Tap to swap

Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

$
Numbers update automatically as you type

You'd save $501/month moving to Lakewood, CO

$150.0K in your current city equals $144.0K in Lakewood, CO

Rent data from HUD ZIP-level estimates · COL index from Sacramento-Roseville-Folsom, CA area
Overall Cost
6.7%
Less expensive
Monthly Impact
$501
Savings
Annual Impact
$6.0K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Roseville, CA

Population:159K
Cost Index:
100
100 = national average
Median Home:$652K

Lakewood, CO

Population:156K
Cost Index:
93
(7% below avg)
Median Home:$585K

Roseville, CA

The Golden State

159K
Population
State Tax
Yes

Located in California, this city has a population of 159K residents.

Lakewood, CO

The Centennial State

156K
Population
State Tax
Yes

Located in Colorado, this city has a population of 156K residents.

Cost Breakdown by Category

Annual spending: Roseville, CA vs Lakewood, CO

Housing
12.0%
Roseville, CA
$3,212
Lakewood, CO
$2,827
Difference
$385
less
Other
2.6%
Roseville, CA
$1,761
Lakewood, CO
$1,716
Difference
$45.32
less
Groceries
3.2%
Roseville, CA
$1,045
Lakewood, CO
$1,012
Difference
$33.33
less
Transportation
2.1%
Roseville, CA
$1,384
Lakewood, CO
$1,413
Difference
$29.45
more
All Utilities
2.4%
Roseville, CA
$523
Lakewood, CO
$510
Difference
$12.67
less
Healthcare
1.6%
Roseville, CA
$611
Lakewood, CO
$621
Difference
$9.93
more

🏠Rent Comparison

Studio
From$1,764
To$1,257
$507
1 Bed
From$1,846
To$1,344
$502
2 Bed
From$2,277
To$1,599
$678
3 Bed
From$3,030
To$2,092
$938
Roseville, CAZIP-level data

1BR range: $2,140$2,330/mo

Lakewood, COZIP-level data

1BR range: $1,620$1,900/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,537
Monthly in Roseville, CA
$8,100
Monthly in Lakewood, CO
$437
Difference

Home Values

Roseville
Lakewood
$652K
Median Value
$585K
↓ -1.1%
YoY Change
↓ -2.6%
↑ +20.7%
5-Year Change
↑ +20.1%
$530K - $670K
Price Range
$519K - $652K

Homes in Lakewood are 10% less expensive than Roseville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$4.0K
Per year
Monthly Difference
$336
More take-home
Effective Rate Diff
2.7%
Rate difference

Roseville, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Lakewood, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Additional Tax Information

Roseville, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Lakewood, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Roseville
Lakewood
51 Moderate
Air Quality
55 Moderate
49.7%
Good Air Days
35.2%
98 High
Climate Risk
95 High
🌊🫨
Top Hazards
🌊🌪💨
+2.4°F
2050 Outlook
+3.3°F
69 days
Heat Days >95°F
28 days
+2.4°F
2050 Outlook
+3.3°F
69 days
Heat Days >95°F
28 days

What to Consider When Moving from Roseville, CA to Lakewood, CO

Relocating from Roseville, CA to Lakewood, CO involves more than just comparing rent prices. While the overall cost of living is about 7% lower in Lakewood, CO, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Lakewood, CO is 12% cheaper than in Roseville, CA. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Lakewood, CO pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Lakewood, CO to match your current standard of living in Roseville, CA.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Lakewood, CO for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Roseville, CA vs Lakewood, CO

Is Lakewood, CO cheaper than Roseville, CA?

Yes, Lakewood, CO is about 6.7% cheaper than Roseville, CA. You could save approximately $501/month on a $150,000 salary. Housing costs are 12% lower in Lakewood, CO.

What salary do I need in Lakewood, CO to match my lifestyle in Roseville, CA?

If you currently earn $150,000 in Roseville, CA, you would need approximately $143,993 in Lakewood, CO to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Roseville, CA and Lakewood, CO?

A two-bedroom apartment averages $2,277/month in Roseville, CA compared to $1,599/month in Lakewood, CO. One-bedroom apartments are $1,846/month in Roseville, CA vs $1,344/month in Lakewood, CO. These are area-wide medians — specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Roseville, CA or Lakewood, CO?

Groceries are about 3% cheaper in Lakewood, CO than in Roseville, CA, saving a typical household roughly $33.33/month on food.

What is the best time to move from Roseville, CA to Lakewood, CO?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

💰 See how taxes change too — compare take-home pay between California and Colorado on TaxTakeHome.com

Similar cost to Lakewood, CO

Other cities in a similar price range

Want to compare different cities?

New Comparison