Is Austin, TX cheaper than Salisbury, MD?

Based on cost of living data, Austin, TX is 11.9% more expensive than Salisbury, MD. This translates to spending an extra $893 per month.

What salary do I need in Austin, TX to live like I do in Salisbury, MD?

If you earn $150,000 in Salisbury, MD, you'd need approximately $160,719.05 in Austin, TX to maintain the same standard of living.

How does housing cost compare between Salisbury, MD and Austin, TX?

Housing in Austin, TX is 18.4% more expensive than in Salisbury, MD. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $996/month in Salisbury, MD.

How much can I save per month by moving from Salisbury, MD to Austin, TX?

Living in Austin, TX costs approximately $893 more per month than Salisbury, MD, or $10719 more per year, based on a $150,000 salary.

Salisbury, MD vs Austin, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Salisbury, MD — ZIP-level rent data · COL adjusted from Baltimore, MD area

Current salary in Salisbury, MD

Numbers update automatically as you type

You'd spend $893/month more in Austin, TX

$150.0K in your current city equals $160.7K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 11.9%

More expensive

Monthly Impact

$893

Extra cost

Annual Impact

$10.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Salisbury, MD

Population:33K

Cost Index:100

Median Home:$284K

Austin, TX

Population:979K

Cost Index:112

Median Home:$558K

Salisbury, MD

The Old Line State

33K

Population

State Tax

Yes

Located in Maryland, this city has a population of 33K residents.

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Salisbury, MD vs Austin, TX

Category	Salisbury, MD	Austin, TX	Difference	Change
🏠Housing	$2,437/mo	$2,885/mo	↑ $448more	18.4%
📦Other	$1,483/mo	$1,741/mo	↑ $258more	17.4%
🚗Transportation	$1,198/mo	$1,284/mo	↑ $86.10more	7.2%
🛒Groceries	$1,015/mo	$959/mo	↓ $55.64less	5.5%
🏥Healthcare	$548/mo	$589/mo	↑ $40.13more	7.3%
⚡All Utilities	$565/mo	$541/mo	↓ $24.22less	4.3%

🏠Housing

↑ 18.4%

Salisbury, MD

$2,437

Austin, TX

$2,885

Difference

$448

📦Other

↑ 17.4%

Salisbury, MD

$1,483

Austin, TX

$1,741

Difference

$258

🚗Transportation

↑ 7.2%

Salisbury, MD

$1,198

Austin, TX

$1,284

Difference

$86.10

🛒Groceries

↓ 5.5%

Salisbury, MD

$1,015

Austin, TX

$959

Difference

$55.64

less

🏥Healthcare

↑ 7.3%

Salisbury, MD

$548

Austin, TX

$589

Difference

$40.13

⚡All Utilities

↓ 4.3%

Salisbury, MD

$565

Austin, TX

$541

Difference

$24.22

less

🏛️ Local Income Taxes

Salisbury, MD: Wicomico County Income Tax$4,650/yr (3.1%)

Austin, TX has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$753

To$1,585

↑ $832

1 Bed

From$760

To$1,685

↑ $925

2 Bed

From$996

To$1,995

↑ $999

3 Bed

From$1,314

To$2,525

↑ $1,211

Salisbury, MDZIP-level data

1BR range: $1,030–$1,030/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,246

Monthly in Salisbury, MD

$7,998

Monthly in Austin, TX

$752

Difference

Home Values

Salisbury

Austin

$284K

Median Value

$558K

↑ +2.2%

YoY Change

↓ -5%

↑ +39.7%

5-Year Change

↑ +12.6%

$284K

Price Range

$272K - $1.26M

Homes in Austin are 96% more expensive than Salisbury

Calculate payment - Salisbury Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.3K

Per year

Monthly Difference

$605

More take-home

Effective Rate Diff

4.8%

Rate difference

Salisbury, MD

Federal Income Tax

Effective: 18.9%

$25.5K

Maryland State Tax

Effective: 4.8%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,811/month

$105.7K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Salisbury, MD Tax Rates

Sales Tax:6.0%

Property Tax:1.1%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.