Is Kansas City, MO cheaper than Sherman, TX?

Based on cost of living data, Kansas City, MO is 9.9% cheaper than Sherman, TX. This translates to saving $744 per month.

What salary do I need in Kansas City, MO to live like I do in Sherman, TX?

If you earn $150,000 in Sherman, TX, you'd need approximately $141,066.09 in Kansas City, MO to maintain the same standard of living.

How does housing cost compare between Sherman, TX and Kansas City, MO?

Housing in Kansas City, MO is 6.4% cheaper than in Sherman, TX. For a two-bedroom apartment, rent is $1,460/month in Kansas City, MO compared to $1,058/month in Sherman, TX.

How much can I save per month by moving from Sherman, TX to Kansas City, MO?

Moving from Sherman, TX to Kansas City, MO could save you approximately $744 per month, or $8934 per year, based on a $150,000 salary.

Sherman, TX vs Kansas City, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Sherman, TX — ZIP-level rent data · COL adjusted from Plano, TX area

Current salary in Sherman, TX

Numbers update automatically as you type

You'd save $744/month moving to Kansas City, MO

$150.0K in your current city equals $141.1K in Kansas City, MO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 9.9%

Less expensive

Monthly Impact

$744

Savings

Annual Impact

$8.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Sherman, TX

Population:47K

Cost Index:100

Median Home:$245K

Kansas City, MO

Population:508K

Cost Index:90

Median Home:$257K

Sherman, TX

The Lone Star State

47K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 47K residents.

💡 Advantage: Texas has no state income tax!

Kansas City, MO

The Show-Me State

508K

Population

State Tax

Yes

Located in Missouri, this city has a population of 508K residents.

Cost Breakdown by Category

Annual spending: Sherman, TX vs Kansas City, MO

Category	Sherman, TX	Kansas City, MO	Difference	Change
📦Other	$1,815/mo	$1,607/mo	↓ $208less	11.4%
🏠Housing	$2,249/mo	$2,105/mo	↓ $144less	6.4%
⚡All Utilities	$546/mo	$535/mo	↓ $10.94less	2.0%
🚗Transportation	$1,223/mo	$1,216/mo	↓ $7.51less	0.6%
🏥Healthcare	$614/mo	$607/mo	↓ $6.39less	1.0%
🛒Groceries	$951/mo	$949/mo	↓ $1.47less	0.2%

📦Other

↓ 11.4%

Sherman, TX

$1,815

Kansas City, MO

$1,607

Difference

$208

less

🏠Housing

↓ 6.4%

Sherman, TX

$2,249

Kansas City, MO

$2,105

Difference

$144

less

⚡All Utilities

↓ 2.0%

Sherman, TX

$546

Kansas City, MO

$535

Difference

$10.94

less

🚗Transportation

↓ 0.6%

Sherman, TX

$1,223

Kansas City, MO

$1,216

Difference

$7.51

less

🏥Healthcare

↓ 1.0%

Sherman, TX

$614

Kansas City, MO

$607

Difference

$6.39

less

🛒Groceries

↓ 0.2%

Sherman, TX

$951

Kansas City, MO

$949

Difference

$1.47

less

🏛️ Local Income Taxes

Kansas City, MO: Kansas City Earnings Tax$1,500/yr (1.0%)

Sherman, TX has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$853

To$1,180

↑ $327

1 Bed

From$857

To$1,280

↑ $423

2 Bed

From$1,058

To$1,460

↑ $402

3 Bed

From$1,470

To$1,900

↑ $430

Sherman, TXZIP-level data

1BR range: $1,010–$1,130/mo

Kansas City, MOZIP-level data

1BR range: $900–$1,800/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,397

Monthly in Sherman, TX

$7,020

Monthly in Kansas City, MO

$378

Difference

Home Values

Sherman

Kansas City

$245K

Median Value

$257K

↓ -6.5%

YoY Change

↑ +0.6%

↑ +27.6%

5-Year Change

↑ +32.2%

$204K - $287K

Price Range

$80K - $587K

Homes in Kansas City are 5% more expensive than Sherman

Calculate payment - Sherman Calculate payment - Kansas City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.9K

More taxes

Monthly Difference

$661

Less take-home

Effective Rate Diff

5.3%

Rate difference

Sherman, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Kansas City, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Sherman, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Kansas City, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.