Is Nashville, TN cheaper than Rochester, NH?

Based on cost of living data, Nashville, TN is 10.8% cheaper than Rochester, NH. This translates to saving $813 per month.

What salary do I need in Nashville, TN to live like I do in Rochester, NH?

If you earn $150,000 in Rochester, NH, you'd need approximately $140,246.643 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Rochester, NH and Nashville, TN?

Housing in Nashville, TN is 28.0% cheaper than in Rochester, NH. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $1,213/month in Rochester, NH.

How much can I save per month by moving from Rochester, NH to Nashville, TN?

Moving from Rochester, NH to Nashville, TN could save you approximately $813 per month, or $9753 per year, based on a $150,000 salary.

Rochester, NH vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Rochester, NH — ZIP-level rent data · COL adjusted from Boston, MA area

Current salary in Rochester, NH

Numbers update automatically as you type

You'd save $813/month moving to Nashville, TN

$150.0K in your current city equals $140.2K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 10.8%

Less expensive

Monthly Impact

$813

Savings

Annual Impact

$9.8K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Rochester, NH

Population:34K

Cost Index:100

Median Home:$379K

Nashville, TN

Population:689K

Cost Index:89

Median Home:$489K

Rochester, NH

The Live Free or Die State

34K

Population

State Tax

No Income Tax

Located in New Hampshire, this city has a population of 34K residents.

💡 Advantage: New Hampshire has no state income tax!

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Rochester, NH vs Nashville, TN

Category	Rochester, NH	Nashville, TN	Difference	Change
🏠Housing	$3,681/mo	$2,651/mo	↓ $1,030less	28.0%
📦Other	$1,415/mo	$1,942/mo	↑ $527more	37.3%
🚗Transportation	$1,419/mo	$1,284/mo	↓ $135less	9.5%
⚡All Utilities	$630/mo	$519/mo	↓ $111less	17.6%
🏥Healthcare	$655/mo	$607/mo	↓ $47.47less	7.3%
🛒Groceries	$950/mo	$949/mo	↓ $0.95less	0.1%

🏠Housing

↓ 28.0%

Rochester, NH

$3,681

Nashville, TN

$2,651

Difference

$1,030

less

📦Other

↑ 37.3%

Rochester, NH

$1,415

Nashville, TN

$1,942

Difference

$527

🚗Transportation

↓ 9.5%

Rochester, NH

$1,419

Nashville, TN

$1,284

Difference

$135

less

⚡All Utilities

↓ 17.6%

Rochester, NH

$630

Nashville, TN

$519

Difference

$111

less

🏥Healthcare

↓ 7.3%

Rochester, NH

$655

Nashville, TN

$607

Difference

$47.47

less

🛒Groceries

↓ 0.1%

Rochester, NH

$950

Nashville, TN

$949

Difference

$0.95

less

🏠Rent Comparison

Studio

From$883

To$1,600

↑ $717

1 Bed

From$929

To$1,680

↑ $751

2 Bed

From$1,213

To$1,840

↑ $627

3 Bed

From$1,489

To$2,350

↑ $861

Rochester, NHZIP-level data

1BR range: $1,410–$1,410/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,750

Monthly in Rochester, NH

$7,952

Monthly in Nashville, TN

$798

Difference

Home Values

Rochester

Nashville

$379K

Median Value

$489K

↑ +2.9%

YoY Change

↓ -2.1%

↑ +55.9%

5-Year Change

↑ +32.1%

$379K

Price Range

$320K - $1.16M

Homes in Nashville are 29% more expensive than Rochester

Calculate payment - Rochester Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Rochester, NH

Federal Income Tax

Effective: 18.9%

$25.5K

New Hampshire State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Rochester, NH Tax Rates

Sales Tax:0.0%

Property Tax:1.9%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.