Tap to swap

Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

$
Numbers update automatically as you type

You'd save $858/month moving to Little Rock, AR

$150.0K in your current city equals $139.7K in Little Rock, AR

Rent data from HUD ZIP-level estimates · COL index from Richmond, VA area
Overall Cost
11.4%
Less expensive
Monthly Impact
$858
Savings
Annual Impact
$10.3K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Richmond, VA

Population:230K
Cost Index:
100
100 = national average
Median Home:$350K

Little Rock, AR

Population:204K
Cost Index:
89
(11% below avg)
Median Home:$261K

Richmond, VA

The Old Dominion State

230K
Population
State Tax
Yes

Located in Virginia, this city has a population of 230K residents.

Little Rock, AR

The Natural State

204K
Population
State Tax
Yes

Located in Arkansas, this city has a population of 204K residents.

Cost Breakdown by Category

Annual spending: Richmond, VA vs Little Rock, AR

Housing
25.4%
Richmond, VA
$2,547
Little Rock, AR
$1,900
Difference
$647
less
Healthcare
15.4%
Richmond, VA
$632
Little Rock, AR
$534
Difference
$97.53
less
All Utilities
6.3%
Richmond, VA
$574
Little Rock, AR
$538
Difference
$35.87
less
Other
1.9%
Richmond, VA
$1,758
Little Rock, AR
$1,724
Difference
$33.76
less
Groceries
0.6%
Richmond, VA
$959
Little Rock, AR
$953
Difference
$6.08
less
Transportation
0.3%
Richmond, VA
$1,284
Little Rock, AR
$1,280
Difference
$3.89
less

🏠Rent Comparison

Studio
From$1,490
To$1,050
$440
1 Bed
From$1,560
To$1,061
$499
2 Bed
From$1,710
To$1,226
$484
3 Bed
From$2,140
To$1,648
$492
Richmond, VAZIP-level data

1BR range: $1,400$1,920/mo

Little Rock, ARZIP-level data

1BR range: $890$1,280/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,753
Monthly in Richmond, VA
$6,930
Monthly in Little Rock, AR
$824
Difference

Home Values

Richmond
Little Rock
$350K
Median Value
$261K
↑ +1.1%
YoY Change
↑ +1.4%
↑ +39.2%
5-Year Change
↑ +27.2%
$234K - $619K
Price Range
$109K - $468K

Homes in Little Rock are 25% less expensive than Richmond

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$654
More taxes
Monthly Difference
$54.50
Less take-home
Effective Rate Diff
0.4%
Rate difference

Richmond, VA

Federal Income Tax
Effective: 18.9%
$25.5K
Virginia State Tax
Effective: 5.6%
$8.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.3%
$45.4K
Take-Home Pay
$8,718/month
$104.6K

Little Rock, AR

Federal Income Tax
Effective: 18.9%
$25.5K
Arkansas State Tax
Effective: 6.0%
$9.0K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.7%
$46.0K
Take-Home Pay
$8,664/month
$104.0K

Additional Tax Information

Richmond, VA Tax Rates

Sales Tax:5.7%
Property Tax:0.8%

Little Rock, AR Tax Rates

Sales Tax:9.4%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Richmond
Little Rock
36 Good
Air Quality
55 Moderate
79.2%
Good Air Days
34.4%
78 Low
Climate Risk
99 High
None
Top Hazards
🌊🌡🫨
+2.8°F
2050 Outlook
+2.8°F
30 days
Heat Days >95°F
54 days
+2.8°F
2050 Outlook
+2.8°F
30 days
Heat Days >95°F
54 days

What to Consider When Moving from Richmond, VA to Little Rock, AR

Relocating from Richmond, VA to Little Rock, AR involves more than just comparing rent prices. While the overall cost of living is about 11% lower in Little Rock, AR, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Little Rock, AR is 25% cheaper than in Richmond, VA. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Little Rock, AR pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Little Rock, AR to match your current standard of living in Richmond, VA.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Little Rock, AR for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Richmond, VA vs Little Rock, AR

Is Little Rock, AR cheaper than Richmond, VA?

Yes, Little Rock, AR is about 11.4% cheaper than Richmond, VA. You could save approximately $858/month on a $150,000 salary. Housing costs are 25% lower in Little Rock, AR.

What salary do I need in Little Rock, AR to match my lifestyle in Richmond, VA?

If you currently earn $150,000 in Richmond, VA, you would need approximately $139,709 in Little Rock, AR to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Richmond, VA and Little Rock, AR?

A two-bedroom apartment averages $1,710/month in Richmond, VA compared to $1,226/month in Little Rock, AR. One-bedroom apartments are $1,560/month in Richmond, VA vs $1,061/month in Little Rock, AR. These are area-wide medians — specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Richmond, VA or Little Rock, AR?

Grocery prices are very similar between Richmond, VA and Little Rock, AR, with less than 1% difference. Your food budget would stay about the same.

What is the best time to move from Richmond, VA to Little Rock, AR?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

💰 See how taxes change too — compare take-home pay between Virginia and Arkansas on TaxTakeHome.com

Similar cost to Little Rock, AR

Other cities in a similar price range

Want to compare different cities?

New Comparison