Is Phoenix, AZ cheaper than Roy, UT?

Based on cost of living data, Phoenix, AZ is 14.6% more expensive than Roy, UT. This translates to spending an extra $1091 per month.

What salary do I need in Phoenix, AZ to live like I do in Roy, UT?

If you earn $150,000 in Roy, UT, you'd need approximately $163,097.098 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Roy, UT and Phoenix, AZ?

Housing in Phoenix, AZ is 22.0% more expensive than in Roy, UT. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $1,214/month in Roy, UT.

How much can I save per month by moving from Roy, UT to Phoenix, AZ?

Living in Phoenix, AZ costs approximately $1091 more per month than Roy, UT, or $13097 more per year, based on a $150,000 salary.

Roy, UT vs Phoenix, AZ: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Roy, UT — ZIP-level rent data · COL adjusted from Boise, ID area

Current salary in Roy, UT

Numbers update automatically as you type

You'd spend $1.1K/month more in Phoenix, AZ

$150.0K in your current city equals $163.1K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from Salt Lake City, UT area

Overall Cost

↑ 14.6%

More expensive

Monthly Impact

$1,091

Extra cost

Annual Impact

$13.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Roy, UT

Population:39K

Cost Index:100

Median Home:$426K

Phoenix, AZ

Population:1608K

Cost Index:115

Median Home:$414K

Roy, UT

The Beehive State

39K

Population

State Tax

Yes

Located in Utah, this city has a population of 39K residents.

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Roy, UT vs Phoenix, AZ

Category	Roy, UT	Phoenix, AZ	Difference	Change
🏠Housing	$2,286/mo	$2,788/mo	↑ $502more	22.0%
🚗Transportation	$1,126/mo	$1,489/mo	↑ $363more	32.2%
📦Other	$1,508/mo	$1,677/mo	↑ $169more	11.2%
⚡All Utilities	$448/mo	$561/mo	↑ $113more	25.2%
🛒Groceries	$903/mo	$963/mo	↑ $60.49more	6.7%
🏥Healthcare	$594/mo	$589/mo	↓ $5.44less	0.9%

🏠Housing

↑ 22.0%

Roy, UT

$2,286

Phoenix, AZ

$2,788

Difference

$502

🚗Transportation

↑ 32.2%

Roy, UT

$1,126

Phoenix, AZ

$1,489

Difference

$363

📦Other

↑ 11.2%

Roy, UT

$1,508

Phoenix, AZ

$1,677

Difference

$169

⚡All Utilities

↑ 25.2%

Roy, UT

$448

Phoenix, AZ

$561

Difference

$113

🛒Groceries

↑ 6.7%

Roy, UT

$903

Phoenix, AZ

$963

Difference

$60.49

🏥Healthcare

↓ 0.9%

Roy, UT

$594

Phoenix, AZ

$589

Difference

$5.44

less

🏠Rent Comparison

Studio

From$910

To$1,390

↑ $480

1 Bed

From$961

To$1,510

↑ $549

2 Bed

From$1,214

To$1,750

↑ $536

3 Bed

From$1,625

To$2,330

↑ $705

Roy, UTZIP-level data

1BR range: $1,330–$1,330/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,865

Monthly in Roy, UT

$8,068

Monthly in Phoenix, AZ

$1,202

Difference

Home Values

Roy

Phoenix

$426K

Median Value

$414K

↑ +2%

YoY Change

↓ -3.1%

↑ +38.3%

5-Year Change

↑ +30.2%

$426K

Price Range

$274K - $957K

Homes in Phoenix are 3% less expensive than Roy

Calculate payment - Roy Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.0K

Per year

Monthly Difference

$170

More take-home

Effective Rate Diff

1.4%

Rate difference

Roy, UT

Federal Income Tax

Effective: 18.9%

$25.5K

Utah State Tax

Effective: 4.9%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,809/month

$105.7K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Roy, UT Tax Rates

Sales Tax:7.4%

Property Tax:0.6%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.