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Cost of Living Comparison 2026

Compare Seattle, WA and Colorado Springs, CO using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Data: HUD rent estimates, BLS cost of living

$
Numbers update automatically as you type

You'd save $3.0K/month moving to Colorado Springs, CO

$150.0K in your current city equals $113.9K in Colorado Springs, CO

Rent data from HUD ZIP-level estimates · COL index from Seattle-Tacoma-Bellevue, WA area
Overall Cost
↓ 40.1%
Less expensive
Monthly Impact
$3,009
Savings
Annual Impact
$36.1K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Seattle, WA

Population:749K
Cost Index:
100
100 = national average
Median Home:$808K

Colorado Springs, CO

Population:479K
Cost Index:
60
(40% below avg)
Median Home:$415K

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Seattle, WA

The Evergreen State

749K
Population
State Tax
No Income Tax
Climate
Oceanic

Notable Facts

  • •Coffee culture birthplace
  • •Major tech center
  • •Pacific Northwest gateway

Major Industries

TechnologyAerospaceMaritime TradeCoffee Industry

Colorado Springs, CO

The Centennial State

479K
Population
State Tax
Yes

Located in Colorado, this city has a population of 479K residents.

Cost Breakdown by Category

Annual spending: Seattle, WA vs Colorado Springs, CO

Housing
↓ 62.1%
Seattle, WA
$7,536
Colorado Springs, CO
$2,859
Difference
$4,678
less
Transportation
↓ 33.1%
Seattle, WA
$1,899
Colorado Springs, CO
$1,270
Difference
$628
less
Healthcare
↓ 24.1%
Seattle, WA
$824
Colorado Springs, CO
$626
Difference
$198
less
Other
↓ 9.3%
Seattle, WA
$1,975
Colorado Springs, CO
$1,791
Difference
$184
less
Groceries
↓ 7.4%
Seattle, WA
$1,079
Colorado Springs, CO
$999
Difference
$79.94
less
All Utilities
↓ 5.7%
Seattle, WA
$481
Colorado Springs, CO
$454
Difference
$27.32
less

🏠Rent Comparison

Studio
From$2,180
To$1,240
↓ $940
1 Bed
From$2,260
To$1,520
↓ $740
2 Bed
From$2,630
To$1,800
↓ $830
3 Bed
From$3,440
To$2,505
↓ $935
Seattle, WAZIP-level data

1BR range: $1,900–$3,210/mo

Colorado Springs, COZIP-level data

1BR range: $1,210–$2,050/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$13,794
Monthly in Seattle, WA
$7,999
Monthly in Colorado Springs, CO
$5,796
Difference

Home Values

Seattle
Colorado Springs
$808K
Median Value
$415K
↓ -2.5%
YoY Change
↓ -2.2%
↑ +12.5%
5-Year Change
↑ +22.4%
$433K - $1.34M
Price Range
$314K - $709K

Homes in Colorado Springs are 49% less expensive than Seattle

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $6.6K
More taxes
Monthly Difference
$550
Less take-home
Effective Rate Diff
4.4%
Rate difference

Seattle, WA

Federal Income Tax
Effective: 18.9%
$25.5K
Washington State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Colorado Springs, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Additional Tax Information

Seattle, WA Tax Rates

Sales Tax:9.2%
Property Tax:0.9%

Colorado Springs, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

🚶 Walkability

Modeled road attributes, not a safety assessment. Methodology and limitations

Environment

Seattle
Colorado Springs
41 Good
Air Quality
49 Good
69.7%
Good Air Days
55.2%
100 Very High
Climate Risk
94 Moderate
🌊🌡🫨
Top Hazards
🔥🌊🌪
▲+2.6°F
2050 Outlook
▲+3.0°F
2 days
Heat Days >95°F
9 days
▲+2.6°F
2050 Outlook
▲+3.0°F
2 days
Heat Days >95°F
9 days

What to Consider When Moving from Seattle, WA to Colorado Springs, CO

Relocating from Seattle, WA to Colorado Springs, CO involves more than just comparing rent prices. While the overall cost of living is about 40% lower in Colorado Springs, CO, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Colorado Springs, CO is 62% cheaper than in Seattle, WA. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Colorado Springs, CO pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Colorado Springs, CO to match your current standard of living in Seattle, WA.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Colorado Springs, CO for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Seattle, WA vs Colorado Springs, CO

How do the cost estimates for Seattle, WA and Colorado Springs, CO compare?

The saved overall index for Colorado Springs, CO is 40.1% lower than for Seattle, WA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Seattle, WA, the model estimates $113,895 in Colorado Springs, CO. It assumes 60% of gross income changes with the relative cost index and 40% stays fixed. The monthly difference is the salary difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Seattle, WA and Colorado Springs, CO?

The modeled two-bedroom rents are $2,630/month in Seattle, WA and $1,800/month in Colorado Springs, CO. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Washington and Colorado on TaxTakeHome.com

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