, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Ontario, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Rancho Cucamonga
Ontario
87 Moderate
Air Quality
87 Moderate
10.9%
Good Air Days
10.9%
100 Very High
Climate Risk
100 Very High
🔥🌊🌡
Top Hazards
🔥🌊🌡
+2.8°F
2050 Outlook
+2.8°F
82 days
Heat Days >95°F
82 days
+2.8°F
2050 Outlook
+2.8°F
82 days
Heat Days >95°F
82 days

Similar cost to Ontario, CA

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