Is Lakewood, CO cheaper than Roseville, CA?

Based on cost of living data, Lakewood, CO is 6.7% cheaper than Roseville, CA. This translates to saving $501 per month.

What salary do I need in Lakewood, CO to live like I do in Roseville, CA?

If you earn $150,000 in Roseville, CA, you'd need approximately $143,993.156 in Lakewood, CO to maintain the same standard of living.

How does housing cost compare between Roseville, CA and Lakewood, CO?

Housing in Lakewood, CO is 12.0% cheaper than in Roseville, CA. For a two-bedroom apartment, rent is $1,599/month in Lakewood, CO compared to $2,277/month in Roseville, CA.

How much can I save per month by moving from Roseville, CA to Lakewood, CO?

Moving from Roseville, CA to Lakewood, CO could save you approximately $501 per month, or $6007 per year, based on a $150,000 salary.

Roseville, CA vs Lakewood, CO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Roseville, CA

Numbers update automatically as you type

You'd save $501/month moving to Lakewood, CO

$150.0K in your current city equals $144.0K in Lakewood, CO

Rent data from HUD ZIP-level estimates · COL index from Sacramento-Roseville-Folsom, CA area

Overall Cost

↓ 6.7%

Less expensive

Monthly Impact

$501

Savings

Annual Impact

$6.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Roseville, CA

Population:159K

Cost Index:

100

100 = national average

Median Home:$652K

Lakewood, CO

Population:156K

Cost Index:

(7% below avg)

Median Home:$585K

Roseville, CA

The Golden State

159K

Population

State Tax

Yes

Located in California, this city has a population of 159K residents.

Lakewood, CO

The Centennial State

156K

Population

State Tax

Yes

Located in Colorado, this city has a population of 156K residents.

Cost Breakdown by Category

Annual spending: Roseville, CA vs Lakewood, CO

Category	Roseville, CA	Lakewood, CO	Difference	Change
Housing	$3,212/mo	$2,827/mo	↓ $385less	12.0%
Other	$1,761/mo	$1,716/mo	↓ $45.32less	2.6%
Groceries	$1,045/mo	$1,012/mo	↓ $33.33less	3.2%
Transportation	$1,384/mo	$1,413/mo	↑ $29.45more	2.1%
All Utilities	$523/mo	$510/mo	↓ $12.67less	2.4%
Healthcare	$611/mo	$621/mo	↑ $9.93more	1.6%

Housing

↓ 12.0%

Roseville, CA

$3,212

Lakewood, CO

$2,827

Difference

$385

less

Other

↓ 2.6%

Roseville, CA

$1,761

Lakewood, CO

$1,716

Difference

$45.32

less

Groceries

↓ 3.2%

Roseville, CA

$1,045

Lakewood, CO

$1,012

Difference

$33.33

less

Transportation

↑ 2.1%

Roseville, CA

$1,384

Lakewood, CO

$1,413

Difference

$29.45

All Utilities

↓ 2.4%

Roseville, CA

$523

Lakewood, CO

$510

Difference

$12.67

less

Healthcare

↑ 1.6%

Roseville, CA

$611

Lakewood, CO

$621

Difference

$9.93

🏠Rent Comparison

Studio

From$1,764

To$1,257

↓ $507

1 Bed

From$1,846

To$1,344

↓ $502

2 Bed

From$2,277

To$1,599

↓ $678

3 Bed

From$3,030

To$2,092

↓ $938

Roseville, CAZIP-level data

1BR range: $2,140–$2,330/mo

Lakewood, COZIP-level data

1BR range: $1,620–$1,900/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,537

Monthly in Roseville, CA

$8,100

Monthly in Lakewood, CO

$437

Difference

Home Values

Roseville

Lakewood

$652K

Median Value

$585K

↓ -1.1%

YoY Change

↓ -2.6%

↑ +20.7%

5-Year Change

↑ +20.1%

$530K - $670K

Price Range

$519K - $652K

Homes in Lakewood are 10% less expensive than Roseville

Calculate payment - Roseville Calculate payment - Lakewood

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $4.0K

Per year

Monthly Difference

$336

More take-home

Effective Rate Diff

2.7%

Rate difference

Roseville, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Lakewood, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Additional Tax Information

Roseville, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Lakewood, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.