Is San Diego, CA cheaper than Roseville, CA?

Based on cost of living data, San Diego, CA is 26.4% more expensive than Roseville, CA. This translates to spending an extra $1976 per month.

What salary do I need in San Diego, CA to live like I do in Roseville, CA?

If you earn $150,000 in Roseville, CA, you'd need approximately $173,716.457 in San Diego, CA to maintain the same standard of living.

How does housing cost compare between Roseville, CA and San Diego, CA?

Housing in San Diego, CA is 62.6% more expensive than in Roseville, CA. For a two-bedroom apartment, rent is $3,360/month in San Diego, CA compared to $2,277/month in Roseville, CA.

How much can I save per month by moving from Roseville, CA to San Diego, CA?

Living in San Diego, CA costs approximately $1976 more per month than Roseville, CA, or $23716 more per year, based on a $150,000 salary.

Roseville, CA vs San Diego, CA: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Roseville, CA

Numbers update automatically as you type

You'd spend $2.0K/month more in San Diego, CA

$150.0K in your current city equals $173.7K in San Diego, CA

Rent data from HUD ZIP-level estimates · COL index from Sacramento-Roseville-Folsom, CA area

Overall Cost

↑ 26.4%

More expensive

Monthly Impact

$1,976

Extra cost

Annual Impact

$23.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Roseville, CA

Population:159K

Cost Index:

100

100 = national average

Median Home:$652K

San Diego, CA

Population:1387K

Cost Index:

126

(26% above avg)

Median Home:$980K

Roseville, CA

The Golden State

159K

Population

State Tax

Yes

Located in California, this city has a population of 159K residents.

San Diego, CA

The Golden State

1.4M

Population

State Tax

Yes

Climate

Semi-arid Mediterranean

Notable Facts

•Year-round perfect weather
•Major military presence
•Biotech hub

Major Industries

MilitaryTechnologyTourismBiotechnology

Cost Breakdown by Category

Annual spending: Roseville, CA vs San Diego, CA

Category	Roseville, CA	San Diego, CA	Difference	Change
Housing	$3,212/mo	$5,223/mo	↑ $2,011more	62.6%
Transportation	$1,384/mo	$1,571/mo	↑ $187more	13.5%
Other	$1,761/mo	$1,892/mo	↑ $131more	7.4%
All Utilities	$523/mo	$634/mo	↑ $111more	21.2%
Groceries	$1,045/mo	$1,079/mo	↑ $33.80more	3.2%
Healthcare	$611/mo	$638/mo	↑ $26.67more	4.4%

Housing

↑ 62.6%

Roseville, CA

$3,212

San Diego, CA

$5,223

Difference

$2,011

Transportation

↑ 13.5%

Roseville, CA

$1,384

San Diego, CA

$1,571

Difference

$187

Other

↑ 7.4%

Roseville, CA

$1,761

San Diego, CA

$1,892

Difference

$131

All Utilities

↑ 21.2%

Roseville, CA

$523

San Diego, CA

$634

Difference

$111

Groceries

↑ 3.2%

Roseville, CA

$1,045

San Diego, CA

$1,079

Difference

$33.80

Healthcare

↑ 4.4%

Roseville, CA

$611

San Diego, CA

$638

Difference

$26.67

🏠Rent Comparison

Studio

From$1,764

To$2,565

↑ $801

1 Bed

From$1,846

To$2,755

↑ $909

2 Bed

From$2,277

To$3,360

↑ $1,083

3 Bed

From$3,030

To$4,475

↑ $1,445

Roseville, CAZIP-level data

1BR range: $2,140–$2,330/mo

San Diego, CAZIP-level data

1BR range: $1,980–$3,690/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,537

Monthly in Roseville, CA

$11,037

Monthly in San Diego, CA

$2,500

Difference

Home Values

Roseville

San Diego

$652K

Median Value

$980K

↓ -1.1%

YoY Change

↓ -3%

↑ +20.7%

5-Year Change

↑ +37.4%

$530K - $670K

Price Range

$598K - $2.01M

Homes in San Diego are 50% more expensive than Roseville

Calculate payment - Roseville Calculate payment - San Diego

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Roseville, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

San Diego, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Additional Tax Information

Roseville, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

San Diego, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.