Is Fort Worth, TX cheaper than San Antonio, TX?

Based on cost of living data, Fort Worth, TX is 11.0% more expensive than San Antonio, TX. This translates to spending an extra $824 per month.

What salary do I need in Fort Worth, TX to live like I do in San Antonio, TX?

If you earn $150,000 in San Antonio, TX, you'd need approximately $159,890.11 in Fort Worth, TX to maintain the same standard of living.

How does housing cost compare between San Antonio, TX and Fort Worth, TX?

Housing in Fort Worth, TX is 13.9% more expensive than in San Antonio, TX. For a two-bedroom apartment, rent is $1,620/month in Fort Worth, TX compared to $1,470/month in San Antonio, TX.

How much can I save per month by moving from San Antonio, TX to Fort Worth, TX?

Living in Fort Worth, TX costs approximately $824 more per month than San Antonio, TX, or $9890 more per year, based on a $150,000 salary.

San Antonio, TX vs Fort Worth, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in San Antonio, TX

Numbers update automatically as you type

You'd spend $824/month more in Fort Worth, TX

$150.0K in your current city equals $159.9K in Fort Worth, TX

Rent data from HUD ZIP-level estimates · COL index from San Antonio-New Braunfels, TX area

Overall Cost

↑ 11.0%

More expensive

Monthly Impact

$824

Extra cost

Annual Impact

$9.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

San Antonio, TX

Population:1547K

Cost Index:

100

100 = national average

Median Home:$215K

Fort Worth, TX

Population:919K

Cost Index:

111

(11% above avg)

Median Home:$263K

San Antonio, TX

The Lone Star State

1.5M

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 1.5M residents.

💡 Advantage: Texas has no state income tax!

Fort Worth, TX

The Lone Star State

919K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 919K residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: San Antonio, TX vs Fort Worth, TX

Category	San Antonio, TX	Fort Worth, TX	Difference	Change
Housing	$2,100/mo	$2,391/mo	↑ $291more	13.9%
Other	$1,647/mo	$1,774/mo	↑ $127more	7.7%
Healthcare	$527/mo	$632/mo	↑ $105more	20.0%
All Utilities	$496/mo	$563/mo	↑ $67.21more	13.6%
Groceries	$913/mo	$979/mo	↑ $65.95more	7.2%
Transportation	$1,287/mo	$1,298/mo	↑ $10.93more	0.8%

Housing

↑ 13.9%

San Antonio, TX

$2,100

Fort Worth, TX

$2,391

Difference

$291

Other

↑ 7.7%

San Antonio, TX

$1,647

Fort Worth, TX

$1,774

Difference

$127

Healthcare

↑ 20.0%

San Antonio, TX

$527

Fort Worth, TX

$632

Difference

$105

All Utilities

↑ 13.6%

San Antonio, TX

$496

Fort Worth, TX

$563

Difference

$67.21

Groceries

↑ 7.2%

San Antonio, TX

$913

Fort Worth, TX

$979

Difference

$65.95

Transportation

↑ 0.8%

San Antonio, TX

$1,287

Fort Worth, TX

$1,298

Difference

$10.93

🏠Rent Comparison

Studio

From$1,110

To$1,340

↑ $230

1 Bed

From$1,210

To$1,390

↑ $180

2 Bed

From$1,470

To$1,620

↑ $150

3 Bed

From$1,890

To$2,140

↑ $250

San Antonio, TXZIP-level data

1BR range: $840–$1,770/mo

Fort Worth, TXZIP-level data

1BR range: $1,170–$2,210/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,969

Monthly in San Antonio, TX

$7,637

Monthly in Fort Worth, TX

$668

Difference

Home Values

San Antonio

Fort Worth

$215K

Median Value

$263K

↓ -2.9%

YoY Change

↓ -3.7%

↑ +16.7%

5-Year Change

↑ +27.5%

$107K - $905K

Price Range

$161K - $673K

Homes in Fort Worth are 22% more expensive than San Antonio

Calculate payment - San Antonio Calculate payment - Fort Worth

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

San Antonio, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Fort Worth, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

San Antonio, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Fort Worth, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.