Is Denver, CO cheaper than San Clemente, CA?

Based on cost of living data, Denver, CO is 37.0% cheaper than San Clemente, CA. This translates to saving $2778 per month.

What salary do I need in Denver, CO to live like I do in San Clemente, CA?

If you earn $150,000 in San Clemente, CA, you'd need approximately $116,660.867 in Denver, CO to maintain the same standard of living.

How does housing cost compare between San Clemente, CA and Denver, CO?

Housing in Denver, CO is 50.4% cheaper than in San Clemente, CA. For a two-bedroom apartment, rent is $2,190/month in Denver, CO compared to $3,290/month in San Clemente, CA.

How much can I save per month by moving from San Clemente, CA to Denver, CO?

Moving from San Clemente, CA to Denver, CO could save you approximately $2778 per month, or $33339 per year, based on a $150,000 salary.

San Clemente, CA vs Denver, CO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 San Clemente, CA — ZIP-level rent data · COL adjusted from Irvine, CA area

Current salary in San Clemente, CA

Numbers update automatically as you type

You'd save $2.8K/month moving to Denver, CO

$150.0K in your current city equals $116.7K in Denver, CO

Rent data from HUD ZIP-level estimates · COL index from Riverside-San Bernardino-Ontario, CA area

Overall Cost

↓ 37.0%

Less expensive

Monthly Impact

$2,778

Savings

Annual Impact

$33.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

San Clemente, CA

Population:62K

Cost Index:100

Median Home:$1.65M

Denver, CO

Population:716K

Cost Index:63

Median Home:$513K

San Clemente, CA

The Golden State

62K

Population

State Tax

Yes

Located in California, this city has a population of 62K residents.

Denver, CO

The Centennial State

716K

Population

State Tax

Yes

Climate

Semi-arid

Notable Facts

•Mile-high city (5,280 ft)
•Outdoor recreation hub
•Major cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: San Clemente, CA vs Denver, CO

Category	San Clemente, CA	Denver, CO	Difference	Change
🏠Housing	$6,547/mo	$3,248/mo	↓ $3,299less	50.4%
🚗Transportation	$2,083/mo	$1,462/mo	↓ $622less	29.8%
📦Other	$1,664/mo	$1,774/mo	↑ $110more	6.6%
🏥Healthcare	$542/mo	$632/mo	↑ $90.19more	16.6%
⚡All Utilities	$548/mo	$519/mo	↓ $28.50less	5.2%
🛒Groceries	$1,021/mo	$1,029/mo	↑ $8.18more	0.8%

🏠Housing

↓ 50.4%

San Clemente, CA

$6,547

Denver, CO

$3,248

Difference

$3,299

less

🚗Transportation

↓ 29.8%

San Clemente, CA

$2,083

Denver, CO

$1,462

Difference

$622

less

📦Other

↑ 6.6%

San Clemente, CA

$1,664

Denver, CO

$1,774

Difference

$110

🏥Healthcare

↑ 16.6%

San Clemente, CA

$542

Denver, CO

$632

Difference

$90.19

⚡All Utilities

↓ 5.2%

San Clemente, CA

$548

Denver, CO

$519

Difference

$28.50

less

🛒Groceries

↑ 0.8%

San Clemente, CA

$1,021

Denver, CO

$1,029

Difference

$8.18

🏛️ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

San Clemente, CA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$2,716

To$1,720

↓ $996

1 Bed

From$2,786

To$1,840

↓ $946

2 Bed

From$3,290

To$2,190

↓ $1,100

3 Bed

From$4,460

To$2,870

↓ $1,590

San Clemente, CAZIP-level data

1BR range: $2,770–$4,020/mo

Denver, COZIP-level data

1BR range: $1,620–$2,540/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$12,406

Monthly in San Clemente, CA

$8,665

Monthly in Denver, CO

$3,741

Difference

Home Values

San Clemente

Denver

$1.65M

Median Value

$513K

↓ -0.9%

YoY Change

↓ -4.2%

↑ +61%

5-Year Change

↑ +13%

$1.64M - $1.67M

Price Range

$352K - $933K

Homes in Denver are 69% less expensive than San Clemente

Calculate payment - San Clemente Calculate payment - Denver

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $4.0K

Per year

Monthly Difference

$336

More take-home

Effective Rate Diff

2.7%

Rate difference

San Clemente, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Denver, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Additional Tax Information

San Clemente, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Denver, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.