Is St. Louis, MO cheaper than Rochester, NH?

Based on cost of living data, St. Louis, MO is 24.7% cheaper than Rochester, NH. This translates to saving $1852 per month.

What salary do I need in St. Louis, MO to live like I do in Rochester, NH?

If you earn $150,000 in Rochester, NH, you'd need approximately $127,781.145 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Rochester, NH and St. Louis, MO?

Housing in St. Louis, MO is 49.2% cheaper than in Rochester, NH. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $1,213/month in Rochester, NH.

How much can I save per month by moving from Rochester, NH to St. Louis, MO?

Moving from Rochester, NH to St. Louis, MO could save you approximately $1852 per month, or $22219 per year, based on a $150,000 salary.

Rochester, NH vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Rochester, NH — ZIP-level rent data · COL adjusted from Boston, MA area

Current salary in Rochester, NH

Numbers update automatically as you type

You'd save $1.9K/month moving to St. Louis, MO

$150.0K in your current city equals $127.8K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 24.7%

Less expensive

Monthly Impact

$1,852

Savings

Annual Impact

$22.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Rochester, NH

Population:34K

Cost Index:100

Median Home:$379K

St. Louis, MO

Population:302K

Cost Index:75

Median Home:$145K

Rochester, NH

The Live Free or Die State

34K

Population

State Tax

No Income Tax

Located in New Hampshire, this city has a population of 34K residents.

💡 Advantage: New Hampshire has no state income tax!

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Rochester, NH vs St. Louis, MO

Category	Rochester, NH	St. Louis, MO	Difference	Change
🏠Housing	$3,681/mo	$1,871/mo	↓ $1,810less	49.2%
🚗Transportation	$1,419/mo	$1,216/mo	↓ $203less	14.3%
📦Other	$1,415/mo	$1,607/mo	↑ $192more	13.6%
🏥Healthcare	$655/mo	$527/mo	↓ $128less	19.6%
⚡All Utilities	$630/mo	$535/mo	↓ $94.78less	15.0%
🛒Groceries	$950/mo	$949/mo	↓ $0.95less	0.1%

🏠Housing

↓ 49.2%

Rochester, NH

$3,681

St. Louis, MO

$1,871

Difference

$1,810

less

🚗Transportation

↓ 14.3%

Rochester, NH

$1,419

St. Louis, MO

$1,216

Difference

$203

less

📦Other

↑ 13.6%

Rochester, NH

$1,415

St. Louis, MO

$1,607

Difference

$192

🏥Healthcare

↓ 19.6%

Rochester, NH

$655

St. Louis, MO

$527

Difference

$128

less

⚡All Utilities

↓ 15.0%

Rochester, NH

$630

St. Louis, MO

$535

Difference

$94.78

less

🛒Groceries

↓ 0.1%

Rochester, NH

$950

St. Louis, MO

$949

Difference

$0.95

less

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Rochester, NH has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$883

To$910

↑ $27.00

1 Bed

From$929

To$950

↑ $21.00

2 Bed

From$1,213

To$1,160

↓ $53.00

3 Bed

From$1,489

To$1,490

↑ $1.00

Rochester, NHZIP-level data

1BR range: $1,410–$1,410/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,750

Monthly in Rochester, NH

$6,705

Monthly in St. Louis, MO

$2,045

Difference

Home Values

Rochester

St. Louis

$379K

Median Value

$145K

↑ +2.9%

YoY Change

↓ -0.8%

↑ +55.9%

5-Year Change

↑ +10.9%

$379K

Price Range

$38K - $302K

Homes in St. Louis are 62% less expensive than Rochester

Calculate payment - Rochester Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.9K

More taxes

Monthly Difference

$661

Less take-home

Effective Rate Diff

5.3%

Rate difference

Rochester, NH

Federal Income Tax

Effective: 18.9%

$25.5K

New Hampshire State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Rochester, NH Tax Rates

Sales Tax:0.0%

Property Tax:1.9%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.