Is Rancho Cucamonga, CA cheaper than Roseville, CA?

Based on cost of living data, Rancho Cucamonga, CA is 4.4% more expensive than Roseville, CA. This translates to spending an extra $331 per month.

What salary do I need in Rancho Cucamonga, CA to live like I do in Roseville, CA?

If you earn $150,000 in Roseville, CA, you'd need approximately $153,974.016 in Rancho Cucamonga, CA to maintain the same standard of living.

How does housing cost compare between Roseville, CA and Rancho Cucamonga, CA?

Housing in Rancho Cucamonga, CA is 14.9% more expensive than in Roseville, CA. For a two-bedroom apartment, rent is $3,220/month in Rancho Cucamonga, CA compared to $2,277/month in Roseville, CA.

How much can I save per month by moving from Roseville, CA to Rancho Cucamonga, CA?

Living in Rancho Cucamonga, CA costs approximately $331 more per month than Roseville, CA, or $3974 more per year, based on a $150,000 salary.

Roseville, CA vs Rancho Cucamonga, CA: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Roseville, CA

Numbers update automatically as you type

You'd spend $331/month more in Rancho Cucamonga, CA

$150.0K in your current city equals $154.0K in Rancho Cucamonga, CA

Rent data from HUD ZIP-level estimates · COL index from Sacramento-Roseville-Folsom, CA area

Overall Cost

↑ 4.4%

More expensive

Monthly Impact

$331

Extra cost

Annual Impact

$4.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Roseville, CA

Population:159K

Cost Index:

100

100 = national average

Median Home:$652K

Rancho Cucamonga, CA

Population:174K

Cost Index:

104

(4% above avg)

Median Home:$669K

Roseville, CA

The Golden State

159K

Population

State Tax

Yes

Located in California, this city has a population of 159K residents.

Rancho Cucamonga, CA

The Golden State

174K

Population

State Tax

Yes

Located in California, this city has a population of 174K residents.

Cost Breakdown by Category

Annual spending: Roseville, CA vs Rancho Cucamonga, CA

Category	Roseville, CA	Rancho Cucamonga, CA	Difference	Change
Transportation	$1,384/mo	$2,158/mo	↑ $774more	56.0%
Housing	$3,212/mo	$3,690/mo	↑ $478more	14.9%
Healthcare	$611/mo	$551/mo	↓ $60.07less	9.8%
Other	$1,761/mo	$1,724/mo	↓ $36.84less	2.1%
All Utilities	$523/mo	$557/mo	↑ $34.23more	6.5%
Groceries	$1,045/mo	$1,039/mo	↓ $6.17less	0.6%

Transportation

↑ 56.0%

Roseville, CA

$1,384

Rancho Cucamonga, CA

$2,158

Difference

$774

Housing

↑ 14.9%

Roseville, CA

$3,212

Rancho Cucamonga, CA

$3,690

Difference

$478

Healthcare

↓ 9.8%

Roseville, CA

$611

Rancho Cucamonga, CA

$551

Difference

$60.07

less

Other

↓ 2.1%

Roseville, CA

$1,761

Rancho Cucamonga, CA

$1,724

Difference

$36.84

less

All Utilities

↑ 6.5%

Roseville, CA

$523

Rancho Cucamonga, CA

$557

Difference

$34.23

Groceries

↓ 0.6%

Roseville, CA

$1,045

Rancho Cucamonga, CA

$1,039

Difference

$6.17

less

🏠Rent Comparison

Studio

From$1,764

To$2,480

↑ $716

1 Bed

From$1,846

To$2,600

↑ $754

2 Bed

From$2,277

To$3,220

↑ $943

3 Bed

From$3,030

To$4,260

↑ $1,230

Roseville, CAZIP-level data

1BR range: $2,140–$2,330/mo

Rancho Cucamonga, CAZIP-level data

1BR range: $2,600–$2,600/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,537

Monthly in Roseville, CA

$9,721

Monthly in Rancho Cucamonga, CA

$1,183

Difference

Home Values

Roseville

Rancho Cucamonga

$652K

Median Value

$669K

↓ -1.1%

YoY Change

↓ -1.4%

↑ +20.7%

5-Year Change

↑ +35%

$530K - $670K

Price Range

$669K

Homes in Rancho Cucamonga are 2% more expensive than Roseville

Calculate payment - Roseville Calculate payment - Rancho Cucamonga

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Roseville, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Rancho Cucamonga, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Additional Tax Information

Roseville, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Rancho Cucamonga, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.