Is Nashville, TN cheaper than Ridgewood, NJ?

Based on cost of living data, Nashville, TN is 0.8% more expensive than Ridgewood, NJ. The two cities have very similar living costs.

What salary do I need in Nashville, TN to live like I do in Ridgewood, NJ?

If you earn $150,000 in Ridgewood, NJ, you'd need approximately $150,710.494 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Ridgewood, NJ and Nashville, TN?

Housing in Nashville, TN is 37.7% more expensive than in Ridgewood, NJ. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $2,614/month in Ridgewood, NJ.

How much can I save per month by moving from Ridgewood, NJ to Nashville, TN?

Ridgewood, NJ and Nashville, TN have very similar costs of living, based on a $150,000 salary.

Ridgewood, NJ vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Ridgewood, NJ — ZIP-level rent data · COL adjusted from Newark, NJ area

Current salary in Ridgewood, NJ

Numbers update automatically as you type

You'd spend $59.21/month more in Nashville, TN

$150.0K in your current city equals $150.7K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from New York-Newark-Jersey City, NY-NJ-PA area

Overall Cost

↑ 0.8%

More expensive

Monthly Impact

$59.21

Extra cost

Annual Impact

$710

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Ridgewood, NJ

Population:26K

Cost Index:100

Median Home:$1.16M

Nashville, TN

Population:689K

Cost Index:101

Median Home:$489K

Ridgewood, NJ

The Garden State

26K

Population

State Tax

Yes

Located in New Jersey, this city has a population of 26K residents.

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Ridgewood, NJ vs Nashville, TN

Category	Ridgewood, NJ	Nashville, TN	Difference	Change
🏠Housing	$1,925/mo	$2,651/mo	↑ $725more	37.7%
🚗Transportation	$1,512/mo	$1,284/mo	↓ $228less	15.1%
🛒Groceries	$1,069/mo	$949/mo	↓ $120less	11.2%
🏥Healthcare	$669/mo	$607/mo	↓ $61.80less	9.2%
⚡All Utilities	$579/mo	$519/mo	↓ $60.27less	10.4%
📦Other	$1,917/mo	$1,942/mo	↑ $25.21more	1.3%

🏠Housing

↑ 37.7%

Ridgewood, NJ

$1,925

Nashville, TN

$2,651

Difference

$725

🚗Transportation

↓ 15.1%

Ridgewood, NJ

$1,512

Nashville, TN

$1,284

Difference

$228

less

🛒Groceries

↓ 11.2%

Ridgewood, NJ

$1,069

Nashville, TN

$949

Difference

$120

less

🏥Healthcare

↓ 9.2%

Ridgewood, NJ

$669

Nashville, TN

$607

Difference

$61.80

less

⚡All Utilities

↓ 10.4%

Ridgewood, NJ

$579

Nashville, TN

$519

Difference

$60.27

less

📦Other

↑ 1.3%

Ridgewood, NJ

$1,917

Nashville, TN

$1,942

Difference

$25.21

🏠Rent Comparison

Studio

From$2,003

To$1,600

↓ $403

1 Bed

From$2,276

To$1,680

↓ $596

2 Bed

From$2,614

To$1,840

↓ $774

3 Bed

From$3,185

To$2,350

↓ $835

Ridgewood, NJZIP-level data

1BR range: $2,830–$2,830/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,672

Monthly in Ridgewood, NJ

$7,952

Monthly in Nashville, TN

$280

Difference

Home Values

Ridgewood

Nashville

$1.16M

Median Value

$489K

↑ +7.6%

YoY Change

↓ -2.1%

↑ +48.4%

5-Year Change

↑ +32.1%

$1.16M

Price Range

$320K - $1.16M

Homes in Nashville are 58% less expensive than Ridgewood

Calculate payment - Ridgewood Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.4K

Per year

Monthly Difference

$619

More take-home

Effective Rate Diff

5.0%

Rate difference

Ridgewood, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Ridgewood, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.