Is Kansas City, MO cheaper than San Clemente, CA?

Based on cost of living data, Kansas City, MO is 48.5% cheaper than San Clemente, CA. This translates to saving $3637 per month.

What salary do I need in Kansas City, MO to live like I do in San Clemente, CA?

If you earn $150,000 in San Clemente, CA, you'd need approximately $106,358.891 in Kansas City, MO to maintain the same standard of living.

How does housing cost compare between San Clemente, CA and Kansas City, MO?

Housing in Kansas City, MO is 67.9% cheaper than in San Clemente, CA. For a two-bedroom apartment, rent is $1,460/month in Kansas City, MO compared to $3,290/month in San Clemente, CA.

How much can I save per month by moving from San Clemente, CA to Kansas City, MO?

Moving from San Clemente, CA to Kansas City, MO could save you approximately $3637 per month, or $43641 per year, based on a $150,000 salary.

San Clemente, CA vs Kansas City, MO: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 San Clemente, CA — ZIP-level rent data · COL adjusted from Irvine, CA area

Current salary in San Clemente, CA

Numbers update automatically as you type

You'd save $3.6K/month moving to Kansas City, MO

$150.0K in your current city equals $106.4K in Kansas City, MO

Rent data from HUD ZIP-level estimates · COL index from Riverside-San Bernardino-Ontario, CA area

Overall Cost

↓ 48.5%

Less expensive

Monthly Impact

$3,637

Savings

Annual Impact

$43.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

San Clemente, CA

Population:62K

Cost Index:100

Median Home:$1.65M

Kansas City, MO

Population:508K

Cost Index:52

Median Home:$257K

San Clemente, CA

The Golden State

62K

Population

State Tax

Yes

Located in California, this city has a population of 62K residents.

Kansas City, MO

The Show-Me State

508K

Population

State Tax

Yes

Located in Missouri, this city has a population of 508K residents.

Cost Breakdown by Category

Annual spending: San Clemente, CA vs Kansas City, MO

Category	San Clemente, CA	Kansas City, MO	Difference	Change
🏠Housing	$6,547/mo	$2,105/mo	↓ $4,443less	67.9%
🚗Transportation	$2,083/mo	$1,216/mo	↓ $868less	41.6%
🛒Groceries	$1,021/mo	$949/mo	↓ $71.76less	7.0%
🏥Healthcare	$542/mo	$607/mo	↑ $65.41more	12.1%
📦Other	$1,664/mo	$1,607/mo	↓ $57.39less	3.4%
⚡All Utilities	$548/mo	$535/mo	↓ $12.11less	2.2%

🏠Housing

↓ 67.9%

San Clemente, CA

$6,547

Kansas City, MO

$2,105

Difference

$4,443

less

🚗Transportation

↓ 41.6%

San Clemente, CA

$2,083

Kansas City, MO

$1,216

Difference

$868

less

🛒Groceries

↓ 7.0%

San Clemente, CA

$1,021

Kansas City, MO

$949

Difference

$71.76

less

🏥Healthcare

↑ 12.1%

San Clemente, CA

$542

Kansas City, MO

$607

Difference

$65.41

📦Other

↓ 3.4%

San Clemente, CA

$1,664

Kansas City, MO

$1,607

Difference

$57.39

less

⚡All Utilities

↓ 2.2%

San Clemente, CA

$548

Kansas City, MO

$535

Difference

$12.11

less

🏛️ Local Income Taxes

Kansas City, MO: Kansas City Earnings Tax$1,500/yr (1.0%)

San Clemente, CA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$2,716

To$1,180

↓ $1,536

1 Bed

From$2,786

To$1,280

↓ $1,506

2 Bed

From$3,290

To$1,460

↓ $1,830

3 Bed

From$4,460

To$1,900

↓ $2,560

San Clemente, CAZIP-level data

1BR range: $2,770–$4,020/mo

Kansas City, MOZIP-level data

1BR range: $900–$1,800/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$12,406

Monthly in San Clemente, CA

$7,020

Monthly in Kansas City, MO

$5,386

Difference

Home Values

San Clemente

Kansas City

$1.65M

Median Value

$257K

↓ -0.9%

YoY Change

↑ +0.6%

↑ +61%

5-Year Change

↑ +32.2%

$1.64M - $1.67M

Price Range

$80K - $587K

Homes in Kansas City are 84% less expensive than San Clemente

Calculate payment - San Clemente Calculate payment - Kansas City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.7K

Per year

Monthly Difference

$225

More take-home

Effective Rate Diff

1.8%

Rate difference

San Clemente, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Kansas City, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

San Clemente, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Kansas City, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.