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Cost of Living Comparison 2026

📍 Roswell, NM — ZIP-level rent data · COL adjusted from Lubbock, TX area

$

Numbers update automatically as you type

You'd spend $1.6K/month more in Phoenix, AZ

$150.0K in your current city equals $169.6K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
↑ 21.7%
More expensive
Monthly Impact
$1,630
Extra cost
Annual Impact
$19.6K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Roswell, NM

Population:47K
Cost Index:100
Median Home:$220K

Phoenix, AZ

Population:1608K
Cost Index:122
Median Home:$414K

Roswell, NM

The Land of Enchantment

47K
Population
State Tax
Yes

Located in New Mexico, this city has a population of 47K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • •Fastest growing major city
  • •Desert metropolis
  • •Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Roswell, NM vs Phoenix, AZ

🏠Housing
↑ 61.3%
Roswell, NM
$1,729
Phoenix, AZ
$2,788
Difference
$1,059
more
🚗Transportation
↑ 21.5%
Roswell, NM
$1,225
Phoenix, AZ
$1,489
Difference
$264
more
📦Other
↑ 10.5%
Roswell, NM
$1,518
Phoenix, AZ
$1,677
Difference
$159
more
⚡All Utilities
↑ 16.2%
Roswell, NM
$483
Phoenix, AZ
$561
Difference
$78.35
more
🏥Healthcare
↑ 12.6%
Roswell, NM
$523
Phoenix, AZ
$589
Difference
$65.73
more
🛒Groceries
↑ 5.5%
Roswell, NM
$913
Phoenix, AZ
$963
Difference
$50.56
more

🏠Rent Comparison

Studio
From$679
To$1,390
↑ $711
1 Bed
From$821
To$1,510
↑ $689
2 Bed
From$989
To$1,750
↑ $761
3 Bed
From$1,315
To$2,330
↑ $1,015
Roswell, NMZIP-level data

1BR range: $980–$980/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,391
Monthly in Roswell, NM
$8,068
Monthly in Phoenix, AZ
$1,677
Difference

Home Values

Roswell
Phoenix
$220K
Median Value
$414K
↑ +0.3%
YoY Change
↓ -3.1%
↑ +18.2%
5-Year Change
↑ +30.2%
$220K
Price Range
$274K - $957K

Homes in Phoenix are 88% more expensive than Roswell

Calculate payment - RoswellCalculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $1.8K
Per year
Monthly Difference
$153
More take-home
Effective Rate Diff
1.2%
Rate difference

Roswell, NM

Federal Income Tax
Effective: 18.9%
$25.5K
New Mexico State Tax
Effective: 4.7%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,826/month
$105.9K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Roswell, NM Tax Rates

Sales Tax:7.6%
Property Tax:0.8%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Roswell
Phoenix
23 Good
Air Quality
77 Moderate
92.2%
Good Air Days
9%
96 High
Climate Risk
100 Very High
☀🌪💨
Top Hazards
🔥🌊🌡
▲+3.2°F
2050 Outlook
▲+2.7°F
78 days
Heat Days >95°F
162 days
▲+3.2°F
2050 Outlook
▲+2.7°F
78 days
Heat Days >95°F
162 days

💰 See how taxes change too — compare take-home pay between New Mexico and Arizona on TaxTakeHome.com

Similar cost to Phoenix, AZ

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