Is Phoenix, AZ cheaper than Rowlett, TX?

Based on cost of living data, Phoenix, AZ is 9.5% more expensive than Rowlett, TX. This translates to spending an extra $712 per month.

What salary do I need in Phoenix, AZ to live like I do in Rowlett, TX?

If you earn $150,000 in Rowlett, TX, you'd need approximately $158,541.833 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Rowlett, TX and Phoenix, AZ?

Housing in Phoenix, AZ is 39.4% more expensive than in Rowlett, TX. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $2,040/month in Rowlett, TX.

How much can I save per month by moving from Rowlett, TX to Phoenix, AZ?

Living in Phoenix, AZ costs approximately $712 more per month than Rowlett, TX, or $8542 more per year, based on a $150,000 salary.

Rowlett, TX vs Phoenix, AZ: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Rowlett, TX — ZIP-level rent data · COL adjusted from Garland, TX area

Current salary in Rowlett, TX

Numbers update automatically as you type

You'd spend $712/month more in Phoenix, AZ

$150.0K in your current city equals $158.5K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from Dallas-Fort Worth-Arlington, TX area

Overall Cost

↑ 9.5%

More expensive

Monthly Impact

$712

Extra cost

Annual Impact

$8.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Rowlett, TX

Population:67K

Cost Index:100

Median Home:$352K

Phoenix, AZ

Population:1608K

Cost Index:109

Median Home:$414K

Rowlett, TX

The Lone Star State

67K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 67K residents.

💡 Advantage: Texas has no state income tax!

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Rowlett, TX vs Phoenix, AZ

Category	Rowlett, TX	Phoenix, AZ	Difference	Change
🏠Housing	$2,000/mo	$2,788/mo	↑ $788more	39.4%
🚗Transportation	$1,261/mo	$1,489/mo	↑ $228more	18.1%
📦Other	$1,610/mo	$1,677/mo	↑ $67.00more	4.2%
🏥Healthcare	$623/mo	$589/mo	↓ $34.36less	5.5%
⚡All Utilities	$555/mo	$561/mo	↑ $6.38more	1.2%
🛒Groceries	$965/mo	$963/mo	↓ $2.03less	0.2%

🏠Housing

↑ 39.4%

Rowlett, TX

$2,000

Phoenix, AZ

$2,788

Difference

$788

🚗Transportation

↑ 18.1%

Rowlett, TX

$1,261

Phoenix, AZ

$1,489

Difference

$228

📦Other

↑ 4.2%

Rowlett, TX

$1,610

Phoenix, AZ

$1,677

Difference

$67.00

🏥Healthcare

↓ 5.5%

Rowlett, TX

$623

Phoenix, AZ

$589

Difference

$34.36

less

⚡All Utilities

↑ 1.2%

Rowlett, TX

$555

Phoenix, AZ

$561

Difference

$6.38

🛒Groceries

↓ 0.2%

Rowlett, TX

$965

Phoenix, AZ

$963

Difference

$2.03

less

🏠Rent Comparison

Studio

From$1,668

To$1,390

↓ $278

1 Bed

From$1,743

To$1,510

↓ $233

2 Bed

From$2,040

To$1,750

↓ $290

3 Bed

From$2,569

To$2,330

↓ $239

Rowlett, TXZIP-level data

1BR range: $2,110–$2,110/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,014

Monthly in Rowlett, TX

$8,068

Monthly in Phoenix, AZ

$1,053

Difference

Home Values

Rowlett

Phoenix

$352K

Median Value

$414K

↓ -5.3%

YoY Change

↓ -3.1%

↑ +28.9%

5-Year Change

↑ +30.2%

$352K

Price Range

$274K - $957K

Homes in Phoenix are 18% more expensive than Rowlett

Calculate payment - Rowlett Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $5.2K

More taxes

Monthly Difference

$436

Less take-home

Effective Rate Diff

3.5%

Rate difference

Rowlett, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Rowlett, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.