Is Denver, CO cheaper than Ridgewood, NJ?

Based on cost of living data, Denver, CO is 7.6% more expensive than Ridgewood, NJ. This translates to spending an extra $573 per month.

What salary do I need in Denver, CO to live like I do in Ridgewood, NJ?

If you earn $150,000 in Ridgewood, NJ, you'd need approximately $156,875.285 in Denver, CO to maintain the same standard of living.

How does housing cost compare between Ridgewood, NJ and Denver, CO?

Housing in Denver, CO is 68.7% more expensive than in Ridgewood, NJ. For a two-bedroom apartment, rent is $2,190/month in Denver, CO compared to $2,614/month in Ridgewood, NJ.

How much can I save per month by moving from Ridgewood, NJ to Denver, CO?

Living in Denver, CO costs approximately $573 more per month than Ridgewood, NJ, or $6875 more per year, based on a $150,000 salary.

Ridgewood, NJ vs Denver, CO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Ridgewood, NJ — ZIP-level rent data · COL adjusted from Newark, NJ area

Current salary in Ridgewood, NJ

Numbers update automatically as you type

You'd spend $573/month more in Denver, CO

$150.0K in your current city equals $156.9K in Denver, CO

Rent data from HUD ZIP-level estimates · COL index from New York-Newark-Jersey City, NY-NJ-PA area

Overall Cost

↑ 7.6%

More expensive

Monthly Impact

$573

Extra cost

Annual Impact

$6.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Ridgewood, NJ

Population:26K

Cost Index:100

Median Home:$1.16M

Denver, CO

Population:716K

Cost Index:108

Median Home:$513K

Ridgewood, NJ

The Garden State

26K

Population

State Tax

Yes

Located in New Jersey, this city has a population of 26K residents.

Denver, CO

The Centennial State

716K

Population

State Tax

Yes

Climate

Semi-arid

Notable Facts

•Mile-high city (5,280 ft)
•Outdoor recreation hub
•Major cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Ridgewood, NJ vs Denver, CO

Category	Ridgewood, NJ	Denver, CO	Difference	Change
🏠Housing	$1,925/mo	$3,248/mo	↑ $1,323more	68.7%
📦Other	$1,917/mo	$1,774/mo	↓ $142less	7.4%
⚡All Utilities	$579/mo	$519/mo	↓ $60.27less	10.4%
🚗Transportation	$1,512/mo	$1,462/mo	↓ $50.67less	3.4%
🛒Groceries	$1,069/mo	$1,029/mo	↓ $39.99less	3.7%
🏥Healthcare	$669/mo	$632/mo	↓ $37.02less	5.5%

🏠Housing

↑ 68.7%

Ridgewood, NJ

$1,925

Denver, CO

$3,248

Difference

$1,323

📦Other

↓ 7.4%

Ridgewood, NJ

$1,917

Denver, CO

$1,774

Difference

$142

less

⚡All Utilities

↓ 10.4%

Ridgewood, NJ

$579

Denver, CO

$519

Difference

$60.27

less

🚗Transportation

↓ 3.4%

Ridgewood, NJ

$1,512

Denver, CO

$1,462

Difference

$50.67

less

🛒Groceries

↓ 3.7%

Ridgewood, NJ

$1,069

Denver, CO

$1,029

Difference

$39.99

less

🏥Healthcare

↓ 5.5%

Ridgewood, NJ

$669

Denver, CO

$632

Difference

$37.02

less

🏛️ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Ridgewood, NJ has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$2,003

To$1,720

↓ $283

1 Bed

From$2,276

To$1,840

↓ $436

2 Bed

From$2,614

To$2,190

↓ $424

3 Bed

From$3,185

To$2,870

↓ $315

Ridgewood, NJZIP-level data

1BR range: $2,830–$2,830/mo

Denver, COZIP-level data

1BR range: $1,620–$2,540/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,672

Monthly in Ridgewood, NJ

$8,665

Monthly in Denver, CO

$993

Difference

Home Values

Ridgewood

Denver

$1.16M

Median Value

$513K

↑ +7.6%

YoY Change

↓ -4.2%

↑ +48.4%

5-Year Change

↑ +13%

$1.16M

Price Range

$352K - $933K

Homes in Denver are 56% less expensive than Ridgewood

Calculate payment - Ridgewood Calculate payment - Denver

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $831

Per year

Monthly Difference

$69.21

More take-home

Effective Rate Diff

0.6%

Rate difference

Ridgewood, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

Denver, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Additional Tax Information

Ridgewood, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

Denver, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.