Is Elk Grove, CA cheaper than Roseville, CA?

Based on cost of living data, Elk Grove, CA is 0.3% more expensive than Roseville, CA. The two cities have very similar living costs.

What salary do I need in Elk Grove, CA to live like I do in Roseville, CA?

If you earn $150,000 in Roseville, CA, you'd need approximately $150,229.768 in Elk Grove, CA to maintain the same standard of living.

How does housing cost compare between Roseville, CA and Elk Grove, CA?

Housing in Elk Grove, CA is 0.3% more expensive than in Roseville, CA. For a two-bedroom apartment, rent is $2,063/month in Elk Grove, CA compared to $2,277/month in Roseville, CA.

How much can I save per month by moving from Roseville, CA to Elk Grove, CA?

Roseville, CA and Elk Grove, CA have very similar costs of living, based on a $150,000 salary.

Roseville, CA vs Elk Grove, CA: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Roseville, CA

Numbers update automatically as you type

You'd spend $19.15/month more in Elk Grove, CA

$150.0K in your current city equals $150.2K in Elk Grove, CA

Rent data from HUD ZIP-level estimates · COL index from Sacramento-Roseville-Folsom, CA area

Overall Cost

↑ 0.3%

More expensive

Monthly Impact

$19.15

Extra cost

Annual Impact

$230

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Roseville, CA

Population:159K

Cost Index:

100

100 = national average

Median Home:$652K

Elk Grove, CA

Population:178K

Cost Index:

100

(0% above avg)

Median Home:$596K

Roseville, CA

The Golden State

159K

Population

State Tax

Yes

Located in California, this city has a population of 159K residents.

Elk Grove, CA

The Golden State

178K

Population

State Tax

Yes

Located in California, this city has a population of 178K residents.

Cost Breakdown by Category

Annual spending: Roseville, CA vs Elk Grove, CA

Category	Roseville, CA	Elk Grove, CA	Difference	Change
Housing	$3,212/mo	$3,221/mo	↑ $8.20more	0.3%
Other	$1,761/mo	$1,766/mo	↑ $4.50more	0.3%
Transportation	$1,384/mo	$1,387/mo	↑ $3.53more	0.3%
Groceries	$1,045/mo	$1,047/mo	↑ $1.33more	0.1%
Healthcare	$611/mo	$612/mo	↑ $0.78more	0.1%
All Utilities	$523/mo	$524/mo	↑ $0.67more	0.1%

Housing

↑ 0.3%

Roseville, CA

$3,212

Elk Grove, CA

$3,221

Difference

$8.20

Other

↑ 0.3%

Roseville, CA

$1,761

Elk Grove, CA

$1,766

Difference

$4.50

Transportation

↑ 0.3%

Roseville, CA

$1,384

Elk Grove, CA

$1,387

Difference

$3.53

Groceries

↑ 0.1%

Roseville, CA

$1,045

Elk Grove, CA

$1,047

Difference

$1.33

Healthcare

↑ 0.1%

Roseville, CA

$611

Elk Grove, CA

$612

Difference

$0.78

All Utilities

↑ 0.1%

Roseville, CA

$523

Elk Grove, CA

$524

Difference

$0.67

🏠Rent Comparison

Studio

From$1,764

To$1,602

↓ $162

1 Bed

From$1,846

To$1,677

↓ $169

2 Bed

From$2,277

To$2,063

↓ $214

3 Bed

From$3,030

To$2,743

↓ $287

Roseville, CAZIP-level data

1BR range: $2,140–$2,330/mo

Elk Grove, CAZIP-level data

1BR range: $2,000–$2,040/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,537

Monthly in Roseville, CA

$8,556

Monthly in Elk Grove, CA

$19.01

Difference

Home Values

Roseville

Elk Grove

$652K

Median Value

$596K

↓ -1.1%

YoY Change

↓ -3.6%

↑ +20.7%

5-Year Change

↑ +24.6%

$530K - $670K

Price Range

$566K - $627K

Homes in Elk Grove are 9% less expensive than Roseville

Calculate payment - Roseville Calculate payment - Elk Grove

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Roseville, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Elk Grove, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Additional Tax Information

Roseville, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Elk Grove, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.