Is Austin, TX cheaper than Rochester, NH?

Based on cost of living data, Austin, TX is 10.8% cheaper than Rochester, NH. This translates to saving $813 per month.

What salary do I need in Austin, TX to live like I do in Rochester, NH?

If you earn $150,000 in Rochester, NH, you'd need approximately $140,246.643 in Austin, TX to maintain the same standard of living.

How does housing cost compare between Rochester, NH and Austin, TX?

Housing in Austin, TX is 21.6% cheaper than in Rochester, NH. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $1,213/month in Rochester, NH.

How much can I save per month by moving from Rochester, NH to Austin, TX?

Moving from Rochester, NH to Austin, TX could save you approximately $813 per month, or $9753 per year, based on a $150,000 salary.

Rochester, NH vs Austin, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Rochester, NH — ZIP-level rent data · COL adjusted from Boston, MA area

Current salary in Rochester, NH

Numbers update automatically as you type

You'd save $813/month moving to Austin, TX

$150.0K in your current city equals $140.2K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 10.8%

Less expensive

Monthly Impact

$813

Savings

Annual Impact

$9.8K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Rochester, NH

Population:34K

Cost Index:100

Median Home:$379K

Austin, TX

Population:979K

Cost Index:89

Median Home:$558K

Rochester, NH

The Live Free or Die State

34K

Population

State Tax

No Income Tax

Located in New Hampshire, this city has a population of 34K residents.

💡 Advantage: New Hampshire has no state income tax!

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Rochester, NH vs Austin, TX

Category	Rochester, NH	Austin, TX	Difference	Change
🏠Housing	$3,681/mo	$2,885/mo	↓ $796less	21.6%
📦Other	$1,415/mo	$1,741/mo	↑ $326more	23.1%
🚗Transportation	$1,419/mo	$1,284/mo	↓ $135less	9.5%
⚡All Utilities	$630/mo	$541/mo	↓ $89.32less	14.2%
🏥Healthcare	$655/mo	$589/mo	↓ $66.05less	10.1%
🛒Groceries	$950/mo	$959/mo	↑ $9.04more	1.0%

🏠Housing

↓ 21.6%

Rochester, NH

$3,681

Austin, TX

$2,885

Difference

$796

less

📦Other

↑ 23.1%

Rochester, NH

$1,415

Austin, TX

$1,741

Difference

$326

🚗Transportation

↓ 9.5%

Rochester, NH

$1,419

Austin, TX

$1,284

Difference

$135

less

⚡All Utilities

↓ 14.2%

Rochester, NH

$630

Austin, TX

$541

Difference

$89.32

less

🏥Healthcare

↓ 10.1%

Rochester, NH

$655

Austin, TX

$589

Difference

$66.05

less

🛒Groceries

↑ 1.0%

Rochester, NH

$950

Austin, TX

$959

Difference

$9.04

🏠Rent Comparison

Studio

From$883

To$1,585

↑ $702

1 Bed

From$929

To$1,685

↑ $756

2 Bed

From$1,213

To$1,995

↑ $782

3 Bed

From$1,489

To$2,525

↑ $1,036

Rochester, NHZIP-level data

1BR range: $1,410–$1,410/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,750

Monthly in Rochester, NH

$7,998

Monthly in Austin, TX

$752

Difference

Home Values

Rochester

Austin

$379K

Median Value

$558K

↑ +2.9%

YoY Change

↓ -5%

↑ +55.9%

5-Year Change

↑ +12.6%

$379K

Price Range

$272K - $1.26M

Homes in Austin are 47% more expensive than Rochester

Calculate payment - Rochester Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Rochester, NH

Federal Income Tax

Effective: 18.9%

$25.5K

New Hampshire State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Rochester, NH Tax Rates

Sales Tax:0.0%

Property Tax:1.9%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.