Is St. Louis, MO cheaper than Rowlett, TX?

Based on cost of living data, St. Louis, MO is 7.7% cheaper than Rowlett, TX. This translates to saving $577 per month.

What salary do I need in St. Louis, MO to live like I do in Rowlett, TX?

If you earn $150,000 in Rowlett, TX, you'd need approximately $143,073.057 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Rowlett, TX and St. Louis, MO?

Housing in St. Louis, MO is 6.4% cheaper than in Rowlett, TX. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $2,040/month in Rowlett, TX.

How much can I save per month by moving from Rowlett, TX to St. Louis, MO?

Moving from Rowlett, TX to St. Louis, MO could save you approximately $577 per month, or $6927 per year, based on a $150,000 salary.

Rowlett, TX vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Rowlett, TX — ZIP-level rent data · COL adjusted from Garland, TX area

Current salary in Rowlett, TX

Numbers update automatically as you type

You'd save $577/month moving to St. Louis, MO

$150.0K in your current city equals $143.1K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from Dallas-Fort Worth-Arlington, TX area

Overall Cost

↓ 7.7%

Less expensive

Monthly Impact

$577

Savings

Annual Impact

$6.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Rowlett, TX

Population:67K

Cost Index:100

Median Home:$352K

St. Louis, MO

Population:302K

Cost Index:92

Median Home:$145K

Rowlett, TX

The Lone Star State

67K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 67K residents.

💡 Advantage: Texas has no state income tax!

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Rowlett, TX vs St. Louis, MO

Category	Rowlett, TX	St. Louis, MO	Difference	Change
🏠Housing	$2,000/mo	$1,871/mo	↓ $129less	6.4%
🏥Healthcare	$623/mo	$527/mo	↓ $96.32less	15.5%
🚗Transportation	$1,261/mo	$1,216/mo	↓ $45.23less	3.6%
⚡All Utilities	$555/mo	$535/mo	↓ $19.30less	3.5%
🛒Groceries	$965/mo	$949/mo	↓ $16.02less	1.7%
📦Other	$1,610/mo	$1,607/mo	↓ $3.31less	0.2%

🏠Housing

↓ 6.4%

Rowlett, TX

$2,000

St. Louis, MO

$1,871

Difference

$129

less

🏥Healthcare

↓ 15.5%

Rowlett, TX

$623

St. Louis, MO

$527

Difference

$96.32

less

🚗Transportation

↓ 3.6%

Rowlett, TX

$1,261

St. Louis, MO

$1,216

Difference

$45.23

less

⚡All Utilities

↓ 3.5%

Rowlett, TX

$555

St. Louis, MO

$535

Difference

$19.30

less

🛒Groceries

↓ 1.7%

Rowlett, TX

$965

St. Louis, MO

$949

Difference

$16.02

less

📦Other

↓ 0.2%

Rowlett, TX

$1,610

St. Louis, MO

$1,607

Difference

$3.31

less

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Rowlett, TX has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,668

To$910

↓ $758

1 Bed

From$1,743

To$950

↓ $793

2 Bed

From$2,040

To$1,160

↓ $880

3 Bed

From$2,569

To$1,490

↓ $1,079

Rowlett, TXZIP-level data

1BR range: $2,110–$2,110/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,014

Monthly in Rowlett, TX

$6,705

Monthly in St. Louis, MO

$309

Difference

Home Values

Rowlett

St. Louis

$352K

Median Value

$145K

↓ -5.3%

YoY Change

↓ -0.8%

↑ +28.9%

5-Year Change

↑ +10.9%

$352K

Price Range

$38K - $302K

Homes in St. Louis are 59% less expensive than Rowlett

Calculate payment - Rowlett Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.9K

More taxes

Monthly Difference

$661

Less take-home

Effective Rate Diff

5.3%

Rate difference

Rowlett, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Rowlett, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.